Raditel
ActiveRaditel has been active since 1970 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €575k and a net result of €99k. Equity is growing by ~14.1% per year across the filed fiscal years. Its solvency ranks better than 94% of 10310 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
86
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability88▲+5
Solvency100=
Growth78=
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €45k at 30 days acceptable
Liquidity ample (current ratio 7.0 against 4.78 in 2024; short-term debt: 11.4% and cash: 13.3% of total assets), and 11.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
88.6%
Return on assets
15.2%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 18-06-2026, 43 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
43 d early
2024
7 d early
2023
28 d early
2022
46 d early
2021
31 d early
2020
44 d early
2019
22 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
19-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€575k▲ 20.7%
2024 · €477k
2018: €220k
2019: €228k
2020: €281k
2021: €322k
2022: €376k
2023: €410k
2024: €477k
2018 → 2025
Total assets
€649k▲ 13.7%
2024 · €571k
2018: €378k
2019: €367k
2020: €423k
2021: €457k
2022: €465k
2023: €533k
2024: €571k
2018 → 2025
Net result
€99k▲ 47.5%
2024 · €67k
2018: €6k
2019: €9k
2020: €53k
2021: €41k
2022: €54k
2023: €34k
2024: €67k
2018 → 2025
Working capital
€443k▲ 26.1%
2024 · €351k
2018: €131k
2019: €116k
2020: €176k
2021: €216k
2022: €254k
2023: €268k
2024: €351k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€322k-€376k▲ 16.7%€410k▲ 9.0%€477k▲ 16.3%€575k▲ 20.7%
Operating result€51k-€69k▲ 34.0%€45k▼ 34.6%€89k▲ 97.3%€125k▲ 41.1%
Net result€41k-€54k▲ 32.1%€34k▼ 37.3%€67k▲ 98.1%€99k▲ 47.5%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 41% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €649k
Fixed assets
€133k▲ 4.5%
Current assets
€516k▲ 16.3%
Equity and liabilities €649k
Equity
€575k▲ 20.7%
Debt
€74k▼ 21.7%
The debt ratio falls from 16.5% to 11.4%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€155k▲
2024 · €124k
Cash flow
€129k▲
2024 · €102k
Solvency
88.6%▲
2024 · 83.5%
Current ratio
7.00▲
2024 · 4.78
Quick ratio
3.70▲
2024 · 2.29
Debt / equity
0.13▼
2024 · 0.20
ROE
17.2%▲
2024 · 14.0%
ROA
15.2%▲
2024 · 11.7%
Interest coverage
52.24▲
2024 · 34.19
Debt
€74k▼
2024 · €94k
Debt ≤ 1 year
€74k▼
2024 · €93k
Income taxes
€38k▲
2024 · €27k
Staff costs
€90k▼
2024 · €98k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€571k€649k▲
Fixed assets21/28€127k€133k▲
Tangible fixed assets22/27€127k€133k▲
Land and buildings22€24k€22k▼
Plant, machinery and equipment23€4k€14k▲
Furniture and vehicles24€82k€85k▲
Other tangible fixed assets26€17k€11k▼
Current assets29/58€444k€516k▲
Stocks and contracts in progress3€231k€243k▲
Stocks30/36€231k€243k▲
Amounts receivable within one year40/41€58k€63k▲
Trade receivables40€23k€19k▼
Other amounts receivable41€36k€44k▲
Current investments50/53€51k€122k▲
Cash at bank and in hand54/58€101k€86k▼
Deferred charges and accrued income490/1€3k€2k▼
Equity and liabilities
Total equity and liabilities10/49€571k€649k▲
Equity10/15€477k€575k▲
Contributions10/11€19k€19k=
Reserves13€409k€507k▲
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Tax-exempt reserves132€1k€1k=
Distributable reserves133€405k€504k▲
Profit (loss) carried forward14€49k€49k=
Amounts payable17/49€94k€74k▼
Amounts payable after more than one year17€1k-
Financial debts170/4€1k-
Amounts payable within one year42/48€93k€74k▼
Current portion of amounts payable after more than one year42€16k€1k▼
Trade debts44€25k€20k▼
Suppliers440/4€25k€20k▼
Advances received on contracts in progress46€18k€12k▼
Taxes, remuneration and social security45€34k€40k▲
Taxes450/3€25k€22k▼
Remuneration and social security454/9€9k€17k▲
Accrued charges and deferred income492/3-€62
Income statement
Code20242025
Remuneration, social security and pensions62€98k€90k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€35k€30k▼
Other operating charges640/8€2k€4k▲
Gross operating margin9900€223k€249k▲
Operating profit (loss)9901€89k€125k▲
Financial income75/76B€9k€15k▲
Recurring financial income75€9k€15k▲
Financial charges65/66B€4k€3k▼
Recurring financial charges65€4k€3k▼
Profit (loss) for the period before taxes9903€94k€137k▲
Income taxes67/77€27k€38k▲
Profit (loss) for the period9904€67k€99k▲
Profit (loss) for the period to be appropriated9905€67k€99k▲
Appropriation of the result
Profit (loss) to be appropriated9906€116k€148k▲
Profit (loss) brought forward from the previous period14P€49k€49k=
Transfer to equity691/2€67k€99k▲
To other reserves6921€67k€99k▲
Social balance
Average headcount (FTE)90871.91.8▼
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
18-06
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
31-12
Financial
Highest result since 2018net €99k ▲47.5%
Operating result €125k, net result €99k, both a record.
31-12
Financial
Equity above €500kEq €575k ▲20.7%
8 profitable years in a row build equity to €575k.
24-07
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
03-07
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
15-06
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
30-06
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
17-06
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
09-07
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
07-07
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
18-06
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
24-07
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, De Panne · 1 establishment unit since 1970
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Garzebekeveldstraat 108660 De PanneGround area
752 m²
Building footprint
736 m²
Volume, LiDAR
3,332 m³
Parcel 38001E1010/00Y000, Flanders · tallest building 9.6 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
Garzebekeveldstraat 10, 8660 De Panne
since 19702.004.692.565
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 38001E1010/00Y000 | Flanders | 752 m² | 1 · 736 m² | 9.6 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2025 · 1 entry · 2,000 EUR awarded · 2,000 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 2,000 EUR | 2,000 EUR |
Schemes
Hinderpremie bij openbare werken
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Of 1,510 companies in sector 47540 we hold annual accounts for 805. 598 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded25-04-1970
Fiscal year end31-12
Activities, NACEBEL
47540Retail sale of electrical household appliances
52450
31002Manufacture of furniture
36130
43211General electrical installation work
45310
47551Retail sale of household furniture
47552Retail sale of lighting equipment
47591Retail trade
47592Retail trade
52441
52442
52720
95210Repair and maintenance of computers, personal and household goods, and motor vehicles and motorcycles
Sources
Crossroads Bank for EnterprisesNational Bank · 49 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.