RAI'S
ActiveRAI'S has been active since 1997 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €137k and a net result of €4k. Equity is growing by ~10.3% per year across the filed fiscal years. Its solvency ranks better than 83% of 18039 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (low).
Checked score
Score 2025
72
/ 100
Healthy
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability55▼-23
Solvency100=
Growth78=
Track record100
Bankruptcy probability, 12 months
0.5%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €9k at 30 days acceptable
Liquidity ample (current ratio 2.21 against 2.99 in 2024; short-term debt: 25.2% and cash: 12.7% of total assets), and 25.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
74.8%
Return on assets
2.2%
Age of the figures
15 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 15-01-2026, 16 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
16 d early
2024
11 d early
2023
26 d early
2022
5 d early
2021
3 d early
2020
20 d early
2019
17 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close16-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€137k▲ 3.0%
2024 · €133k
2019: €79k
2020: €85k
2021: €92k
2022: €104k
2023: €121k
2024: €133k
2019 → 2025
Total assets
€183k▲ 16.6%
2024 · €157k
2019: €152k
2020: €143k
2021: €156k
2022: €161k
2023: €158k
2024: €157k
2019 → 2025
Net result
€4k▼ 67.6%
2024 · €12k
2019: €3k
2020: €20k
2021: €7k
2022: €16k
2023: €17k
2024: €12k
2019 → 2025
Working capital
€56k▲ 16.9%
2024 · €48k
2019: €18k
2020: €12k
2021: €13k
2022: €20k
2023: €31k
2024: €48k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€92k-€104k▲ 12.9%€121k▲ 16.1%€133k▲ 10.1%€137k▲ 3.0%
Operating result€11k-€23k▲ 110%€21k▼ 7.2%€20k▼ 5.8%€11k▼ 45.6%
Net result€7k-€16k▲ 147%€17k▲ 2.5%€12k▼ 27.5%€4k▼ 67.6%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen three years in a row; 2025 is 46% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €183k
Fixed assets
€81k▼ 4.9%
Current assets
€102k▲ 42.2%
Equity and liabilities €183k
Equity
€137k▲ 3.0%
Debt
€46k▲ 92.4%
The debt ratio rises from 15.3% to 25.2%. Equity and debt are higher.
Key figures and ratios
EBITDA
€15k▼
2024 · €24k
Cash flow
€8k▼
2024 · €16k
Solvency
74.8%▼
2024 · 84.7%
Current ratio
2.21▼
2024 · 2.99
Quick ratio
1.35▼
2024 · 1.94
Debt / equity
0.34▲
2024 · 0.18
ROE
2.9%▼
2024 · 9.1%
ROA
2.2%▼
2024 · 7.7%
Interest coverage
4.04▼
2024 · 8.21
Debt
€46k▲
2024 · €24k
Debt ≤ 1 year
€46k▲
2024 · €24k
Income taxes
€3k▼
2024 · €5k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€157k€183k▲
Fixed assets21/28€85k€81k▼
Tangible fixed assets22/27€84k€80k▼
Land and buildings22€84k€80k▼
Financial fixed assets28€815€815=
Current assets29/58€72k€102k▲
Stocks and contracts in progress3€25k€39k▲
Stocks30/36€25k€39k▲
Amounts receivable within one year40/41€21k€38k▲
Other amounts receivable41€21k€38k▲
Cash at bank and in hand54/58€25k€23k▼
Deferred charges and accrued income490/1€65€2k▲
Equity and liabilities
Total equity and liabilities10/49€157k€183k▲
Equity10/15€133k€137k▲
Contributions10/11€19k€19k=
Reserves13€114k€118k▲
Distributable reserves133€114k€118k▲
Amounts payable17/49€24k€46k▲
Amounts payable within one year42/48€24k€46k▲
Trade debts44€20k€40k▲
Suppliers440/4€20k€40k▲
Taxes, remuneration and social security45€4k€6k▲
Taxes450/3€2k€4k▲
Remuneration and social security454/9€2k€2k=
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€4k€4k=
Other operating charges640/8€2k€3k▲
Gross operating margin9900€26k€17k▼
Operating profit (loss)9901€20k€11k▼
Financial income75/76B-€1
Recurring financial income75-€1
Financial charges65/66B€3k€4k▲
Recurring financial charges65€3k€4k▲
Profit (loss) for the period before taxes9903€17k€7k▼
Income taxes67/77€5k€3k▼
Profit (loss) for the period9904€12k€4k▼
Profit (loss) for the period to be appropriated9905€12k€4k▼
Appropriation of the result
Profit (loss) to be appropriated9906€12k€4k▼
Transfer to equity691/2€12k€4k▼
To the legal reserve6920€132-
To other reserves6921€12k€4k▼
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
15-01
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
20-01
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
05-01
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
26-01
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
30-06
Financial
Equity above €100kEq €104k ▲12.9%
4 profitable years in a row build equity to €104k.
28-01
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
11-01
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
30-06
Financial
Highest result since 2019net €20k ▲491%
Operating result €25k, net result €20k, both a record.
14-01
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
15-01
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2017
29-12
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
26-01
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
no sitting director, no change since 2022
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
30-09-2022
Resigned as Director
Location & real-estate footprint
Registered office, Lokeren · 1 establishment unit since 2025
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Groentemarkt 119160 LokerenGround area
260 m²
Building footprint
258 m²
Volume, LiDAR
1,653 m³
2 parcels, Flanders · tallest building 13.2 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Stationsplein 3, 9160 Lokeren
since 20252.371.113.233
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 46384E0159/00A000 | Flanders | 147 m² | 1 · 146 m² | 13.2 m · 2 fl. |
| 46014A0678/00Z000 | Flanders | 113 m² | 1 · 113 m² | 10.3 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
2 of these parcels carry protected heritage (source: regional heritage registers, Onroerend Erfgoed / patrimoine.brussels).
Public money · subsidies and aid
Flemish government
2022 to 2023 · 2 entries · 13,920 EUR awarded · 13,920 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2023 | 1 | 9,520 EUR | 9,520 EUR |
| 2022 | 1 | 4,400 EUR | 4,400 EUR |
Schemes
Hinderpremie bij openbare werken
Recognitions · licences · registrations
Food safety, FASFC
1 siteLokeren2.371.113.233
Similar companies · same sector, comparable size
Proxiney
BE 0665.523.334
Namur · Eq €137k
KIKADIKOI
BE 0477.748.061
Braine-le-Comte · Eq €137k
BROUWERS - ESSERS
BE 0476.866.549
Hamont-Achel · Eq €137k
'T HEIKE
BE 0437.392.202
Pelt · Eq €136k
LES PAPOTERIES D'ANNE
BE 0899.017.279
Dalhem · Eq €136k
Of 2,348 companies in sector 47621 we hold annual accounts for 1,246. 1,077 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded31-10-1997
Fiscal year end30-06
Activities, NACEBEL
47620Retail trade
47621Retail sale of newspapers and periodicals
47110Non-specialised retail sale with food, beverages or tobacco predominating
47112Retail trade
52112
52470
Sources
Crossroads Bank for EnterprisesNational Bank · 27 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.