RALPH DE JONGHE
ActiveRALPH DE JONGHE has been active since 2012 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €318k and a net result of €24k. Equity is shrinking by ~4.7% per year across the filed fiscal years. Its solvency ranks better than 87% of 31527 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
91
/ 100
Excellent▲ +18 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability37▲+8
Solvency100=
Growth52=
Stability100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €30k at 30 days acceptable
Liquidity ample (current ratio 3.12 against 3.45 in 2024), and 10.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
89.3%
Return on assets
6.7%
Age of the figures
8 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 12-05-2026, 80 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
80 d early
2024
77 d early
2023
118 d early
2022
33 d early
2021
40 d early
2020
41 d early
2019
44 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
15-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€318k▼ 15.7%
2024 · €378k
2019: €310k
2020: €463k
2021: €536k
2022: €547k
2023: €453k
2024: €378k
2019 → 2025
Total assets
€357k▼ 16.2%
2024 · €426k
2019: €393k
2020: €535k
2021: €584k
2022: €584k
2023: €487k
2024: €426k
2019 → 2025
Net result
€24k▲ 7.8%
2024 · €22k
2019: €142k
2020: €153k
2021: €223k
2022: €81k
2023: €21k
2024: €22k
2019 → 2025
Working capital
€81k▼ 28.0%
2024 · €112k
2019: €231k
2020: €392k
2021: €462k
2022: €272k
2023: €210k
2024: €112k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€536k-€547k▲ 2.0%€453k▼ 17.1%€378k▼ 16.7%€318k▼ 15.7%
Operating result€309k-€113k▼ 63.3%€25k▼ 78.4%€13k▼ 45.7%€25k▲ 85.3%
Net result€223k-€81k▼ 63.6%€21k▼ 73.9%€22k▲ 4.4%€24k▲ 7.8%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 85% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €357k
Fixed assets
€238k▼ 11.2%
Current assets
€119k▼ 24.7%
Equity and liabilities €357k
Equity
€318k▼ 15.7%
Debt
€38k▼ 20.4%
The debt ratio falls from 11.3% to 10.7%: debt falls faster than equity shrinks.
Key figures and ratios
EBITDA
€38k▼
2024 · €40k
Cash flow
€37k▼
2024 · €49k
Solvency
89.3%▲
2024 · 88.7%
Current ratio
3.12▼
2024 · 3.45
Quick ratio
3.12▼
2024 · 3.45
Debt / equity
0.12▼
2024 · 0.13
ROE
7.5%▲
2024 · 5.9%
ROA
6.7%▲
2024 · 5.2%
Interest coverage
12.35▲
2024 · -16.17
Debt
€38k▼
2024 · €48k
Debt ≤ 1 year
€38k▼
2024 · €46k
Debt > 1 year
€0▼
2024 · €2k
Income taxes
€5k▲
2024 · €4k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€426k€357k▼
Fixed assets21/28€267k€238k▼
Tangible fixed assets22/27€267k€237k▼
Land and buildings22€244k€236k▼
Furniture and vehicles24€21k€0▼
Other tangible fixed assets26€2k€929▼
Financial fixed assets28€600€600=
Current assets29/58€158k€119k▼
Amounts receivable within one year40/41€6k€6k=
Trade receivables40€6k€6k=
Current investments50/53€144k€100k▼
Cash at bank and in hand54/58€6k€12k▲
Deferred charges and accrued income490/1€2k€876▼
Equity and liabilities
Total equity and liabilities10/49€426k€357k▼
Equity10/15€378k€318k▼
Contributions10/11€34k€34k=
Reserves13€343k€284k▼
Distributable reserves133€343k€284k▼
Profit (loss) carried forward14€932€987▲
Amounts payable17/49€48k€38k▼
Amounts payable after more than one year17€2k€0▼
Financial debts170/4€2k€0▼
Amounts payable within one year42/48€46k€38k▼
Current portion of amounts payable after more than one year42€8k€2k▼
Trade debts44€448€4k▲
Suppliers440/4€448€4k▲
Taxes, remuneration and social security45€17k€13k▼
Taxes450/3€5k€7k▲
Remuneration and social security454/9€12k€6k▼
Other amounts payable47/48€21k€20k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€27k€13k▼
Other operating charges640/8€3k€8k▲
Gross operating margin9900€43k€46k▲
Operating profit (loss)9901€13k€25k▲
Financial income75/76B€11k€7k▼
Recurring financial income75€11k€7k▼
Financial charges65/66B€-2k€3k▲
Recurring financial charges65€-2k€3k▲
Profit (loss) for the period before taxes9903€27k€29k▲
Income taxes67/77€4k€5k▲
Profit (loss) for the period9904€22k€24k▲
Profit (loss) for the period to be appropriated9905€22k€24k▲
Appropriation of the result
Profit (loss) to be appropriated9906€23k€25k▲
Profit (loss) brought forward from the previous period14P€900€932▲
Transfer from equity791/2€80k€65k▼
Transfer to equity691/2€4k€6k▲
To other reserves6921€4k€6k▲
Profit to be distributed694/7€98k€83k▼
Return on contributions (dividend)694€80k€65k▼
Directors or managers695€18k€18k=
The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
12-05
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
15-05
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
04-04
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Weakest financial yearnet €21k ▼73.9%
Net result drops to €21k, the lowest in the series; recovery starts the following year.
2022
28-10
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2021
21-10
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
07-05
State Gazette act
General meeting · Legal-form conversion
Purpose change · Corporate purpose · Tim CARNEWAL
30-04
Financial
Highest result since 2019net €223k ▲46.3%
Operating result €309k, net result €223k, both a record.
30-04
Financial
Equity above €500kEq €536k ▲15.9%
3 profitable years in a row build equity to €536k.
2020
20-10
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2019
17-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2018
23-10
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2017
08-11
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2016
17-10
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Mortsel · 1 establishment unit since 2012
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Heldenhuldelaan 902640 MortselGround area
226 m²
Building footprint
103 m²
Volume, LiDAR
778 m³
Parcel 11512B0251/00B003, Flanders · tallest building 11.5 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Ralph De Jonghe
since 20122.209.733.145
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11512B0251/00B003 | Flanders | 226 m² | 1 · 103 m² | 11.5 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Legal Entity Identifier
875500ATQVJLG0UFRS88
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Of 82,215 companies in sector 70200 we hold annual accounts for 52,392. 37,651 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded10-05-2012
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
Sources
Crossroads Bank for EnterprisesNational Bank · 13 filingsAddress and cadastre registers
Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.