Losses
-€255,544 in three years
Every financial year from 2023 to 2025 closed with a loss. 2023 was the heaviest.
RAINERI
Lifetime
19 annual accounts with figures on one time axis, 28 filings since 1998peak €680,106 (2021)
€615,084▲ 5.6%
lowest -€115,609 (2015)
-€81,415▼ €141
peak €1.4m (2022)
€1.1m▼ 6.8%
€588,745▼ 22.1%
peak 17 FTE (2018)
11.3 FTE▲ 4.6%
Board1 name since 1997
1 directorRAINERI Gianfranco
Documentsfilings and deeds
29-01-20262 days before the deadline
2025abbreviated format
Loss of €81,415Debts from €755,888 to €588,745
Key points
from the 2025 annual accountsStaff
15 employees on 30-06-2025
In 2025, 19 people joined and 16 left.
Position in the sector
-€81,415
Lower net result than 93% of companies in retail trade. Sector median €27,425 · 12,844 companies.
Checked score
88
Excellent
Financially stronger than 50% of small companies in retail trade (NACE 47)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
0.2% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.4% across 3,697 companies (NACE 47, small).
About 2 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 0.3%
01-2025: 0.3%● unchanged vs 12-2024
02-2025: 0.2%▼ -0.1 percentage points vs 01-2025lowest value
03-2025: 0.2%● unchanged vs 02-2025lowest value
04-2025: 0.2%● unchanged vs 03-2025lowest value
05-2025: 0.2%● unchanged vs 04-2025lowest value
06-2025: 0.2%● unchanged vs 05-2025lowest value
07-2025: 0.2%● unchanged vs 06-2025lowest value
08-2025: 0.2%● unchanged vs 07-2025lowest value
09-2025: 0.2%● unchanged vs 08-2025lowest value
10-2025: 0.2%● unchanged vs 09-2025
11-2025: 0.2%● unchanged vs 10-2025
12-2025: 0.2%● unchanged vs 11-2025
01-2026: 0.2%● unchanged vs 12-2025
02-2026: 0.3%▲ +0.1 percentage points vs 01-2026highest value
03-2026: 0.2%▼ -0.1 percentage points vs 02-2026
04-2026: 0.2%● unchanged vs 03-2026
05-2026: 0.2%● unchanged vs 04-2026
06-2026: 0.2%● unchanged vs 05-2026
07-2026: 0.2%● unchanged vs 06-2026
08-2026: 0.2%● unchanged vs 07-2026
09-2026: 0.2%● unchanged vs 08-2026
10-2026: 0.2%● unchanged vs 09-2026
11-2026: 0.2%● unchanged vs 10-2026
Financial strengthAverage
Score breakdown
raises risk
Loss of €81,415, the second in a row (financial year 2025)
lowers risk
Founded in 1997
Liquidity: current ratio 2.52, cash €349,147
Equity €1.1m (65.5% of total assets)
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 47, small). It does better than 84% of them on solvency, 80% on liquidity, 9% on profitability and 25% on growth.
The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 30-06-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 8,617 companies had the same profile as RAINERI has now. Each dot stands for 22 companies, two years later.
94.2%
were still trading
5.2%
stopped another way
0.4%
went bankrupt
Another 0.2% stopped without a precise date, possibly only after those two years.
That fits the bankruptcy probability of RAINERI itself: 0.2% within 12 months.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 8,617 companies, not a prediction for RAINERI. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €95,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 2.52 (2.22 in 2024), above the usual 1.5. Short-term debt is 34.5% and cash 20.4% of total assets. 34.5% of the assets are financed with debt and provisions.
Credit check for an amount and term of your choice
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Six signals.
lowers riskraises riskneutral
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
19202122232425
2019 to 2025 · latest year -€81,415
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 29-01-2026, 2 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
2 days early
2024
2 days early
2023
on the day
2022
on the day
2021
on the day
2020
2 days early
2019
35 days early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 6 days before the deadline. In the sector (NACE 47), the median for financial year 2024 was on the deadline day, and 47% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The financial year that closed on 30-06-2026 is due by 31-01-2027. Nothing is late today. The company usually files around 31 January (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
30-06-2026 year end10-11-2026 today31-01-2027 deadline
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0461491752
Resignation: RAINERI Gianfranco (manager)
Reappointment: RAINERI Gianfranco (director) · “Het verlenen van adviezen,diensten en bijstand van financiële,technische,commerciële of administratieve aard…” (deed in Dutch) · General meeting of 10-10-2023 · Gazette deed
First establishment
Torenlaan 8, Genk
Incorporation
published on 02-10-1997 · Gazette deed
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| RAINERI Genk | €1.7m | €0.6m | 65.5% | 11.3 |
| Hét Natuurhuis Antwerp | €1.3m | €0.5m | 31.8% | 10.5 |
| LEDIS Leopoldsburg | €1.1m | €0.7m | 4.8% | 14.1 |
| KOFFIEBRANDERIJ OR Wetteren | €1.8m | €0.8m | 34.4% | 7.7 |
| MYRA D.S. Londerzeel | €2.3m | €1.3m | 88.0% | 11.3 |
| Oil & Vinegar branding Lokeren | €0.9m | €0.6m | 12.0% | 13.9 |
| LA BOTTEGA FONDELLI Knokke-Heist | €0.9m | €0.5m | 83.1% | 8.5 |
These companies have the same main activity as RAINERI: other retail sale of food (NACE 47279). They are comparable in size and age: total assets between €909,000 and €2.3m, founded between 1995 and 2007.
Official details
Source: KBO- Status
- Active since 23-09-1997Normal situation
- Activity
- Other retail sale of foodNACE 47279and 2 others
- Establishment unit
- 2.083.691.7413600 Genk, since 10-10-1997
- Financial year end
- 30 June
- Peppol
- Reachable since 24-11-2023
Annual accounts to 30-06-2025
- ≈ €2.6mestimated
- €1.7m▼ 12.7%
- Employeeson 30-06-2025
- 15▲ 25.0%
- Filing
- Filed on 29-01-2026, 2 days before the end of the filing period
Insights on RAINERI
RAINERI files the abbreviated format. That format states no turnover. The gross margin fell from €615,238 in 2007 to €615,084 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about RAINERI
- What is the company number of RAINERI?
- The company number of RAINERI is 0461.491.752. The VAT number is the same number with BE in front: BE 0461.491.752.
- Where is RAINERI based?
- The registered office is at Torenlaan 8, 3600 Genk.Company details
- What does RAINERI do?
- According to the KBO register, the main activity is other retail sale of food (NACE 47279).
- What is the legal form of RAINERI?
- RAINERI is a private limited company (BV).
- When was RAINERI founded?
- RAINERI was founded on 23-09-1997.
- Is RAINERI still active?
- Yes, RAINERI is an active enterprise in the KBO register.
- How many employees does RAINERI have?
- RAINERI had an average of 11.3 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
- What is the turnover of RAINERI?
- The turnover in financial year 2025 is ≈ €2.6m. This figure is estimated from the gross margin of €615,084 and 48 comparable companies (NACE 472). It probably lies between €1.8m and €4.2m.
- Is RAINERI profitable?
- In financial year 2025, RAINERI made a loss of €81,415.
- Where can I find the annual accounts of RAINERI?
- RAINERI filed 28 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of RAINERI due?
- RAINERI must file the annual accounts for financial year 2026 by 31-01-2027.Timeline
Next steps
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