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RAEMCO

Active
Private limited companyfounded 201313 yrs activeKruisstraat +128, 9111 Sint-Niklaas, BelgiumKBO/BCE: BE 0537.672.978
Summary

RAEMCO has been active since 2013 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €1.2m and a net result of €269,568. Equity is growing by ~31.8% per year across the filed fiscal years. Its solvency ranks better than 36% of 8782 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).

Checked score

Score 2025
Axes · tick = 2024
Profitability79▲+6
Solvency62▲+9
Growth78=
Track record100
Bankruptcy probability, 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €95,000 at 30 days acceptable
Liquidity ample (current ratio 2.76 against 1.89 in 2024; short-term debt: 10.1% and cash: 20.9% of total assets), but 63% of the assets are financed with debt.
Credit check for your own amount and term

Show the recommended maximum : and see how the verdict changes with amount, term and advance.

Signals

Four signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Activities of head offices; management consultancy activities (NACE 70)
about 69% fewer bankruptcies
← fewer bankruptcies more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
37%
Return on assets
8.5%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 13 years 0 20 y
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-07-2026, 4 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
4 d early
2024
7 d early
2023
36 d early
2022
18 d early
2021
11 d early
2020
11 d late
2019
4 d late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 9 days before the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 32% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 20 July (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
30-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

On 26 August 2013, RAEMCO was incorporated.1 Total assets went from EUR 549,076 in 2018 to EUR 3.2 million in 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2018 and 2025

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Financials · fiscal year 2025, abbreviated schema

Equity
€1.2m▲ 29.8%
2024 · €904,792
Total assets
€3.2m▼ 3.4%
2024 · €3.3m
Net result
€269,568▲ 134%
2024 · €115,392
Working capital
€565,280▲ 6.4%
2024 · €531,248
Trend over the years
In euros
In per cent
Ratio
In euros
No line ticked in this group.
In per cent
No line ticked in this group.
Ratio
No line ticked in this group.

Untick a line to hide it. Point at a year (or use the arrow keys on the chart) for the exact figures; the table below gives them all.Sector: the middle half (P25 to P75) of NACE 70, Activities of head offices; management consultancy activities, each year against the same schema; no band under 30 filings. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA).

Every figure with its change against the fiscal year before
favourable unfavourable
Line20212022202320242025
Operating result€158,903▼ 14.5%€331,312▲ 108%€274,178▼ 17.2%€187,275▼ 31.7%€437,088▲ 133%
Net result€102,508above the sector's middle half▼ 15.4%€222,628above the sector's middle half▲ 117%€190,085above the sector's middle half▼ 14.6%€115,392above the sector's middle half▼ 39.3%€269,568above the sector's middle half▲ 134%
Equity€376,686above the sector's middle half▲ 37.4%€599,315above the sector's middle half▲ 59.1%€789,400above the sector's middle half▲ 31.7%€904,792above the sector's middle half▲ 14.6%€1.2mwithin the sector's middle half▲ 29.8%
Total assets€856,586above the sector's middle half▲ 6.2%€1.4mabove the sector's middle half▲ 60.7%€1.6mabove the sector's middle half▲ 17.8%€3.3mabove the sector's middle half▲ 102%€3.2mabove the sector's middle half▼ 3.4%
Debt€479,900▼ 9.9%€777,101▲ 61.9%€831,411▲ 7.0%€2.4m▲ 186%€2.0m▼ 16.0%
Working capital€93,414within the sector's middle half▲ 53.5%€370,085above the sector's middle half▲ 296%€538,726above the sector's middle half▲ 45.6%€531,248above the sector's middle half▼ 1.4%€565,280above the sector's middle half▲ 6.4%
Solvency44.0%within the sector's middle half▲ 10.0pp43.5%within the sector's middle half▼ 0.4pp48.7%within the sector's middle half▲ 5.2pp27.6%within the sector's middle half▼ 21.1pp37.0%within the sector's middle half▲ 9.5pp
Current ratio1.59within the sector's middle half▲ 0.281.88within the sector's middle half▲ 0.292.01within the sector's middle half▲ 0.121.89within the sector's middle half▼ 0.122.76within the sector's middle half▲ 0.87
Return on assets (ROA)12.0%within the sector's middle half▼ 3.0pp16.2%within the sector's middle half▲ 4.2pp11.7%within the sector's middle half▼ 4.4pp3.5%within the sector's middle half▼ 8.2pp8.5%within the sector's middle half▲ 5.0pp
Staff (FTE)0within the sector's middle half
above within below the middle half (P25 to P75) of NACE 70, Activities of head offices; management consultancy activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Why a figure moved sharply
  • 2025 Net result +134% on 2024. The accounts now follow the abbreviated schema, last year the micro schema.
Result per fiscal year
Operating resultNet result
€0€200,000€400,000Operating result 2021: €158,903€158,903Net result 2021: €102,508€102,508Operating result 2022: €331,312€331,312Net result 2022: €222,628€222,628Operating result 2023: €274,178€274,178Net result 2023: €190,085€190,085Operating result 2024: €187,275€187,275Net result 2024: €115,392€115,392Operating result 2025: €437,088€437,088Net result 2025: €269,568€269,56820212022202320242025€0€200,000€400,000Operating result 2023: €274,178€274,000Net result 2023: €190,085€190,000Operating result 2024: €187,275Net result 2024: €115,392€115,000Operating result 2025: €437,088€437,000Net result 2025: €269,568€270,000202320242025
The operating result recovers in 2025; 2025 is 133% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €3.2m
Fixed assets €2.3m ▲ 6.2%
Current assets €886,300 ▼ 21.6%
Equity and liabilities €3.2m
Equity €1.2m ▲ 29.8%
Debt €2.0m ▼ 16.0%
Debt's share of the balance-sheet total falls from 72.4% to 63.0%. Equity is higher and debt is lower.
Key figures and ratios
2025 value · change against 2024
EBITDA
€542,625▲
2024 · €246,541
Cash flow
€375,105▲
2024 · €174,659
Debt to equity
1.70▼
2024 · 2.63
ROE
23.0%▲
2024 · 12.8%
Interest coverage
9.33▼
2024 · 10.47
Debt ≤ 1 year
€321,020▼
2024 · €598,901
Debt > 1 year
€1.7m▼
2024 · €1.8m
Income taxes
€114,524▲
2024 · €54,653
Staff costs
€736▲
2024 · €38
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 17,811 companies that looked in July 2024 the way this one looks now, 0.3% went bankrupt within 24 months and 97% are still going.

  • Small
  • 10 to 20 years old
  • solvency 30% or more
  • a profit of 5% of the balance sheet or more
0.3% went bankrupt
3.2% stopped otherwise
97% still going

For this company itself Checked computes a bankruptcy probability of 0.1% over twelve months; the group does not contradict it.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,340 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 1.0%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 17,811 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 49 lines
Balance sheet Code20242025
Assets
Total assets20/58€3.3m€3.2m▼
Fixed assets21/28€2.2m€2.3m▲
Intangible fixed assets21€0-
Tangible fixed assets22/27€1.9m€2.1m▲
Land and buildings22€1.9m€2.0m▲
Plant, machinery and equipment23€4,464€2,867▼
Furniture and vehicles24€17,414€7,264▼
Financial fixed assets28€226,812€226,812=
Current assets29/58€1.1m€886,300▼
Amounts receivable within one year40/41€373,271€209,993▼
Trade receivables40€189,402€134,486▼
Other amounts receivable41€183,869€75,508▼
Cash at bank and in hand54/58€745,219€663,755▼
Deferred charges and accrued income490/1€11,660€12,551▲
Equity and liabilities
Total equity and liabilities10/49€3.3m€3.2m▼
Equity10/15€904,792€1.2m▲
Contributions10/11€12,400€12,400=
Reserves13€892,392€1.2m▲
Distributable reserves133€892,392€1.2m▲
Amounts payable17/49€2.4m€2.0m▼
Amounts payable after more than one year17€1.8m€1.7m▼
Financial debts170/4€1.8m€1.7m▼
Amounts payable within one year42/48€598,901€321,020▼
Current portion of amounts payable after more than one year42€121,980€125,317▲
Trade debts44€444,481€106,247▼
Suppliers440/4€444,481€106,247▼
Taxes, remuneration and social security45€32,441€89,456▲
Taxes450/3€30,762€80,846▲
Remuneration and social security454/9€1,679€8,610▲
Accrued charges and deferred income492/3-€51
Income statement Code20242025
Non-recurring operating income76A-€15,364
Remuneration, social security and pensions62€38€736▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€59,266€105,537▲
Other operating charges640/8€69,518€133,907▲
Non-recurring operating charges66A€28,790€0▼
Gross operating margin9900€344,887€677,268▲
Operating profit (loss)9901€187,275€437,088▲
Financial income75/76B€6,323€5,175▼
Recurring financial income75€6,323€5,175▼
Financial charges65/66B€23,553€58,171▲
Recurring financial charges65€23,553€58,171▲
Profit (loss) for the period before taxes9903€170,045€384,091▲
Income taxes67/77€54,653€114,524▲
Profit (loss) for the period9904€115,392€269,568▲
Profit (loss) for the period to be appropriated9905€115,392€269,568▲
Appropriation of the result
Profit (loss) to be appropriated9906€115,392€269,568▲
Transfer to equity691/2€115,392€269,568▲
To other reserves6921€115,392€269,568▲
Social balance
Average headcount (FTE)9087-0.0

The notes to these accounts (20 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20212022202320242025Change
Non-recurring operating income76A----€15,364-
Remuneration, social security and pensions62-€294€0€38€736▲ 1,838%
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€29,124€36,716€40,413€59,266€105,537▲ 78.1%
Other operating charges640/8€4,533€52,893€61,646€69,518€133,907▲ 92.6%
Non-recurring operating charges66A---€28,790€0▼ 100%
Gross operating margin9900€192,560€421,214€376,237€344,887€677,268▲ 96.4%
Operating profit (loss)9901€158,903€331,312€274,178€187,275€437,088▲ 133%
Financial income75/76B€1,510€5,522€15,853€6,323€5,175▼ 18.2%
Recurring financial income75€1,510€5,522€15,853€6,323€5,175▼ 18.2%
Financial charges65/66B€6,405€3,367€4,040€23,553€58,171▲ 147%
Recurring financial charges65€6,405€3,367€4,040€23,553€58,171▲ 147%
Profit (loss) for the period before taxes9903€154,009€333,466€285,991€170,045€384,091▲ 126%
Income taxes67/77€51,500€110,838€95,906€54,653€114,524▲ 110%
Profit (loss) for the period9904€102,508€222,628€190,085€115,392€269,568▲ 134%
Profit (loss) for the period to be appropriated9905€102,508€222,628€190,085€115,392€269,568▲ 134%
Line20212022202320242025Change
Assets
Total assets20/58€856,586€1.4m€1.6m€3.3m€3.2m▼ 3.4%
Fixed assets21/28€605,312€586,758€546,345€2.2m€2.3m▲ 6.2%
Intangible fixed assets21€13,348€8,846€4,335€0--
Tangible fixed assets22/27€365,152€351,099€315,197€1.9m€2.1m▲ 7.0%
Land and buildings22€319,477€298,823€278,126€1.9m€2.0m▲ 7.7%
Plant, machinery and equipment23€621€7,921€6,192€4,464€2,867▼ 35.8%
Furniture and vehicles24€45,054€44,356€30,879€17,414€7,264▼ 58.3%
Financial fixed assets28€226,812€226,812€226,812€226,812€226,812=
Current assets29/58€251,274€789,658€1.1m€1.1m€886,300▼ 21.6%
Amounts receivable within one year40/41€155,252€412,127€388,115€373,271€209,993▼ 43.7%
Trade receivables40€85,457€157,283€152,521€189,402€134,486▼ 29.0%
Other amounts receivable41€69,796€254,844€235,594€183,869€75,508▼ 58.9%
Cash at bank and in hand54/58€95,233€376,615€685,177€745,219€663,755▼ 10.9%
Deferred charges and accrued income490/1€788€917€1,174€11,660€12,551▲ 7.6%
Equity and liabilities
Total equity and liabilities10/49€856,586€1.4m€1.6m€3.3m€3.2m▼ 3.4%
Equity10/15€376,686€599,315€789,400€904,792€1.2m▲ 29.8%
Contributions10/11€12,400€12,400€12,400€12,400€12,400=
Reserves13€363,305€586,915€777,000€892,392€1.2m▲ 30.2%
Non-distributable reserves130/1€1,860€1,860€0---
Reserves not available under the articles1311€1,860€1,860€0---
Distributable reserves133€361,445€585,055€777,000€892,392€1.2m▲ 30.2%
Profit (loss) carried forward14€982-----
Amounts payable17/49€479,900€777,101€831,411€2.4m€2.0m▼ 16.0%
Amounts payable after more than one year17€322,040€307,803€295,670€1.8m€1.7m▼ 5.7%
Financial debts170/4€322,040€307,803€295,670€1.8m€1.7m▼ 5.7%
Amounts payable within one year42/48€157,860€419,572€535,741€598,901€321,020▼ 46.4%
Current portion of amounts payable after more than one year42€14,210€14,473€12,643€121,980€125,317▲ 2.7%
Trade debts44€60,357€228,317€299,406€444,481€106,247▼ 76.1%
Suppliers440/4€60,357€228,317€299,406€444,481€106,247▼ 76.1%
Taxes, remuneration and social security45€63,330€176,782€223,692€32,441€89,456▲ 176%
Taxes450/3€63,330€176,782€223,645€30,762€80,846▲ 163%
Remuneration and social security454/9--€47€1,679€8,610▲ 413%
Other amounts payable47/48€19,964-----
Accrued charges and deferred income492/3-€49,725€0-€51-
Line20212022202320242025Change
Profit (loss) for the period9904€102,508€222,628€190,085€115,392€269,568▲ 134%
+ Depreciation and write-downs630€29,124€36,716€40,413€59,266€105,537▲ 78.1%
Operating cash flow (approximation)€131,632€259,344€230,498€174,659€375,105▲ 115%
Investment in fixed assets (approximation)--€18,161€0-€1.7m-€239,363▲ 85.6%
Change in cash-€281,382€308,562€60,042-€81,463▼ 236%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
27-07
NBB filing Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
31-12
Financial Highest result since 2018net €269,568 ▲134%
Operating result €437,088, net result €269,568, both a record.
31-12
Financial Equity above €1mEq €1.2m ▲29.8%
8 profitable years in a row build equity to €1.2m.
24-07
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
2024
25-06
NBB filing Annual accounts filed
fiscal year 2023 · micro schema
2023
13-07
NBB filing Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial Equity above €500,000Eq €599,315 ▲59.1%
5 profitable years in a row build equity to €599,315.
20-07
NBB filing Annual accounts filed
fiscal year 2021 · micro schema
2021
11-08
NBB filing Annual accounts filed
fiscal year 2020 · abbreviated schema · 11 days late
2020
31-12
Financial Equity above €200,000Eq €274,178 ▲79.1%
3 profitable years in a row build equity to €274,178.
04-08
NBB filing Annual accounts filed
fiscal year 2019 · abbreviated schema · 4 days late
2019
31-12
Financial Weakest financial yearnet €20,008 ▼38.4%
Net result drops to €20,008, the lowest in the series; recovery starts the following year.
Show earlier events
31-12
Financial Equity above €150,000Eq €153,066 ▲15%
2 profitable years in a row build equity to €153,066.
19-07
NBB filing Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
06-08
NBB filing Annual accounts filed
fiscal year 2017 · abbreviated schema · 6 days late
2017
20-07
NBB filing Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts

We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
No directors read yet: 0 of 3 Gazette acts processed. See the function holders in the CBE →
Location & real-estate footprint
Registered office, Sint-Niklaas · 1 establishment unit since 2013
seat establishment approximate The establishment unit on the map
Ground area
394 m²
Parcel 46002A0470/00B000, Flanders. Linked by address, not a title deed.
1 establishment unit
RAEMCO
Kruisstraat +128, 9111 Sint-NiklaasJoinery installation
since 20132.289.316.695
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
46002A0470/00B000indicative Flanders 394 m² - -
Linked by address, not proof of ownership
Good to know
0 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Structure & network

Owners and holdings

1 holding

Owners 0

The accounts to 31-12-2021 list no shareholders, and no other source names one.

Holdings 1

According to the 2021 annual accounts of RAEMCO and those of the other companies, the acts in the Belgian Gazette and the LEI register. The register of ultimate beneficial owners (UBO) is not public: who ultimately stands behind a natural person or a foreign parent is not stated here. A company that does not fill in these statements, or need not, is missing.

Connections & network

No current directors or connected companies found in the register.

Subsidies and aid

Flemish government

2025 · 1 entry · 10,242 EUR awarded · 10,242 EUR paid
Year Entries awardedpaid
2025 1 10,242 EUR10,242 EUR
Schemes
1 entry · 10,242 EUR · 10,242 EUR paid · Vlaams Agentschap voor Internationaal Ondernemen

Similar companies · same sector, comparable size

Of 5,710 companies in this sector we hold annual accounts for 3,521. 1,870 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Company details

Identification
Legal formPrivate limited company
Founded26-08-2013
Fiscal year end31-12
Activities, NACEBEL 2025
70100Activities of head offices
70200Business and other management consultancy
E-invoicing
Reachable via Peppol
Peppol ID 0208:0537672978
Also 9925:BE0537672978
Registered 12-12-2024

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 30 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.