Skip to content

RAMED

Active
Private limited companyfounded 201313 yrs activeAntwerpsesteenweg 295, 1000 Brussel, BelgiumKBO/BCE: BE 0537.670.505
Summary

The computed 12-month bankruptcy probability of RAMED is 8.1% (elevated). For RAMED, at least two filing cycles of the annual accounts are missing. The 2021 annual accounts show equity of €21,276 and a net result of €11,011. Equity is growing by ~46.9% per year across the filed fiscal years. Its solvency ranks better than 61% of 21200 sector peers (fiscal year 2021). The company has been active since 2013 and the Belgian State Gazette contains no insolvency signals. The CBE does carry 1 administrative register entry (see administrative flags).

Checked score

No current score
Figures too old
The available figures for FY 2021 are too old to assess current financial health.
Bankruptcy probability: Elevated
Filing: At least two filing cycles are missing
Axes, FY 2021 · tick = 2020
Profitability95▲+13
Solvency70▲+23
Growth65▲+11
Track record92
Bankruptcy probability, 12 months
8.1% Elevated
0%0.5%1.5%4%10%≥ 25%
Credit check for your own amount and term

Show the recommended maximum : and see how the verdict changes with amount, term and advance.

Signals

Nine signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk
raises risk · Recent warning signals
The last 24 months brought warning signals in the Staatsblad or the KBO, and those often pile up before a bankruptcy.
Belgian State Gazette
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2021
Solvency, return and age of the figures
Solvency
44.7%
Return on assets
23.1%
Age of the figures
60 mo
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Retail trade (NACE 47)
about 45% more bankruptcies
← fewer bankruptcies more bankruptcies →
raises risk · Ex-officio strike-off
The KBO struck this company off ex officio, which points to unmet obligations and often precedes a bankruptcy.
KBO publications
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 13 years 0 20 y
raises risk · Two or more financial years not filed
Since the financial year that closed on 30-09-2022, 4 financial years are missing at the National Bank. A company this far behind goes bankrupt within the year nineteen times as often as a punctual filer.
NBB · 8 filings
Position against the passed deadline
30-09-2022 close30-04-2023 deadline28-09-2026 today
raises risk · Filed more than 90 days late
The financial year that closed on 30-09-2021 was due by 30-04-2022 and was filed on 11-08-2022, 103 days past the deadline. Measured on financial year 2023: companies more than 90 days late are in an abnormal legal state today in 5.61% of cases, against 1.66% across all filers.
NBB · 8 filings
Deviation from the deadline
2025
not filed
2024
not filed
2023
not filed
2022
not filed
2021
103 d late
2020
223 d late
2019
210 d late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 3 accounts on average 179 days after the deadline; the sector median for financial year 2024 is on the deadline day, and 46% of the sector filed late.

raises risk · Administrative warnings in the KBO publications
1 publication by the FPS Economy about this company, such as a strike-off for address, accounts or UBO, or its withdrawal.
KBO publications
Publications
Late accounts filing

History

On 26 August 2013, RAMED was incorporated.1 Revenue went from EUR 321,219 in 2018 to EUR 338,747 in 2021.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2018 and 2021

Go further with this company

Is this your company? See how customers and banks see it.

Investigating this company? Keep it with today's facts in a case file.

Financials · fiscal year 2021, micro schema

Turnover
€338,747▼ 3.2%
2020 · €350,111
EBIT margin
3.6%=
2020 · 3.5%
Net result
€11,011▲ 32.0%
2020 · €8,339
Working capital
€18,276▲ 152%
2020 · €7,265
Trend over the years

Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 47, Retail trade, each year against the same schema; no band under 30 filings. Dashed line: the median.

Every figure with its change against the fiscal year before
favourable unfavourable
Line2018201920202021
Turnover€321,219-€274,819▼ 14.4%€350,111▲ 27.4%€338,747▼ 3.2%
Operating result€4,646--€13,734€12,370€12,106▼ 2.1%
Net result€2,995--€16,950€8,339within the sector's middle half€11,011within the sector's middle half▲ 32.0%
EBIT margin1.4%--5.0%▼ 6.4pp3.5%▲ 8.5pp3.6%=
Equity€18,876-€1,926▼ 89.8%€10,265within the sector's middle half▲ 433%€21,276within the sector's middle half▲ 107%
Total assets€24,865-€27,675▲ 11.3%€46,980below the sector's middle half▲ 69.8%€47,592below the sector's middle half▲ 1.3%
Debt€5,989-€25,749▲ 330%€36,715▲ 42.6%€26,315▼ 28.3%
Working capital€15,876--€1,074€7,265within the sector's middle half€18,276within the sector's middle half▲ 152%
Solvency75.9%-7.0%▼ 69.0pp21.8%within the sector's middle half▲ 14.9pp44.7%within the sector's middle half▲ 22.9pp
Current ratio3.65-0.96▼ 2.691.20within the sector's middle half▲ 0.241.69within the sector's middle half▲ 0.50
Return on assets (ROA)12.0%--61.2%▼ 73.3pp17.8%above the sector's middle half▲ 79.0pp23.1%above the sector's middle half▲ 5.4pp
above within below the middle half (P25 to P75) of NACE 47, Retail trade, each year against the same schema; no band under 30 filings.
Result per fiscal year
Operating resultNet result
-€20,000-€10,000€0€10,000Operating result 2018: €4,646€4,646Net result 2018: €2,995€2,995Operating result 2019: -€13,734-€13,734Net result 2019: -€16,950-€16,950Operating result 2020: €12,370€12,370Net result 2020: €8,339€8,339Operating result 2021: €12,106€12,106Net result 2021: €11,011€11,0112018201920202021-€20,000-€10,000€0€10,000Operating result 2019: -€13,734-€13,700Net result 2019: -€16,950-€17,000Operating result 2020: €12,370€12,400Net result 2020: €8,339€8,340Operating result 2021: €12,106€12,100Net result 2021: €11,011€11,000201920202021
The operating result falls in 2021; 2021 is 2% below 2020.
Balance-sheet composition
2021 in colour, 2020 as the grey bar beneath
Assets €47,592
Fixed assets €3,000 =
Current assets €44,592 ▲ 1.4%
Equity and liabilities €47,592
Equity €21,276 ▲ 107%
Debt €26,315 ▼ 28.3%
Debt's share of the balance-sheet total falls from 78.2% to 55.3%. Equity is higher and debt is lower.
Key figures and ratios
2021 value · change against 2020
Quick ratio
1.42▲
2020 · 0.87
Debt to equity
1.24
ROE
51.8%▼
2020 · 81.2%
Debt ≤ 1 year
€26,315▼
2020 · €36,715
Income taxes
€794
Staff costs
€15,087
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
Filed annual accounts As filed with the NBB · 2021 against 2020 · 39 lines
Balance sheet Code20202021
Assets
Total assets20/58€46,980€47,592▲
Fixed assets21/28€3,000€3,000=
Financial fixed assets28€3,000€3,000=
Current assets29/58€43,980€44,592▲
Stocks and contracts in progress3€12,148€7,211▼
Stocks30/36-€7,211
Amounts receivable within one year40/41€14,745€24,031▲
Trade receivables40-€4,954
Other amounts receivable41-€19,078
Cash at bank and in hand54/58€17,087€13,350▼
Equity and liabilities
Total equity and liabilities10/49€46,980€47,592▲
Equity10/15€10,265€21,276▲
Contributions10/11€18,600€18,600=
Profit (loss) carried forward14-€8,335€2,676▲
Amounts payable17/49€36,715€26,315▼
Amounts payable within one year42/48€36,715€26,315▼
Financial debts43-€1,534
Credit institutions430/8-€1,534
Trade debts44€31,035€10,236▼
Suppliers440/4-€10,236
Taxes, remuneration and social security45-€14,545
Taxes450/3-€5,416
Remuneration and social security454/9-€9,129
Income statement Code20202021
Turnover70€350,111€338,747▼
Goods, raw materials, services and sundry goods60/61-€314,299
Remuneration, social security and pensions62-€15,087
Other operating charges640/8-€1,373
Gross operating margin9900€35,844€28,566▼
Operating profit (loss)9901€12,370€12,106▼
Financial income75/76B-€116
Recurring financial income75-€116
Financial charges65/66B-€417
Recurring financial charges65€4,031€417▼
Profit (loss) for the period before taxes9903€8,339€11,806▲
Income taxes67/77-€794
Profit (loss) for the period9904€8,339€11,011▲
Profit (loss) for the period to be appropriated9905€8,339€11,011▲
Appropriation of the result
Profit (loss) to be appropriated9906-€2,676
Profit (loss) brought forward from the previous period14P--€8,335

The notes to these accounts (2 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line2018201920202021Change
Turnover70€321,219€274,819€350,111€338,747▼ 3.2%
Goods, raw materials, services and sundry goods60/61---€314,299-
Remuneration, social security and pensions62---€15,087-
Other operating charges640/8---€1,373-
Gross operating margin9900€17,126€4,282€35,844€28,566▼ 20.3%
Operating profit (loss)9901€4,646-€13,734€12,370€12,106▼ 2.1%
Financial income75/76B---€116-
Recurring financial income75---€116-
Financial charges65/66B---€417-
Recurring financial charges65€1,637€2,819€4,031€417▼ 89.7%
Profit (loss) for the period before taxes9903€2,995-€16,950€8,339€11,806▲ 41.6%
Income taxes67/77---€794-
Profit (loss) for the period9904€2,995-€16,950€8,339€11,011▲ 32.0%
Profit (loss) for the period to be appropriated9905€2,995-€16,950€8,339€11,011▲ 32.0%
Line2018201920202021Change
Assets
Total assets20/58€24,865€27,675€46,980€47,592▲ 1.3%
Fixed assets21/28€3,000€3,000€3,000€3,000=
Financial fixed assets28€3,000€3,000€3,000€3,000=
Current assets29/58€21,865€24,675€43,980€44,592▲ 1.4%
Stocks and contracts in progress3€8,823€11,374€12,148€7,211▼ 40.6%
Stocks30/36---€7,211-
Amounts receivable within one year40/41€6,064€6,640€14,745€24,031▲ 63.0%
Trade receivables40---€4,954-
Other amounts receivable41---€19,078-
Cash at bank and in hand54/58€6,978€6,661€17,087€13,350▼ 21.9%
Equity and liabilities
Total equity and liabilities10/49€24,865€27,675€46,980€47,592▲ 1.3%
Equity10/15€18,876€1,926€10,265€21,276▲ 107%
Contributions10/11€18,600€18,600€18,600€18,600=
Profit (loss) carried forward14€276-€16,674-€8,335€2,676▲ 132%
Amounts payable17/49€5,989€25,749€36,715€26,315▼ 28.3%
Amounts payable within one year42/48€5,989€25,749€36,715€26,315▼ 28.3%
Financial debts43---€1,534-
Credit institutions430/8---€1,534-
Trade debts44€229€8,891€31,035€10,236▼ 67.0%
Suppliers440/4---€10,236-
Taxes, remuneration and social security45---€14,545-
Taxes450/3---€5,416-
Remuneration and social security454/9---€9,129-
Line2018201920202021Change
Profit (loss) for the period9904€2,995-€16,950€8,339€11,011▲ 32.0%
Operating cash flow (approximation)€2,995-€16,950€8,339€11,011▲ 32.0%
Investment in fixed assets (approximation)-€0€0€0-
Change in cash--€317€10,426-€3,737▼ 136%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

Download as CSV

Timeline · acts, filings and financial milestones

2026
28-08
KBO administration Late accounts filing
event 18-08-2026
2022
11-08
NBB filing Annual accounts filed
fiscal year 2021 · micro schema · 103 days late
2021
09-12
NBB filing Annual accounts filed
fiscal year 2020 · micro schema · 223 days late
30-09
Financial Highest result since 2018net €11,011 ▲32%
Net result €11,011, the highest in the series.
2020
26-11
NBB filing Annual accounts filed
fiscal year 2019 · full schema · 210 days late
30-09
Financial Back to profitnet €8,339
Net result €8,339 after one loss-making year.
2019
06-12
NBB filing Annual accounts filed
fiscal year 2018 · full schema · 220 days late
30-09
Financial Weakest financial yearnet -€16,950
Net result drops to -€16,950, the lowest in the series; recovery starts the following year.
2018
23-04
NBB filing Annual accounts filed
fiscal year 2017 · full schema
2017
02-05
NBB filing Annual accounts filed
fiscal year 2016 · full schema · 2 days late
2016
07-03
NBB filing Annual accounts filed
fiscal year 2015 · full schema
2015
12-08
NBB filing Annual accounts filed
fiscal year 2014 · full schema · 104 days late
SignalFinancial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 6 acts read
About the unread acts

We know of 6 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

Have them read with priority Sign in to place this company at the front of the reading queue.

Directors · office · real estate

Directors
6 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Brussel · 1 establishment unit since 2013
seat establishment The establishment unit on the map
Ground area
134 m²
Building footprint
175 m²
Volume, LiDAR
1,558 m³
Parcel 21813D0521/00L002, Brussels · tallest building 16.8 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Antwerpsesteenweg 295, 1000 Brussel
Wholesale trade
since 20132.225.047.366
1 parcel
Brussels 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
21813D0521/00L002 Brussels 134 m² 1 · 175 m² 16.8 m · 3 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Recognitions · licences · registrations

Food safety, FASFC

1 site
Brussel2.225.047.366
1 permission
Toelating · Vleeswinkel · since 16-01-2014

Similar companies · same sector, comparable size

Of 269 companies in sector 47222 we hold annual accounts for 134. 95 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded26-08-2013
Fiscal year end30-09
Activities, NACEBEL 2025
47222Retail trade
Contact
Phone 0022482885
E-invoicing
Reachable via Peppol
Peppol ID 0208:0537670505
Registered 22-12-2025

Register as of 27 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.