Skip to content

RAMA

Active
Private limited company (pre-2019)founded 20197 yrs activeKBO/BCE: BE 0721.870.733
Summary

The computed 12-month bankruptcy probability of RAMA is 15.6% (high). For RAMA, at least two filing cycles of the annual accounts are missing. The 2023 annual accounts show equity of €90,172 and a net result of €2,760. Equity is growing by ~14.2% per year across the filed fiscal years. Its solvency ranks better than 59% of 33658 sector peers (fiscal year 2023). The company has been active since 2019 and the Belgian State Gazette contains no insolvency signals. The CBE does carry 1 administrative register entry (see administrative flags).

Risk analysisWatch ReportCompare
RAMAActive
Risk analysis ReportCompare

Overview

Activity
Painting of buildings
NACE 43341
1 site
Size
€169,197total assets 2023
Equity
€90,172
Profit
€2,760
Turnover not published (abridged schema)
Financial health
Bankruptcy chance 12 m
15.6%
2023 figures too old to score
Structure
Accounts 430 d overdue0 of 6 deeds read
Signals- Figures for FY 2023 (filed 21-10-2024)- 2 financial years not filed after the legal deadline; latest accounts 82 days late; 3 of the last 3 late- Ex-officio strike-off in the KBO- Size: total assets €169,197- Two or more financial years not filed- Administrative warnings in the KBO publicationsFiled after the deadlineShow the evidence

Checked score

No current score
Figures too old
The available figures for FY 2023 are too old to assess current financial health.
Bankruptcy probability: High
Filing: At least two filing cycles are missing
Financial strength, FY 2023 · tick = 2022
Average
Solvency 78-22
equity 53.3% of total assets
Liquidity 42-48
short-term debt 46.7% · cash 11.9%
Profitability 42-14
return on assets 1.6%
Bankruptcy probability, 12 months
15.6% High
0%0.5%1.5%4%10%≥ 25%

About 1 in 6 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.7% (47,133 companies)
Last 24 months 11-2024: 2.4% 12-2024: 2.4%● 0.0% vs 11-2024 01-2025: 2.4%▼ -2.0% vs 12-2024 02-2025: 2.4%▲ +1.4% vs 01-2025 03-2025: 2.4%▼ -1.2% vs 02-2025 04-2025: 2.4%▲ +1.6% vs 03-2025 05-2025: 2.4%▼ -1.1% vs 04-2025 06-2025: 2.0%▼ -16.2% vs 05-2025lowest value 07-2025: 2.0%● 0.0% vs 06-2025lowest value 08-2025: 2.5%▲ +24.8% vs 07-2025 09-2025: 2.6%▲ +4.0% vs 08-2025 10-2025: 3.9%▲ +50.6% vs 09-2025 11-2025: 4.0%▲ +2.7% vs 10-2025 12-2025: 4.8%▲ +19.9% vs 11-2025 01-2026: 7.2%▲ +48.7% vs 12-2025 02-2026: 7.2%● 0.0% vs 01-2026 03-2026: 13.4%▲ +87.1% vs 02-2026 04-2026: 12.3%▼ -8.0% vs 03-2026 05-2026: 12.3%● 0.0% vs 04-2026 06-2026: 12.1%▼ -1.6% vs 05-2026 07-2026: 12.1%● 0.0% vs 06-2026 08-2026: 15.6%▲ +28.6% vs 07-2026highest value 09-2026: 15.6%● 0.0% vs 08-2026highest value 10-2026: 15.6%● 0.0% vs 09-2026highest value
  • Figures for FY 2023 (filed 21-10-2024) raises the probability
  • 2 financial years not filed after the legal deadline; latest accounts 82 days late; 3 of the last 3 late raises the probability
  • Ex-officio strike-off in the KBO raises the probability
  • Size: total assets €169,197 raises the probability for this profile
Credit check for your own amount and term

Show the recommended maximum : and see how the verdict changes with amount, term and advance.

Signals

Seven signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Figures for FY 2023 (filed 21-10-2024)
In the bankruptcy model this factor raises the probability.
NBB · annual accounts
raises risk · 2 financial years not filed after the legal deadline; latest accounts 82 days late; 3 of the last 3 late
In the bankruptcy model this factor raises the probability.
NBB · filings
raises risk · Ex-officio strike-off in the KBO
In the bankruptcy model this factor raises the probability.
KBO publications
raises risk · Size: total assets €169,197
In the bankruptcy model this factor raises the probability for this profile.
NBB · annual accounts
raises risk · Two or more financial years not filed
Since the financial year that closed on 31-12-2024, 2 financial years are missing at the National Bank. A company this far behind goes bankrupt within the year nineteen times as often as a punctual filer.
NBB · 4 filings
Position against the passed deadline
31-12-2024 close31-07-2025 deadline04-10-2026 today
neutral · Filed after the deadline
The financial year that closed on 31-12-2023 was due by 31-07-2024 and was filed on 21-10-2024, 82 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 4 filings
Deviation from the deadline
2025
not confirmed
2024
not filed
2023
82 d late
2022
448 d late
2021
211 d late
2020
87 d late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 4 accounts on average 207 days after the deadline; the sector median for financial year 2024 is 1 day before the deadline, and 42% of the sector filed late.

raises risk · Administrative warnings in the KBO publications
1 publication by the FPS Economy about this company, such as a strike-off for address, accounts or UBO, or its withdrawal.
KBO publications
Publications
Address struck
  1. Address struckevent 07-12-2025
  2. Annual accounts filedfiscal year 2023 · micro…
  3. Annual accounts filedfiscal year 2022 · micro…

Key points

  • Risk: Accounts not fileddeadline was 31-07-2025 430 d late View
  • Total assets 20234 fiscal years filed €169,197 View
  • Active since 2019founded 05-03-2019 7 years View

By topic

Financials

Fiscal year
2023
Total assets
€169,197
Profit
€2,760
Solvency
53.3%
Go to Financials

Timeline

Events
9
Since
2021
  1. 11-02-2026Address struck
  2. 21-10-2024Annual accounts filed
  3. 21-10-2024Annual accounts filed
Go to Timeline

Company details

Sites
1
Legal form
Private limited company (pre-2019)
Activity
Painting of buildingsNACE 43341
Founded
05-03-2019
Year ends
31-12
Peppol
Not found in the Peppol directory
Go to Company details

Go further with this company

How much credit can you give this customer, and on what term?Credit check What should you check before you do business with this company?Supplier due diligence Can you trust this company with building work?Contractor check Can you accept this company as a client under the anti-money-laundering law?AML client file Which of your other customers can you e-invoice via Peppol?Peppol check How does this company compare with its sector?Sector benchmark

Your own company? See how customers, suppliers and banks see it and what to improve first.

Investigating this company? Keep it with today's facts in a case file.

We would like to set cookies. That happens only with your consent. What we measure