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RamaC

Active
Private limited companyfounded 2012active for 14 yearsVeestraat 9, 3840 Tongeren-Borgloon, BelgiumKBO/BCE: BE 0842.947.816
Summary

RamaC has been active since 2012 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €215,994 and a net result of €2,768. Equity is growing by about 7.8% per year across the filed financial years. Its solvency ranks better than 47% of 10,757 sector peers (NACE 70, financial year 2025). The computed 12-month bankruptcy probability is 0.8% (low).

Risk analysisFollow ReportCompare
RamaCActiveChecked score 67/100
Risk analysis ReportCompare

Overview

Activity
Business and other management consultancy
NACE 70200
1 site
Size
€445,729total assets 2025
Equity
€215,994
Profit
€2,768
Turnover not published (abbreviated format)
Financial health
67 Healthy Checked score 2025
Bankruptcy probabilitywithin 12 months
0.8%
Structure
Holdings
1
2025 accounts filed 31 days late1 of 5 deeds summarised
Why 67raises riskLiquidity: current ratio 0.53, cash €423Last filed accounts filed 31 days late; 3 of the last 3 latelowers riskSector: Activities of head offices; management consultancy activities (NACE 70)Size: total assets €445,729Show the evidence

Checked score

Score 2025
67 / 100
Healthy
Probability in this band: 0.55% to 1.5%
Financially better than 35% of its sector peers (NACE 70, micro)
Every signal that counts is listed under Signals.
Financial strength · tick = 2024
Average
Solvency 73+5
equity 48.5% of total assets
Liquidity 47+1
short-term debt 14.2% · cash 0.1%
Profitability 46-12
return on assets 0.6%
Bankruptcy probability, 12 months
0.8% Low
0%0.5%1.5%4%10%≥ 25%

About 8 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.1% (48,443 companies, NACE 70, micro)
Last 24 months 11-2024: 0.7% 12-2024: 0.7%● unchanged vs 11-2024 01-2025: 0.7%● unchanged vs 12-2024 02-2025: 0.7%● unchanged vs 01-2025 03-2025: 0.7%● unchanged vs 02-2025 04-2025: 0.7%● unchanged vs 03-2025 05-2025: 0.7%● unchanged vs 04-2025 06-2025: 0.7%● unchanged vs 05-2025lowest value 07-2025: 0.7%● unchanged vs 06-2025 08-2025: 1.0%▲ +0.3 percentage points vs 07-2025 09-2025: 1.2%▲ +0.2 percentage points vs 08-2025 10-2025: 1.8%▲ +0.6 percentage points vs 09-2025 11-2025: 1.9%▲ +0.1 percentage points vs 10-2025 12-2025: 2.3%▲ +0.4 percentage points vs 11-2025 01-2026: 3.3%▲ +1.0 percentage point vs 12-2025 02-2026: 3.3%● unchanged vs 01-2026 03-2026: 3.5%▲ +0.2 percentage points vs 02-2026 04-2026: 3.5%● unchanged vs 03-2026 05-2026: 3.5%● unchanged vs 04-2026 06-2026: 3.3%▼ -0.2 percentage points vs 05-2026 07-2026: 3.1%▼ -0.2 percentage points vs 06-2026 08-2026: 4.1%▲ +1.0 percentage point vs 07-2026highest value 09-2026: 0.8%▼ -3.3 percentage points vs 08-2026 10-2026: 0.8%● unchanged vs 09-2026
Credit of up to €14,000 on 30-day terms is acceptable
Liquidity insufficient (current ratio 0.53, compared with 0.68 in 2024, below 1; short-term debt: 14.2% and cash: 0.1% of total assets), and 51.5% of the assets are financed with debt and provisions.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 70, micro): better than 45% on solvency, 28% on liquidity, 22% on profitability and 44% on growth.

The bankruptcy probability was computed on 26-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Five signals.
lowers riskraises risk
raises risk · Liquidity: current ratio 0.53, cash €423
NBB · annual accounts
raises risk · Last filed accounts filed 31 days late; 3 of the last 3 late
NBB · filings
lowers risk · Sector: Activities of head offices; management consultancy activities (NACE 70)
KBO
lowers risk · Size: total assets €445,729
Companies of this size fail less often; how much that weighs depends on the rest of its profile.
NBB · annual accounts
raises risk · 2025 accounts filed 31 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 10 filings
Deviation from the deadline
2025
31 days late
2024
237 days late
2023
61 days late
2022
4 days early
2021
6 days early
2020
25 days late
2019
31 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 54 days after the deadline; the sector median (NACE 70) for financial year 2024 is 9 days before the deadline, and 32% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 31 August (4 of the last 5 filed years within 37 days of that day).
Companies Code · seven months
Where today falls in the filing period
27-10-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
Searched since 2021.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2025 · abbreviated…
  2. Annual accounts filedfinancial year 2024 · abbreviated…
  3. Weakest financial yearnet €2,768 ▼82.6%

Key points

  • Positive: 8 profitable years in a rowprofit 2025: €2,768 8 years View
  • One director decidessole director in office 1 View
  • Total assets 20256 financial years filed €445,729 View

By topic

Financials

Financial year
2025
Total assets
€445,729
Profit
€2,768
Solvency
48.5%
Total assets▼ 9.8%
Net result
20182025
Go to Financials

Timeline

Events
18
Since
2013
Next accounts
by 31-07-2027
  1. 31-12-2024Equity above €200,000
  2. 30-09-2024Annual accounts filed
  3. 08-12-2023Legal-form change · Resignations & appointments
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Business and other management consultancyNACE 70200
Founded
20-01-2012
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

Articles of association

Provisions read
6
Annual meeting
First Friday of June
Purpose
“Het beheren van beleggingen en van participaties in dochtervennootschappen,het waarnemen…” (deed in Dutch)
Go to Articles of association

Key facts about RamaC

What is the company number of RamaC?
0842.947.816. In Belgium the VAT number is the company number with BE in front: BE 0842.947.816.
Where is RamaC based?
The registered office is at Veestraat 9, 3840 Tongeren-Borgloon.Company details
What does RamaC do?
According to the KBO register, the main activity is business and other management consultancy (NACE 70200).
What is the legal form of RamaC?
Private limited company (BV).
When was RamaC founded?
On 20-01-2012.
Is RamaC still active?
Yes, RamaC is an active enterprise in the KBO register.
What is the turnover of RamaC?
Not stated in the processed annual accounts. The abridged format for small companies does not require turnover.Financials
Is RamaC profitable?
In financial year 2025, RamaC made a profit of €2,768.
Where can I find the annual accounts of RamaC?
RamaC filed 14 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of RamaC due?
By 31-07-2027, for financial year 2026.Timeline

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