Rameis
ActiveSummary
Rameis has been active since 2012 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (-€1.4m) and a net result of -€402,149. Equity fluctuates too strongly from year to year to read a trend from it. Its solvency ranks better than 5% of 378 sector peers (NACE 42, financial year 2025). The computed 12-month bankruptcy probability is 1.2% (low).
Overview
Overview
Official details
Source: KBO- Status
- Active since 11-04-2012 Normal situation
- Registered office
- 13 active companies are registered at this address Source: KBO register, as of 3 November 2026.
- Activity
- Civil engineering NACE 42990and 5 others
- Establishment unit
- 2.209.064.439 3090 Overijse, since 11-04-2012
- Financial year end
- 31 December
- Peppol
- Reachable since 03-02-2026
Board and ownership
- Heynderickx ChristelleDirector · since 13-06-2024
- Maarten Van den BroeckDirector
- PATRIMMONIA REAL ESTATEDirector · since 13-06-2024 · permanent representative Dirk Van den Broeck
- Entrepôts Vincent et Petrens99.99%· score 842025 annual accounts of Entrepôts Vincent et Petrens
Financial position
- Bankruptcy probabilitywithin 12 months
- 1.2%
- Gross margin
- -€120,714
- ▲ 82.1%
- Loss
- €402,149
- ▼ 57.3%
- Equity
- -€1.4m
- ▼ 40.4%
- Total assets
- €6.3m
- ▼ 0.1%
- Negative equity on 31-12-2025
Score breakdownraises riskCapped at 59: negative equityLiquidity: current ratio 0.82, cash €2,163, halvedNegative equity -€1.4mLoss of €402,149, the second in a row (financial year 2025)lowers riskSize: total assets €6.3mShow the evidence
Checked score
About 1 in 100 comparable companies go bankrupt within 12 months (an estimate).
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 42, small). It does better than 1% of them on solvency, 1% on liquidity, 8% on profitability and 6% on growth.
The bankruptcy probability was computed on 02-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
The company filed its last 7 accounts on average 13 days after the deadline. In the sector (NACE 42), the median for financial year 2024 was 2 days before the deadline, and 41% of those companies filed late.
Searched, nothing found (2)
Financials
Financials · financial year 2025, full format
Annual accounts 2025 filed on 05-07-2026 at the NBB all 13 filings
Every figure per financial year
The operating result for 2025 is a loss of €121,712, smaller than the loss of €727,726 in 2024.
- 2025 Net result +57% on 2024. The accounts now follow the full format, last year the abbreviated format.
- 2023 Net result -509% on 2022. The accounts now follow the abbreviated format, last year the full format.
Securities and guarantees
| Item | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|
| Debts secured on the company's own assets | €4.3m | €4.3m | €3.8m | - | - |
| Debts guaranteed by Belgian public bodies | - | - | - | €3.5m | €3.5m |
| Mortgage mandates | €800,000 | €800,000 | €800,000 | €800,000 | €800,000 |
| Carrying value of the mortgaged assets | - | - | €6.9m | €6.2m | €6.2m |
Source: notes to the 2021 to 2025 annual accounts (statement of debts and off-balance-sheet rights and commitments)
Investments
| Item | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|
| Financial fixed assets | €8,854 | €6,217 | - | - | - |
Source: notes to the 2021 to 2025 annual accounts (statement of fixed assets)
| Line | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|---|---|---|
| Remuneration, social security and pensions62 | - | - | - | - | €904 | - | - | - | - |
| Other operating charges640/8 | - | - | - | €14,351 | €943 | €1,010 | €52,428 | €998 | ▼ 98.1% |
| Gross operating margin9900 | -€619,344 | -€426,881 | €244,266 | €707,749 | €60,901 | -€170,317 | -€675,299 | -€120,714 | ▲ 82.1% |
| Operating profit (loss)9901 | -€639,702 | -€434,477 | €241,477 | €693,398 | €59,054 | -€171,327 | -€727,726 | -€121,712 | ▲ 83.3% |
| Financial income75/76B | - | - | - | €1,077 | €1,120 | €1,109 | €70,555 | €986 | ▼ 98.6% |
| Recurring financial income75 | €484,776 | €38,526 | €435,746 | €1,077 | €1,120 | €1,109 | €50,555 | €986 | ▼ 98.0% |
| Non-recurring financial income76B | - | - | - | - | - | - | €20,000 | - | - |
| Financial charges65/66B | - | - | - | €142,395 | €133,354 | €275,169 | €285,481 | €281,424 | ▼ 1.4% |
| Recurring financial charges65 | €90,963 | €177,360 | €209,235 | €142,395 | €133,354 | €275,136 | €285,481 | €243,498 | ▼ 14.7% |
| Non-recurring financial charges66B | - | - | - | - | - | €33 | - | €37,925 | - |
| Profit (loss) for the period before taxes9903 | -€245,888 | -€573,311 | €467,988 | €552,081 | -€73,179 | -€445,387 | -€942,652 | -€402,149 | ▲ 57.3% |
| Profit (loss) for the period9904 | -€245,888 | -€573,311 | €467,988 | €552,081 | -€73,179 | -€445,387 | -€942,652 | -€402,149 | ▲ 57.3% |
| Profit (loss) for the period to be appropriated9905 | -€245,888 | -€573,311 | €467,988 | €552,081 | -€73,179 | -€445,387 | -€942,652 | -€402,149 | ▲ 57.3% |
| Line | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|---|---|---|
| Assets | |||||||||
| Total assets20/58 | €8.9m | €9.6m | €7.9m | €7.2m | €7.1m | €7.1m | €6.3m | €6.3m | ▼ 0.1% |
| Fixed assets21/28 | - | - | - | €0.009m | €0.02m | €0.02m | - | - | - |
| Financial fixed assets28 | - | - | - | €0.009m | €0.02m | €0.02m | - | - | - |
| Current assets29/58 | €8.9m | €9.6m | €7.9m | €7.2m | €7.1m | €7.0m | €6.3m | €6.3m | ▼ 0.1% |
| Stocks and contracts in progress3 | €5.9m | €6.8m | €7.7m | €7.1m | €6.9m | €6.9m | €6.2m | €6.2m | ▲ 0.3% |
| Stocks30/36 | - | - | - | €7.1m | €6.9m | €6.9m | €6.2m | €6.2m | ▲ 0.3% |
| Amounts receivable within one year40/41 | €2.7m | €2.8m | €0.2m | €0.08m | €0.1m | €0.08m | €0.1m | €0.08m | ▼ 18.9% |
| Trade receivables40 | - | - | - | €0.003m | €0.05m | €0.009m | €0.008m | €0.01m | ▲ 21.5% |
| Other amounts receivable41 | - | - | - | €0.08m | €0.07m | €0.08m | €0.09m | €0.07m | ▼ 22.6% |
| Cash at bank and in hand54/58 | €0.3m | €0.02m | €0.002m | €0.04m | €0.05m | €0.02m | €0.006m | €0.002m | ▼ 63.9% |
| Deferred charges and accrued income490/1 | - | - | - | €0.001m | - | - | - | - | - |
| Equity and liabilities | |||||||||
| Total equity and liabilities10/49 | €8.9m | €9.6m | €7.9m | €7.2m | €7.1m | €7.1m | €6.3m | €6.3m | ▼ 0.1% |
| Equity10/15 | €0.02m | -€0.6m | -€0.09m | €0.5m | €0.4m | -€0.05m | -€1.0m | -€1.4m | ▼ 40.4% |
| Contributions10/11 | €0.5m | €0.5m | €0.5m | €0.5m | €0.5m | €0.5m | €0.5m | €0.5m | = |
| Capital10 | - | - | - | €0.5m | €0.5m | €0.5m | €0.5m | €0.5m | = |
| Issued capital100 | - | - | - | €0.5m | €0.5m | €0.5m | €0.5m | €0.5m | = |
| Profit (loss) carried forward14 | -€0.5m | -€1.1m | -€0.6m | -€0.04m | -€0.1m | -€0.6m | -€1.5m | -€1.9m | ▼ 26.8% |
| Amounts payable17/49 | €8.9m | €10.1m | €7.9m | €6.8m | €6.7m | €7.1m | €7.3m | €7.7m | ▲ 5.4% |
| Amounts payable after more than one year17 | €4.5m | €4.5m | €5.8m | - | - | - | - | - | - |
| Amounts payable within one year42/48 | €4.4m | €5.6m | €2.1m | €6.8m | €6.7m | €7.1m | €7.3m | €7.7m | ▲ 5.4% |
| Financial debts43 | - | - | - | €4.3m | €4.3m | €3.8m | €3.5m | €3.5m | = |
| Credit institutions430/8 | - | - | - | €4.3m | €4.3m | €3.8m | €3.5m | €3.5m | = |
| Trade debts44 | €0.5m | €0.3m | €0.2m | €0.9m | €0.1m | €0.7m | €0.7m | €0.04m | ▼ 94.4% |
| Suppliers440/4 | - | - | - | €0.9m | €0.1m | €0.7m | €0.7m | €0.04m | ▼ 94.4% |
| Bills of exchange payable441 | - | - | - | - | - | €0.02m | - | - | - |
| Taxes, remuneration and social security45 | - | - | - | - | €0.003m | €0.1m | - | - | - |
| Taxes450/3 | - | - | - | - | €0.003m | €0.1m | - | - | - |
| Other amounts payable47/48 | - | - | - | €1.6m | €2.3m | €2.5m | €3.1m | €4.2m | ▲ 33.6% |
| Accrued charges and deferred income492/3 | - | - | - | €0.002m | €0.03m | €0.001m | - | €0.001m | - |
| Line | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | -€245,888 | -€573,311 | €467,988 | €552,081 | -€73,179 | -€445,387 | -€942,652 | -€402,149 | ▲ 57.3% |
| Operating cash flow (approximation) | -€245,888 | -€573,311 | €467,988 | €552,081 | -€73,179 | -€445,387 | -€942,652 | -€402,149 | ▲ 57.3% |
| Investment in fixed assets (approximation) | - | - | - | - | -€6,217 | €0 | - | - | - |
| Change in cash | - | -€273,002 | -€17,279 | €42,077 | €8,616 | -€36,615 | -€10,309 | -€3,831 | ▲ 62.8% |
A Belgian filing has no cash-flow statement. These rows are therefore an approximation, derived from the income statement and the balance-sheet moves.
Historical observation
In July 2024, 129 companies had the same profile as Rameis has now. Two years later, 95.3% were still going and 1.6% had gone bankrupt.
- Medium-sized
- 10 to 20 years old
- negative equity
- a small loss
Another 0.8% stopped without a precise date, possibly only after those two years.
That fits the bankruptcy probability of Rameis itself: 1.2% within 12 months.
Test of the method
The method was tested on the 497,446 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 129 companies, not a prediction for Rameis. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Latest 10 of 13 filings with the National Bank
| Financial year | Type | Filed | Reference | Document |
|---|---|---|---|---|
| 31-12-2025 | full format | 05-07-2026 | 2026-00256931 | |
| 31-12-2024 | abbreviated format | 29-07-2025 | 2025-00357473 | |
| 31-12-2023 | abbreviated format | 31-07-2024 | 2024-00316100 | |
| 31-12-2022 | full format | 27-07-2023 | 2023-00279656 | |
| 31-12-2021 | full format | 11-08-2022 | 2022-20282974 | |
| 31-12-2020 | full format | 30-11-2021 | 2021-78900275 | |
| 31-12-2019 | full format | 22-07-2020 | 2020-32800380 | |
| 31-12-2018 | full format | 23-07-2019 | 2019-36900013 | |
| 31-12-2017 | full format | 24-07-2018 | 2018-37700494 | |
| 31-12-2016 | full format | 31-08-2017 | 2017-57700465 |
Board & ownership
Directors
Board 3
Permanent representatives 1
Owners and capital
Shareholders
1 ownerChain of control
Owners 1
- Equity €1.0m Profit of €54,854 in 2025 (loss of €160,493 in 2024) Checked score 8499.99%
Capital transactions
- 04-04-2024 Capital stated in the deed · €504,000 · 900 shares
Mandate history
- Board
- began earlier
- end not dated
| Name | Functions and periods |
|---|---|
| Maarten Van den Broeck |
|
| Heynderickx Christelle |
|
| PATRIMMONIA REAL ESTATE |
|
| Christelle Heyderickx |
|
| Laurence Van Audenghaege |
|
Articles of association
- Board ruleThese rules set how the board is made up, meets and takes decisions.
- “13, 6 jaar”
- Transfer restrictionThis rule says whether shareholders may sell their shares freely or need approval first.
- “12, andersluidend schriftelijk akkoord tussen aandeelhouders”
Articles of association, deed of 04-04-2024 (in Dutch)
Network & group
Companies at the same address
12 other companies- ALL MY HOME DESIGN Establishment · since 2021 0773393470
- Bergerat Monnoyeur Establishment · since 2019 0419725928
- THE MARKET Registered office · since 2018 0692734111
- MANNES Establishment · since 2017 0465304644
- Deadline Dance Registered office · since 2016 0654734459
- PATRIMMONIA REAL ESTATE Registered office · since 2009 0820114016
- ABRA Registered office · since 2001 0475792621
- WHITE ROSE INVESTMENTS Registered office · since 1997 0458136245
- MAP RELOCATIONS Registered office · since 1996 0448909664
- RENOVER Establishment · since 1977 0416890063
Connections & network
2 connected companiesThe connected companies are in the list below.
Timeline
Acts, filings and financial milestones
27-12
Gazette deed
Reappointments: PATRIMMONIA REAL ESTATE NV, Maarten Van den Broeck and Christelle HeyderickxPermanent representative: Dirk Van den Broeck5 points ▸
- General meeting, 04-07-2024
- Director reappointment, PATRIMMONIA REAL ESTATE NV (director)
- Director reappointment, Maarten Van den Broeck (director)
- Director reappointment, Christelle Heyderickx (director)
- Permanent representative, Dirk Van den Broeck
04-04
Gazette deed
Registered office moved from Brussel to OverijseAmendment of the articles · Capital · Registered office clause7 points ▸
- General meeting, “buitengewone algemene vergadering van de aandeelhouders” (deed in Dutch)
- Registered-office move, 3090 Overijse,Brusselsesteenweg 321
- Amendment of the articles
- Capital, €504,000
- Registered office clause, “3090 Overijse, Brusselsesteenweg 321” (deed in Dutch)
- Power of attorney
- Power of attorney, Catherine GILLARDIN
12-10
Gazette deed
Resignation: Laurence Van Audenghaege (director)Appointment: Maarten Van den Broeck (director)4 points ▸
- General meeting, 24-06-2022
- Director resignation, Laurence Van Audenghaege (director)
- Director appointment, Maarten Van den Broeck (director)
- Other provision, “copy for publication after deposit, DOC 19.01” (deed in Dutch)
Show earlier events
Sources:Publications in the Belgian Official GazetteFilings with the National Bank
History
Company details
Register details
Identity
KBO recordRegistered office and establishments
1 former office
- 1050 Brussel until 01-10-2023 · act of 04-04-2024
Activities
NACEBEL 2025Codes under NACEBEL 2008
11 activities
- De aankoop en de verkoop van alle onbebouwde en gebouwde onroerende goederen van alle aard en voor alle bestemmingen; het verkavelen,uitrusten,inrichten en tot waarde brengen op alle mogelijke wijzen van alle onroerende goederen,het in optie nemen en geven van onroerende goederen,het bouwen,verbouwen,aanpassen,herstellen van alle gebouwen en constructies bij middel van alle technieken en in alle stadia van afwerking.
- Het huren,verhuren,leasen en uitbaten op alle mogelijke wijze van alle mogelijke onbebouwde en gebouwde onroerende goederen.
- Het in bewaring nemen van onroerende goederen.
- Alle activiteiten van een houdstermaatschappij en namelijk het verwerven,aankopen en verkopen,beheren en tot waarde brengen van alle participaties,aandelen en deelbewijzen van en in alle vennootschappen en ondernemingen,het beheren van eigen onroerende goederen.
- De studie,financiering en ontwikkeling van roerende en onroerende projecten.
- De bemiddeling van financieringen,kredieten,leningen,hypotheken,verkopingen en verzekeringen.
- Het aanvaarden en uitoefenen van alle mandaten en opdrachten,het uitvoeren van alle onderzoeken en studies en het verstrekken van alle adviezen en het verlenen van alle bijstand inzake de inrichting,de planning en het beheer van ondernemingen en bedrijven en in verband met de bouwnijverheid en aanverwante.
- De vennootschap mag alle roerende en onroerende,industriële,commerciële of financiële verrichtingen doorvoeren die in verband staan met haar voorwerp en alle handelingen stellen die rechtstreeks of onrechtstreeks de verwezenlijking ervan kunnen bevorderen.
- Zij zal daarenboven rechtstreeks of onrechtstreeks mogen deelnemen aan de werking van andere vennootschappen of bedrijven met een zelfde,gelijkaardige of verwant voorwerp of die een vennootschap of onderneming voor de hierbij opgerichte vennootschap nuttig kan zijn en dit door inbreng,versmelting,samenwerking,participatie of op gelijk welke andere wijze.
- De vennootschap mag leningen verrichten aan derden of waarborgen stellen voor derden.
- Zij kan ook functies van bestuurder of vereffenaar van andere vennootschappen uitoefenen.
Invoicing and payment
Check the withholding obligation If you pay this company for building or cleaning work, check before every payment whether you must withhold part of the invoice. Use the enterprise number 0845.226.227
Financial year and general meeting
Accounts at the NBBBusiness parks
Environmental permits
Source: Omgevingsloket Vlaanderen.
Sites & property
Buildings and parcels at the address
| Cadastral parcel | Region | Area | Buildings | Height / floors |
|---|---|---|---|---|
| 23062B0213/00G000 | Flanders | 2,394 m² | 1 · 519 m² | 9.2 m · 3 |