RAINYVE

Active Risk: not assessed Public limited companyfounded 1992active for 34 yearsTervurenlaan 412, 1150 Woluwe-Saint-PierreKBO/BCE: BE 0447.757.839 #1 company by total assets in Woluwe-Saint-Pierre, Finance and insurance sector

RAINYVE

Financial year 2025

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Annual accounts 2025

full format, filed on 28-10-2025, 95 days before the deadline

€100.0m

▼ 19.7%

€121.0m

▼ 6.5%

€15.4m

▲ 99.2%

82.6%

▼ 13.7 percentage points

15.4%

▲ 9.2 percentage points

12.8%

▲ 6.8 percentage points

In the rankings #1 company by total assets in Woluwe-Saint-Pierre, Finance and insurance sector #1 company by equity in Woluwe-Saint-Pierre, Finance and insurance sector #5 oldest company in Woluwe-Saint-Pierre, Finance and insurance sector

Balance sheet

balance sheet total €121.0m on 30-06-2025

What the company ownsHow it is paid for

in €m

Position in the sector

Compare with sector

82.6%

Higher than 71% of 3,042 companies in 2025.

12.8%

Higher than 85% of 3,034 companies in 2025.

RAINYVE Middle half of the sector 80% of the sector Full accounts in financial services (NACE 64)

Net result: top quarter · Equity: top quarter · Balance sheet total: top quarter · Staff: middle half

Staff

€69,326

Staff costs divided by the average number of full-time equivalents.

people who joined people who left

Filed annual accounts

as filed with the National Bank, click a year to choose it

Line	2025	2024	2023	2022	2021	2020	2019	2018	2017	2016	2015	2014	2013	2012	2011	2010	2009	2008	2007
Balance sheet: assets
`20/58`	121.0m	129.3m	124.0m	126.1m	114.7m	108.1m	105.5m	99.9m	93.9m	88.9m	92.4m	83.0m	74.2m	57.7m	78.2m	76.0m	74.6m	74.0m	69.8m
`21/28`	92.1m	97.4m	94.9m	92.5m	89.0m	86.1m	80.1m	76.5m	73.4m	73.5m	72.1m	73.5m	63.7m	52.5m	72.4m	71.2m	70.1m	67.9m	59.4m
`21`	-	-	-	-	-	-	-	-	-	-	-	43	86	129	172	-	-	-	-
`22/27`	8,175	892	1,309	1,726	-	-	-	651	1,301	1,952	2,603	115	517	2,025	3,756	4,912	5,092	1,023	391
`24`	475	892	1,309	1,726	-	-	-	651	1,301	1,952	2,603	115	517	1,354	2,414	2,899	2,408	1,023	391
`26`	7,700	-	-	-	-	-	-	-	-	-	-	-	-	671	1,342	2,013	2,684	-	-
`28`	92.1m	97.4m	94.9m	92.5m	89.0m	86.1m	80.1m	76.5m	73.4m	73.5m	72.1m	73.5m	63.7m	52.5m	72.4m	71.2m	70.1m	67.9m	59.4m
`29/58`	28.9m	32.0m	29.1m	33.6m	25.7m	22.0m	25.4m	23.4m	20.5m	15.4m	20.3m	9.5m	10.5m	5.2m	5.7m	4.8m	4.5m	6.1m	10.4m
`40/41`	6.2m	2.8m	2.3m	4.1m	954,574	1.1m	1.8m	1.6m	1.4m	483,064	843,294	420,043	609,890	458,875	602,808	367,524	388,675	2.3m	1.0m
`41`	6.2m	2.8m	2.3m	4.1m	954,574	1.1m	1.8m	1.6m	1.4m	483,064	843,294	420,043	609,890	458,875	602,808	367,524	388,675	2.3m	1.0m
`50/53`	20.7m	25.5m	19.5m	3.7m	4.0m	3.5m	3.5m	3.0m	4.8m	4.8m	1.3m	-	-	-	-	-	0	3.4m	9.2m
`54/58`	1.9m	3.7m	7.4m	25.8m	20.8m	17.3m	20.1m	18.9m	14.3m	10.1m	18.1m	9.0m	9.9m	4.7m	5.1m	4.4m	4.1m	426,525	114,345
`490/1`	28,907	40,651	41,588	2,435	2,361	2,797	3,256	3,648	4,086	8,994	32,934	41,564	30,008	28,928	30,502	30,224	25,882	23,485	91,295
Balance sheet: equity and liabilities
`10/49`	121.0m	129.3m	124.0m	126.1m	114.7m	108.1m	105.5m	99.9m	93.9m	88.9m	92.4m	83.0m	74.2m	57.7m	78.2m	76.0m	74.6m	74.0m	69.8m
`10/15`	100.0m	124.5m	121.6m	116.0m	114.7m	108.0m	105.4m	99.9m	93.8m	88.8m	87.2m	77.1m	67.2m	49.7m	69.2m	66.1m	63.7m	62.0m	57.3m
`10/11`	25.0m	25.0m	25.0m	25.0m	25.0m	25.0m	25.0m	25.0m	25.0m	25.0m	25.0m	25.0m	25.0m	25.0m	25.0m	25.0m	25.0m	25.0m	25.0m
`10`	25.0m	25.0m	25.0m	25.0m	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
`100`	25.0m	25.0m	25.0m	25.0m	25.0m	25.0m	25.0m	25.0m	25.0m	25.0m	25.0m	25.0m	25.0m	25.0m	25.0m	25.0m	25.0m	25.0m	25.0m
`13`	2.5m	2.5m	2.5m	2.5m	2.5m	2.5m	2.5m	2.5m	2.5m	2.5m	2.5m	2.5m	2.5m	2.5m	2.5m	2.5m	2.5m	2.5m	2.5m
`130/1`	2.5m	2.5m	2.5m	2.5m	2.5m	-	-	-	-	-	-	-	-	-	-	-	-	-	-
`130`	2.5m	2.5m	2.5m	2.5m	2.5m	2.5m	2.5m	2.5m	2.5m	2.5m	2.5m	2.5m	2.5m	2.5m	2.5m	2.5m	2.5m	2.5m	2.5m
`133`	37,246	37,246	37,246	37,246	37,246	37,246	37,246	37,246	37,246	37,246	37,246	37,246	37,246	37,246	37,246	37,246	37,246	37,246	37,246
`14`	72.4m	97.0m	94.0m	88.5m	87.1m	80.5m	77.9m	72.3m	66.3m	61.3m	59.7m	49.5m	39.6m	22.2m	41.6m	38.5m	36.2m	34.5m	29.8m
`16`	1.0m	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
`160/5`	1.0m	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
`164/5`	1.0m	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
`17/49`	20.0m	4.8m	2.4m	10.1m	46,921	35,716	100,503	32,020	50,393	128,177	5.2m	5.9m	7.0m	8.0m	9.0m	9.9m	10.9m	12.0m	12.5m
`42/48`	20.0m	4.8m	2.4m	10.1m	41,908	31,717	98,077	28,151	47,634	124,047	5.2m	5.9m	7.0m	8.0m	9.0m	9.9m	10.9m	12.0m	12.5m
`43`	22	54	52	25	46	19	70,630	-	-	-	-	816,000	1.8m	2.9m	3.9m	4.8m	5.8m	6.7m	7.3m
`430/8`	22	54	52	25	46	19	70,630	-	-	-	-	-	-	-	5	0	-	0	6
`439`	-	-	-	-	-	-	-	-	-	-	-	816,000	1.8m	2.9m	3.9m	4.8m	5.8m	6.7m	7.3m
`44`	12,943	8,393	3,945	12,643	16,331	7,212	3,721	3,771	23,947	17,986	6,257	2,931	2,859	2,789	2,789	2,789	19,162	6,884	3,962
`440/4`	12,943	8,393	3,945	12,643	16,331	7,212	3,721	3,771	23,947	17,986	6,257	2,931	2,859	2,789	2,789	2,789	19,162	6,884	3,962
`45`	8,319	8,578	25,863	26,190	25,507	24,460	23,701	24,356	23,662	24,770	23,347	4,805	10,046	6,915	7,773	3,892	2,695	3,041	3,613
`450/3`	0	308	19,090	19,247	19,228	19,212	19,130	19,166	19,228	19,568	18,900	-	-	805	220	158	173	168	172
`454/9`	8,319	8,269	6,773	6,943	6,279	5,249	4,571	5,190	4,434	5,203	4,447	4,805	10,046	6,110	7,553	3,734	2,522	2,873	3,441
`47/48`	20.0m	4.8m	2.4m	10.0m	25	25	25	25	25	81,290	5.1m	5.1m	5.1m	5.1m	5.1m	5.1m	5.1m	5.2m	5.2m
`492/3`	6,521	5,552	6,756	6,583	5,013	3,999	2,426	3,869	2,759	4,130	1,832	1,272	-	-	0	-	0	0	0
Income statement
`76A`	-	-	-	-	2.2m	1.7m	1.5m	-	-	-	7.0m	8.4m	23.2m	2.1m	3.0m	4.0m	230,050	447,333	1.5m
`9900`	-77,531	-158,063	-152,506	-206,770	-93,261	-56,785	-67,911	-47,650	-63,205	-67,386	-43,904	-48,359	-43,460	-44,383	-38,015	-49,705	-58,049	-290,665	-44,049
`62`	76,259	63,447	58,609	61,824	60,013	54,531	57,965	56,314	59,771	49,282	72,708	60,875	61,826	45,676	42,005	30,415	23,346	21,517	16,621
`630`	1,393	417	417	360	-	-	651	651	651	651	809	445	1,551	1,774	1,774	1,616	1,459	484	261
`635/8`	1.0m	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
`640/8`	220,897	220,405	206,736	198,248	-	868	868	868	868	868	1,046	5,850	1,936	-	2,020	942	3,951	89	2,782
`66A`	-	-	-	-	-	2.2m	1.6m	-	-	-	-	-	7.9m	23.1m	2.1m	3.0m	-	-	-
`9901`	-1.4m	-442,332	-418,269	-467,202	-153,274	-112,183	-127,395	-105,482	-124,495	-118,187	-118,467	-115,529	-108,773	-91,832	-83,815	-82,678	-86,805	-312,755	-63,712
`75/76B`	18.9m	11.5m	12.6m	14.4m	7.2m	5.9m	7.9m	6.7m	5.4m	2.1m	3.5m	1.8m	2.4m	1.9m	2.4m	1.5m	1.6m	5.2m	4.3m
`75`	10.7m	10.4m	9.0m	14.4m	5.0m	4.2m	6.4m	6.7m	5.4m	2.1m	3.5m	1.8m	2.4m	1.9m	2.4m	1.5m	1.6m	5.2m	4.3m
`76B`	8.2m	1.2m	3.6m	-	2.2m	1.7m	1.5m	-	-	-	-	-	-	-	-	-	-	-	-
`65/66B`	1.1m	2.7m	3.5m	2.0m	-145,875	2.7m	1.9m	155,281	-101,431	409,752	165,797	126,551	146,403	166,163	185,539	93,741	88,737	529,677	811,567
`65`	318,530	229,463	281,285	455,574	-145,875	511,006	245,908	155,281	-101,431	409,752	165,797	126,551	146,403	166,163	185,539	93,741	88,737	529,677	811,567
`66B`	782,954	2.4m	3.3m	1.5m	-	2.2m	1.6m	-	-	-	-	-	-	-	-	-	-	-	-
`9903`	16.4m	8.4m	8.6m	11.9m	7.2m	3.1m	5.9m	6.4m	5.4m	1.6m	10.2m	9.9m	17.4m	-19.4m	3.1m	2.4m	1.6m	4.8m	4.9m
`67/77`	978,580	683,408	661,124	585,598	602,361	471,148	382,219	372,659	303,172	54,874	19,711	11,250	-	-	5	-32,164	5	30,348	41
`9904`	15.4m	7.8m	8.0m	11.3m	6.6m	2.6m	5.5m	6.0m	5.1m	1.5m	10.2m	9.9m	17.4m	-19.4m	3.1m	2.4m	1.6m	4.7m	4.9m
`9905`	15.4m	7.8m	8.0m	11.3m	6.6m	2.6m	5.5m	6.0m	5.1m	1.5m	10.2m	9.9m	17.4m	-19.4m	3.1m	2.4m	1.6m	4.7m	4.9m
Appropriation of the result
`9906`	112.4m	101.8m	96.4m	98.5m	87.1m	80.5m	77.9m	72.3m	66.3m	61.3m	59.7m	49.5m	39.6m	22.2m	41.6m	38.5m	36.2m	34.5m	29.8m
`14P`	97.0m	94.0m	88.5m	87.1m	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
`694/7`	40.0m	4.8m	2.4m	10.0m	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
`694`	40.0m	4.8m	2.4m	10.0m	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Social balance sheet
`9087`	1.1	1.1	1.1	1.1	1.1	1.1	1.1	1.1	1.2	1.3	1.3	1.2	1.1	1	0.9	0.5	0.5	0.5	0.4
Hours worked`1013`	1,833	1,657	1,506	1,836	1,957	1,567	1,898	1,877	1,890	1,432	2,257	2,083	1,997	1,744	1,671	894	890	968	667
Document	PDF	PDF	PDF	PDF	PDF	PDF	PDF	PDF	PDF	PDF	PDF	PDF	PDF	PDF	PDF	PDF	PDF	PDF	PDF

The accounts for 14 older financial years (1993-2006) were filed as documents without figures as data, scans for example.

The notes to these accounts have 19 items, including the statement of assets and debts, the cost breakdown and rights and commitments. You find them in the filed accounts (PDF).

Source: Annual accounts 2025 (PDF), filed on 28-10-2025.

Download as CSV

Filings

each dot is a set of accounts, on the day it reached the National Bank

Financial year	Type	Filed	Reference	Document
30-06-2025	full format	28-10-2025	2025-00552938	PDF
30-06-2024	full format	11-10-2024	2024-00505126	PDF
30-06-2023	full format	27-09-2023	2023-00455857	PDF
30-06-2022	full format	26-09-2022	2022-20435516	PDF
30-06-2021	full format	03-12-2021	2021-79300060	PDF
30-06-2020	full format	27-10-2020	2020-63500546	PDF
30-06-2019	full format	07-10-2019	2019-68900121	PDF
30-06-2018	full format	25-10-2018	2018-70200465	PDF
30-06-2017	full format	04-10-2017	2017-66300196	PDF
30-06-2016	full format	30-09-2016	2016-63300374	PDF
30-06-2015	full format	28-10-2015	2015-65700515	PDF
30-06-2014	full format	29-10-2014	2014-65900525	PDF
30-06-2013	full format	24-10-2013	2013-63800174	PDF
30-06-2012	full format	26-10-2012	2012-61900601	PDF
30-06-2011	full format	13-10-2011	2011-57900036	PDF
30-06-2010	full format	24-11-2010	2010-61300541	PDF
30-06-2009	full format	22-09-2009	2009-76700342	PDF
30-06-2008	full format	15-12-2008	2008-85200089	PDF
30-06-2007	full format	14-11-2007	2007-80100118	PDF
30-06-2006	full format	11-10-2006	2006-83601960	PDF
30-06-2005	full format	21-10-2005	2005-83202083	PDF
30-06-2004	full format	26-10-2004	2004-75300267	PDF
30-06-2003	full format	01-10-2003	2003-71600216	PDF
30-06-2002	full format	26-09-2002	2002-59002172	PDF
30-06-2001	full format	18-10-2001	2001-65102613	PDF
30-06-2000	full format	19-10-2000	2000-66502394	PDF
30-06-1999	full format	07-10-1999	1999-52002934	PDF
30-06-1998	full format	12-10-1998	1998-53004054	PDF
30-06-1997	full format	10-10-1997	1997-49100857	PDF
30-06-1996	full format	08-10-1996	1996-47301237	PDF
30-06-1995	full format	14-11-1995	1995-56903829	PDF
30-06-1994	full format	19-10-1994	1994-44404384	PDF
30-06-1993	full format	15-10-1993	1993-40302961	PDF

Key figures and ratios

per financial year, computed from the annual accounts

2025	2024	2023	2022	2021	2020	2019	2018	2017	2016	2015	2014	2013	2012	2011	2010	2009	2008	2007
28,702	3.8m	2.0m	5.2m	664,083	6.0m	7.0m	3.1m	4	1.5m	3,266	3.8m	47,290	1.1m	378,835	5.5m	2.3m	8.5m	3.6m
-1.7m	-3.7m	-18.5m	5.0m	3.5m	-2.8m	1.3m	4.6m	4.2m	-8.0m	9.1m	-823,711	5.1m	-354,588	685,797	305,841	3.7m	312,180	-
82.6%	96.3%	98.0%	92.0%	100.0%	100.0%	99.9%	100.0%	99.9%	99.9%	94.4%	92.8%	90.6%	86.2%	88.5%	87.0%	85.4%	83.8%	82.1%
15.4%	6.2%	6.6%	9.8%	5.8%	2.4%	5.2%	6.0%	5.4%	1.7%	11.7%	12.8%	26.0%	-39.0%	4.4%	3.6%	2.6%	7.6%	8.6%
12.8%	6.0%	6.4%	9.0%	5.8%	2.4%	5.2%	6.0%	5.4%	1.7%	11.0%	11.9%	23.5%	-33.6%	3.9%	3.1%	2.2%	6.4%	7.1%

A Belgian filing has no cash-flow statement. Cash flow is therefore an approximation, derived from the income statement. Investment is the acquisitions in the notes and, without them, the balance-sheet move.

Social balance sheet

Item	30-06-2025	30-06-2024	30-06-2023	30-06-2022
Employees at the balance-sheet date	2	2	2	2
full-time	0	0	0	-
part-time	2	2	2	2
in full-time equivalents	1.1	1.1	1.1	1.1
	1.1	1.1	1.1	1.1
On a permanent contract	2	2	2	2

Source: social balance sheet in the 2022 to 2025 annual accounts

Investments

fixed assets acquired

Item	30-06-2025	30-06-2024	30-06-2023	30-06-2022
Tangible fixed assets	€8,676	-	-	€2,086
Financial fixed assets	€20,025	€3.8m	€2.0m	€5.1m
	€1,393	€417	€417	€360

Source: notes to the 2022 to 2025 annual accounts (statement of fixed assets)

Insights on RAINYVE

The operating result for 2025 is a loss of €1.4m, larger than the loss of €442,332 in 2024. It is the lowest result since 2007.

Debt's share of the balance-sheet total rises from 3.7% to 16.6%. Equity is lower and debt is higher.

Large changes and their cause

2025 Net result +99% on 2024. The 2025 profit included a one-off income of €8,220,519.

Next steps

Work out how much credit to give this customer and on what payment terms.Credit check See what changed in the latest annual accounts.What changed

Annual accounts 2025

Balance sheet

Change in equityin €m

Change in cashin €m

Position in the sector

Solvency82.6%

Return on assets12.8%

Staff

Staff cost per FTE€69,326

Joined and left

Filed annual accounts

Filings

Key figures and ratios

Social balance sheet

Investments

Insights on RAINYVE

Next steps

in €m

in €m

82.6%

12.8%

€69,326