RAMASO
ActiveSummary
The computed 12-month bankruptcy probability of RAMASO is 6.0% (elevated). The 2025 annual accounts show equity of €20k and a net result of €36k. Equity is shrinking by ~11.8% per year across the filed fiscal years. Its solvency ranks better than 35% of 13417 sector peers (fiscal year 2025). The company has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
Axes · tick = 2024
Profitability69▼-7
Solvency37▼-56
Growth58▼-20
Track record94
Bankruptcy probability, 12 months
6.0%
Elevated
0%0.5%1.5%4%10%≥ 25%
Credit up to €500 at 30 days only on tighter terms
Liquidity short (current ratio 0.99 against 2.26 in 2024; short-term debt: 85.9% and cash: 79.9% of total assets), and 87.5% of the assets are financed with debt.
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Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Food and beverage service activities (NACE 56)
about 206% more bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
12.5%
Return on assets
22.3%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 06-05-2026, 86 days ahead of the deadline.
NBB · 5 filingsDeviation from the deadline
2025
86 d early
2024
31 d early
2023
30 d late
2022
53 d early
2021
66 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
History
Go further with this company
How much credit can you give this customer, and on what term?Credit simulator What should you check before you do business with this company?Supplier due diligence Accepting this client? The AML file with identity, beneficial owners and sanctions lists.AML client file How does this company compare with its sector?Sector benchmark What changed in the latest annual accounts?What changed Roughly what is this company worth?Value indication
Financials · fiscal year 2025, micro schema
Equity
€20k▼ 75.1%
2024 · €82k
Total assets
€163k▲ 36.2%
2024 · €120k
Net result
€36k▼ 29.0%
2024 · €51k
Working capital
€-2k
2024 · €47k
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€28k-€15k▼ 48.4%€16k▲ 8.7%€107k▲ 573%€86k▼ 19.7%
Net result€19k-€-2k€-6k▼ 227%€51k€36k▼ 29.0%
Equity€39k-€37k▼ 4.9%€31k▼ 16.9%€82k▲ 168%€20k▼ 75.1%
Total assets€74k-€85k▲ 14.4%€78k▼ 7.4%€120k▲ 53.1%€163k▲ 36.2%
Debt€35k-€48k▲ 35.7%€48k=€38k▼ 20.3%€143k▲ 276%
Working capital€27k-€22k▼ 19.3%€-11k€47k€-2k
Staff (FTE)0.5-
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 20% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €163k
Fixed assets
€25k ▼ 31.8%
Current assets
€139k ▲ 65.6%
Equity and liabilities €163k
Equity
€20k ▼ 75.1%
Debt
€143k ▲ 276%
Debt's share of the balance-sheet total rises from 31.7% to 87.5%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€98k▼
2024 · €119k
Cash flow
€48k▼
2024 · €63k
Current ratio
0.99▼
2024 · 2.26
Quick ratio
0.95▼
2024 · 2.21
Debt to equity
7.02▲
2024 · 0.46
ROE
178.7%▲
2024 · 62.6%
ROA
22.3%▼
2024 · 42.8%
Interest coverage
2.65▼
2024 · 3.08
Debt ≤ 1 year
€140k▲
2024 · €37k
Income taxes
€13k▼
2024 · €17k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Remuneration, social security and pensions62 | €9k | €32k | €0 | - | - | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €67 | €4k | €10k | €12k | €12k | ▼ 3.2% |
| Other operating charges640/8 | €348 | €348 | €2k | €899 | €928 | ▲ 3.3% |
| Gross operating margin9900 | €38k | €50k | €28k | €120k | €99k | ▼ 17.9% |
| Operating profit (loss)9901 | €28k | €15k | €16k | €107k | €86k | ▼ 19.7% |
| Financial income75/76B | €0 | - | €0 | €35 | €190 | ▲ 449% |
| Recurring financial income75 | €0 | - | €0 | €35 | €190 | ▲ 449% |
| Financial charges65/66B | €6k | €17k | €22k | €39k | €37k | ▼ 4.6% |
| Recurring financial charges65 | €6k | €17k | €22k | €39k | €37k | ▼ 4.6% |
| Profit (loss) for the period before taxes9903 | €23k | €-2k | €-6k | €69k | €50k | ▼ 28.0% |
| Income taxes67/77 | €4k | - | €138 | €17k | €13k | ▼ 24.9% |
| Profit (loss) for the period9904 | €19k | €-2k | €-6k | €51k | €36k | ▼ 29.0% |
| Profit (loss) for the period to be appropriated9905 | €19k | €-2k | €-6k | €51k | €36k | ▼ 29.0% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €74k | €85k | €78k | €120k | €163k | ▲ 36.2% |
| Fixed assets21/28 | €13k | €16k | €47k | €36k | €25k | ▼ 31.8% |
| Tangible fixed assets22/27 | €12k | €16k | €47k | €36k | €24k | ▼ 32.2% |
| Plant, machinery and equipment23 | €11k | €14k | €17k | €12k | €8k | ▼ 32.6% |
| Furniture and vehicles24 | €974 | €2k | €30k | €23k | €16k | ▼ 32.0% |
| Financial fixed assets28 | €300 | €300 | €480 | €480 | €480 | = |
| Current assets29/58 | €61k | €69k | €31k | €84k | €139k | ▲ 65.6% |
| Stocks and contracts in progress3 | €3k | €2k | €1k | €2k | €5k | ▲ 175% |
| Stocks30/36 | €3k | €2k | €1k | €2k | €5k | ▲ 175% |
| Amounts receivable within one year40/41 | €4k | €982 | €4k | €929 | €3k | ▲ 239% |
| Trade receivables40 | - | - | €3k | - | €3k | - |
| Other amounts receivable41 | €4k | €982 | €2k | €929 | €0 | ▼ 100% |
| Cash at bank and in hand54/58 | €54k | €66k | €26k | €81k | €131k | ▲ 61.2% |
| Deferred charges and accrued income490/1 | €244 | - | €128 | €132 | €332 | ▲ 151% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €74k | €85k | €78k | €120k | €163k | ▲ 36.2% |
| Equity10/15 | €39k | €37k | €31k | €82k | €20k | ▼ 75.1% |
| Contributions10/11 | €20k | €20k | €20k | €20k | €20k | = |
| Profit (loss) carried forward14 | €19k | €17k | €11k | €62k | €382 | ▼ 99.4% |
| Amounts payable17/49 | €35k | €48k | €48k | €38k | €143k | ▲ 276% |
| Amounts payable within one year42/48 | €34k | €47k | €42k | €37k | €140k | ▲ 279% |
| Trade debts44 | €23k | €729 | €8k | €538 | €110 | ▼ 79.5% |
| Suppliers440/4 | €23k | €729 | €8k | €538 | €110 | ▼ 79.5% |
| Taxes, remuneration and social security45 | €5k | €11k | €6k | €15k | €20k | ▲ 32.6% |
| Taxes450/3 | €4k | €4k | €138 | €15k | €20k | ▲ 32.9% |
| Remuneration and social security454/9 | €924 | €7k | €6k | €96 | €96 | = |
| Other amounts payable47/48 | €7k | €35k | €28k | €21k | €120k | ▲ 462% |
| Accrued charges and deferred income492/3 | €800 | €1k | €5k | €982 | €3k | ▲ 166% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €19k | €-2k | €-6k | €51k | €36k | ▼ 29.0% |
| + Depreciation and write-downs630 | €67 | €4k | €10k | €12k | €12k | ▼ 3.2% |
| Operating cash flow (approximation) | €19k | €2k | €4k | €63k | €48k | ▼ 24.2% |
| Investment in fixed assets (approximation) | - | €-7k | €-41k | €-990 | €0 | ▲ 100% |
| Change in cash | - | €12k | €-40k | €55k | €50k | ▼ 10.6% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
22-09
State Gazette act
Resignation: Yoel Carrano Amador (director)Director discharge3 facts ▸
State Gazette act
Resignation: Yoel Carrano Amador (director)
Director discharge3 facts ▸
- General meeting, 14-09-2026
- Director resignation, Yoel Carrano Amador (director)
- Director discharge, Yoel Carrano Amador
06-05
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Back to profitnet €51k
Net result €51k after 2 loss-making years.
31-12
Financial
Liquidity triplescurrent ratio 2.26
Current ratio from 0.73 to 2.26; short-term debt falls from €42k to €37k.
30-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 30 days late
2023
31-12
Financial
Weakest financial yearnet €-6k
Net result drops to €-6k, the lowest in the series; recovery starts the following year.
08-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
05-10
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 66 days late
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
1 of 3 acts read
About the unread acts
Of the 3 Belgian State Gazette acts we know for this company, 1 has been read. The other 2 have not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
no sitting director, last change in 2026
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
19-07-2026
Resigned as Director
Not every act has been read: a resignation may be missing here
2 of this company's 3 Belgian State Gazette acts have not been read yet. Appointments and resignations recorded in them are missing above: a director who resigned there may therefore still show here as sitting. The acts are in the Timeline.
Location & real-estate footprint
Registered office, Sint-Lambrechts-Woluwe · 1 establishment unit since 2021
Ground area
98 m²
Building footprint
67 m²
Volume, LiDAR
651 m³
Parcel 21673D0143/00Y006, Brussels · tallest building 15.9 m, ±4 floors. Linked by address, not a title deed.
3
companies at this address
See who is registered here
1 establishment unit
SAN BIAGIO
since 20212.312.852.459
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21673D0143/00Y006 | Brussels | 98 m² | 1 · 66 m² | 15.9 m · 4 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteSint-Lambrechts-Woluwe2.312.852.459
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Of 20,501 companies in sector 56111 we hold annual accounts for 11,453. 8,824 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded14-01-2021
Fiscal year end31-12
Activities, NACEBEL 2025
56111Full-service restaurants
46900Non-specialised wholesale trade
47120Other non-specialised retail sale
47279Other retail sale of food
Contact
E-mail
ramasosrl@gmail.com
Phone
0489950694
Scores and ratios are computed by Checked and are not a credit decision.