Financials
- Financial year
- 2022
- Total assets
- €97,087
- Loss
- -€6,089
- Solvency
- 97.5%
RAM RAADGEVING
ActiveSummary
The computed 12-month bankruptcy probability of RAM RAADGEVING is 6.6% (elevated). For RAM RAADGEVING, at least two filing cycles of the annual accounts are missing. The 2022 annual accounts show equity of €94,658 and a net result of -€6,089. Equity is growing by about 19% per year across the filed financial years. Its solvency ranks better than 95% of 22,582 sector peers (NACE 47, financial year 2022). The company has been active since 1987 and the Belgian Official Gazette contains no insolvency or warning signals.
Overview
Activity
Non-specialised retail sale with food, beverages or tobacco predominating
NACE 47110
2 sites
Size
€97,087total assets 2022
- Equity
- €94,658
- Loss
- -€6,089
Turnover not published (micro format)
Financial health
- Bankruptcy probabilitywithin 12 months
- 6.6%
2022 figures too old to score
Signalsraises riskFigures for financial year 2022 (filed 16-12-2023)3 financial years not filed after the legal deadline; latest accounts 137 days late; 2 of the last 3 lateSize: total assets €97,087Two or more financial years not filedFiled more than 90 days latelowers riskFounded in 1987Show the evidence
Bankruptcy probability
No current score
Figures too old
The available figures for FY 2022 are too old to assess current financial health.
Bankruptcy probability: Elevated
Filing: At least two filing cycles are missing
Financial strength, FY 2022 · tick = 2021
Average
Solvency
100=
equity 97.5% of total assets
Liquidity
57+6
short-term debt 1.7% · cash 5.3%
Profitability
22+22
return on assets -6.3%
Bankruptcy probability, 12 months
6.6%
Elevated
0%0.5%1.5%4%10%≥ 25%
About 7 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
11-2024: 4.7%lowest value
12-2024: 5.2%▲ +0.5 percentage points vs 11-2024
01-2025: 8.4%▲ +3.2 percentage points vs 12-2024
02-2025: 8.4%● unchanged vs 01-2025
03-2025: 8.6%▲ +0.2 percentage points vs 02-2025
04-2025: 7.9%▼ -0.7 percentage points vs 03-2025
05-2025: 7.9%● unchanged vs 04-2025
06-2025: 7.9%● unchanged vs 05-2025
07-2025: 7.9%● unchanged vs 06-2025
08-2025: 10.5%▲ +2.6 percentage points vs 07-2025
09-2025: 10.5%● unchanged vs 08-2025
10-2025: 10.5%● unchanged vs 09-2025
11-2025: 10.5%● unchanged vs 10-2025
12-2025: 10.5%● unchanged vs 11-2025
01-2026: 11.6%▲ +1.1 percentage points vs 12-2025highest value
02-2026: 7.0%▼ -4.6 percentage points vs 01-2026
03-2026: 7.0%● unchanged vs 02-2026
04-2026: 7.0%● unchanged vs 03-2026
05-2026: 7.0%● unchanged vs 04-2026
06-2026: 7.0%● unchanged vs 05-2026
07-2026: 7.0%● unchanged vs 06-2026
08-2026: 6.6%▼ -0.4 percentage points vs 07-2026
09-2026: 6.6%● unchanged vs 08-2026
10-2026: 6.6%● unchanged vs 09-2026
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Signals
Six signals.
lowers riskraises risk
raises risk · Two or more financial years not filed
Since the financial year that closed on 31-12-2023, 3 financial years are missing at the National Bank. A company this far behind goes bankrupt within the year nineteen times as often as a punctual filer.
NBB · 10 filingsPosition against the passed deadline
31-12-2023 year end31-07-2024 deadline22-10-2026 today
raises risk · Filed more than 90 days late
The financial year that closed on 31-12-2022 was due by 31-07-2023 and was filed on 15-12-2023, 137 days past the deadline. Measured on financial year 2023: of the companies more than 90 days late, 5.61% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers.
NBB · 10 filingsDeviation from the deadline
2025
not filed
2024
not filed
2023
not filed
2022
137 days late
2021
32 days late
2020
1 day early
2019
37 days early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 4 accounts on average 33 days after the deadline; the sector median (NACE 47) for financial year 2024 is on the deadline day, and 47% of those companies filed late.
Searched, nothing found (1)
- Resignation: René BOTSON (director)Appointment: Martine BOTSON (sole director)…
- Annual accounts filedfinancial year 2022 · micro…
- Liquidity more than triplescurrent ratio 52.85
Key points
By topic
Board & ownership
- Board
- 1 member
- Martine BOTSONDirector
Timeline
- Events
- 41
- Since
- 1989
- 01-09-2022Annual accounts filed
- 31-12-2021Weakest financial year
- 30-07-2021Annual accounts filed
Company details
- Sites
- 2
- Legal form
- Private limited company
- Activity
- Non-specialised retail sale with food, beverages or tobacco…NACE 47110
- Founded
- 18-11-1987
- Year ends
- 31-12
- Peppol
- Reachable for e-invoices
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