RALUXA
ActiveRALUXA has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €22k and a net result of €5k. Equity is growing by ~2.6% per year across the filed fiscal years. Its solvency ranks better than 66% of 13977 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.8% (low).
Checked score
Score 2025
69
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability84▲+6
Solvency75▲+17
Growth52▲+20
Track record94
Bankruptcy probability, 12 months
0.8%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1.5k at 30 days acceptable
Liquidity tight (current ratio 1.35 against 0.86 in 2024; short-term debt: 31.2% and cash: 2.9% of total assets), and 49.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
50.4%
Return on assets
12%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 3 filingsDeviation from the deadline
2025
31 d late
2024
29 d late
2023
57 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
18-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€22k▲ 19.5%
2024 · €19k
2023: €21k
2024: €19k
2023 → 2025
Total assets
€44k▼ 22.1%
2024 · €57k
2023: €50k
2024: €57k
2023 → 2025
Net result
€5k▲ 28.2%
2024 · €4k
2023: €21k
2024: €4k
2023 → 2025
Working capital
€5k
2024 · €-4k
2023: €17k
2024: €-4k
2023 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202320242025Trend
Equity€21k-€19k▼ 11.9%€22k▲ 19.5%
Operating result€30k-€10k▼ 65.6%€15k▲ 47.4%
Net result€21k-€4k▼ 80.6%€5k▲ 28.2%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 47% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €44k
Fixed assets
€26k▼ 26.0%
Current assets
€19k▼ 15.9%
Equity and liabilities €44k
Equity
€22k▲ 19.5%
Debt
€22k▼ 42.5%
The debt ratio falls from 67.1% to 49.6%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€29k▲
2024 · €21k
Cash flow
€20k▲
2024 · €15k
Solvency
50.4%▲
2024 · 32.9%
Current ratio
1.35▲
2024 · 0.86
Quick ratio
1.35▲
2024 · 0.86
Debt / equity
0.98▼
2024 · 2.04
ROE
23.8%▲
2024 · 22.2%
ROA
12.0%▲
2024 · 7.3%
Interest coverage
11.21▼
2024 · 15.17
Debt
€22k▼
2024 · €38k
Debt ≤ 1 year
€14k▼
2024 · €26k
Debt > 1 year
€8k▼
2024 · €12k
Income taxes
€7k▲
2024 · €5k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€57k€44k▼
Fixed assets21/28€35k€26k▼
Tangible fixed assets22/27€35k€26k▼
Plant, machinery and equipment23€498€1k▲
Furniture and vehicles24€34k€24k▼
Current assets29/58€22k€19k▼
Amounts receivable within one year40/41€7k€16k▲
Trade receivables40€4k€6k▲
Other amounts receivable41€3k€10k▲
Cash at bank and in hand54/58€14k€1k▼
Deferred charges and accrued income490/1€546€1k▲
Equity and liabilities
Total equity and liabilities10/49€57k€44k▼
Equity10/15€19k€22k▲
Contributions10/11€2k€2k=
Profit (loss) carried forward14€17k€21k▲
Amounts payable17/49€38k€22k▼
Amounts payable after more than one year17€12k€8k▼
Financial debts170/4€12k€8k▼
Amounts payable within one year42/48€26k€14k▼
Current portion of amounts payable after more than one year42€4k€4k▲
Trade debts44€3k€698▼
Suppliers440/4€3k€698▼
Advances received on contracts in progress46€6k-
Taxes, remuneration and social security45€12k€7k▼
Taxes450/3€12k€7k▼
Other amounts payable47/48€2k€2k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€11k€14k▲
Other operating charges640/8€1k€3k▲
Non-recurring operating charges66A€1k-
Gross operating margin9900€23k€33k▲
Operating profit (loss)9901€10k€15k▲
Financial income75/76B€0€87▲
Recurring financial income75€0€87▲
Financial charges65/66B€1k€3k▲
Recurring financial charges65€1k€3k▲
Non-recurring financial charges66B-€205
Profit (loss) for the period before taxes9903€9k€12k▲
Income taxes67/77€5k€7k▲
Profit (loss) for the period9904€4k€5k▲
Profit (loss) for the period to be appropriated9905€4k€5k▲
Appropriation of the result
Profit (loss) to be appropriated9906€24k€22k▼
Profit (loss) brought forward from the previous period14P€20k€17k▼
Profit to be distributed694/7€7k€2k▼
Return on contributions (dividend)694€2k€2k=
Directors or managers695€5k-
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 31 days late
2025
29-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 29 days late
2024
31-12
Financial
Weakest financial yearnet €4k ▼80.6%
Net result drops to €4k, the lowest in the series; recovery starts the following year.
26-09
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 57 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Vilvoorde · 1 establishment unit since 2023
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Streekbaan 1061800 VilvoordeGround area
385 m²
Building footprint
188 m²
Volume, LiDAR
1,409 m³
2 parcels, Brussels, Flanders · tallest building 10.8 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
RALUXA
since 20232.344.603.232
2 parcels
Flanders
1
(50%)
Brussels
1
(50%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23088A0122/00R000 | Flanders | 253 m² | 1 · 56 m² | 10.8 m · 3 fl. |
| 21819C0186/00E002 | Brussels | 132 m² | 1 · 132 m² | 9.2 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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C.A. IMMO INVEST
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Of 11,749 companies in sector 68310 we hold annual accounts for 6,906. 4,052 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded30-03-2023
Fiscal year end31-12
Activities, NACEBEL
68310Real estate agency activities
68311Real estate activities
43350Other building finishing work
49420Removal services
68312Real estate activities
68321Property management for co-owned buildings (syndics)
68322Real estate appraisal on a fee or contract basis
70200Business and other management consultancy
70220Business consulting
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.