RAF KENIS
ActiveRAF KENIS has been active since 2008 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €69k and a net result of €20k. Equity is growing by ~4.5% per year across the filed fiscal years. Its solvency ranks better than 65% of 9386 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
100
/ 100
Excellent▲ +10 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency100▲+2
Growth52=
Stability100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €7k at 30 days acceptable
Liquidity ample (current ratio 3.9 against 2.99 in 2024), and 31% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 71
Relative position
BE, all sectors
reference
Sector 71
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
69%
Return on assets
20%
Age of the figures
8 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-07-2026, 1 day ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
1 d early
2024
14 d early
2023
30 d late
2022
31 d late
2021
16 d early
2020
108 d late
2019
31 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
15-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€69k▲ 40.8%
2024 · €49k
2018: €48k
2019: €55k
2020: €61k
2021: €63k
2022: €66k
2023: €79k
2024: €49k
2018 → 2025
Total assets
€100k▲ 16.2%
2024 · €86k
2018: €96k
2019: €97k
2020: €94k
2021: €80k
2022: €79k
2023: €126k
2024: €86k
2018 → 2025
Net result
€20k▲ 69.8%
2024 · €12k
2018: €37k
2019: €27k
2020: €6k
2021: €2k
2022: €3k
2023: €14k
2024: €12k
2018 → 2025
Working capital
€58k▲ 57.9%
2024 · €37k
2018: €46k
2019: €48k
2020: €56k
2021: €53k
2022: €59k
2023: €64k
2024: €37k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€63k-€66k▲ 4.1%€79k▲ 21.2%€49k▼ 38.2%€69k▲ 40.8%
Operating result€6k-€7k▲ 32.0%€17k▲ 131%€21k▲ 22.1%€31k▲ 49.8%
Net result€2k-€3k▲ 26.0%€14k▲ 439%€12k▼ 14.8%€20k▲ 69.8%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has risen four years in a row; 2025 is 50% above 2024 and is the highest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €100k
Fixed assets
€22k▼ 29.4%
Current assets
€79k▲ 41.4%
Equity and liabilities €100k
Equity
€69k▲ 40.8%
Debt
€31k▼ 16.4%
The debt ratio falls from 43.0% to 31.0%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€40k▲
2024 · €30k
Cash flow
€29k▲
2024 · €21k
Solvency
69.0%▲
2024 · 57.0%
Current ratio
3.90▲
2024 · 2.99
Quick ratio
3.90▲
2024 · 2.99
Debt / equity
0.45▼
2024 · 0.76
ROE
29.0%▲
2024 · 24.0%
ROA
20.0%▲
2024 · 13.7%
Interest coverage
29.54▲
2024 · 17.74
Debt
€31k▼
2024 · €37k
Debt ≤ 1 year
€20k▲
2024 · €19k
Debt > 1 year
€10k▼
2024 · €17k
Income taxes
€10k▲
2024 · €8k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€86k€100k▲
Fixed assets21/28€31k€22k▼
Tangible fixed assets22/27€31k€22k▼
Land and buildings22€5k€4k▼
Furniture and vehicles24€25k€18k▼
Current assets29/58€56k€79k▲
Amounts receivable after more than one year29€0-
Trade receivables290€0-
Amounts receivable within one year40/41€21k€23k▲
Trade receivables40€15k€16k▲
Other amounts receivable41€6k€7k▲
Cash at bank and in hand54/58€33k€54k▲
Deferred charges and accrued income490/1€2k€1k▼
Equity and liabilities
Total equity and liabilities10/49€86k€100k▲
Equity10/15€49k€69k▲
Contributions10/11€6k€6k=
Reserves13€43k€63k▲
Non-distributable reserves130/1€0-
Reserves not available under the articles1311€0-
Distributable reserves133€43k€63k▲
Profit (loss) carried forward14€0€0=
Amounts payable17/49€37k€31k▼
Amounts payable after more than one year17€17k€10k▼
Financial debts170/4€17k€10k▼
Amounts payable within one year42/48€19k€20k▲
Current portion of amounts payable after more than one year42€7k€7k▲
Trade debts44€181€2k▲
Suppliers440/4€181€2k▲
Advances received on contracts in progress46-€195
Taxes, remuneration and social security45€12k€11k▼
Taxes450/3€12k€9k▼
Remuneration and social security454/9-€2k
Accrued charges and deferred income492/3€1k€785▼
Income statement
Code20242025
Non-recurring operating income76A€0-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€9k€9k=
Other operating charges640/8€1k€915▼
Non-recurring operating charges66A-€198
Gross operating margin9900€31k€41k▲
Operating profit (loss)9901€21k€31k▲
Financial income75/76B€391€345▼
Recurring financial income75€391€345▼
Financial charges65/66B€2k€1k▼
Recurring financial charges65€2k€1k▼
Profit (loss) for the period before taxes9903€20k€30k▲
Income taxes67/77€8k€10k▲
Profit (loss) for the period9904€12k€20k▲
Profit (loss) for the period to be appropriated9905€12k€20k▲
Appropriation of the result
Profit (loss) to be appropriated9906€12k€20k▲
Transfer from equity791/2€42k€0▼
Transfer to equity691/2€12k€20k▲
To other reserves6921€12k€20k▲
Profit to be distributed694/7€42k€0▼
Return on contributions (dividend)694€42k€0▼
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
17-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
30-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 30 days late
2023
31-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 31 days late
2022
15-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Weakest financial yearnet €2k ▼65.4%
Net result drops to €2k, the lowest in the series; recovery starts the following year.
16-11
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 108 days late
2020
31-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 31 days late
2019
30-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 30 days late
2018
31-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 31 days late
2017
29-09
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 60 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Peer · 1 establishment unit since 2008
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Smeetshofweg 1013990 PeerGround area
1,061 m²
Building footprint
212 m²
Volume, LiDAR
999 m³
Parcel 72010D0332/00F000, Flanders · tallest building 9.2 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
RAF KENIS
since 20082.170.665.901
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 72010D0332/00F000 | Flanders | 1,061 m² | 1 · 212 m² | 9.2 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
DESICON
BE 0555.855.629
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STUDIEBUREAU B.T.C.
BE 0437.085.958
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CASA DEL PINAR
BE 0829.507.376
Beveren-Kruibeke-Zwijndrecht · Eq €69k
LITEDA
BE 0755.964.649
Tielt · Eq €69k
TALEBA
BE 0887.506.052
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Of 11,508 companies in sector 71121 we hold annual accounts for 6,527. 5,085 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded26-03-2008
Fiscal year end31-12
Activities, NACEBEL
71121Engineering and related technical consultancy, excluding land surveyors
78100Employment placement agencies
Sources
Crossroads Bank for EnterprisesNational Bank · 17 filingsAddress and cadastre registers
Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.