RADDIX
ActiveSummary
RADDIX has been active since 2012 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €657,109 and a net result of -€26,469. Equity is growing by ~5.9% per year across the filed fiscal years. The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2024
Axes · tick = 2023
Profitability56▼-13
Solvency100=
Growth52=
Track record100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €50,000 at 30 days acceptable
Liquidity ample (current ratio 11.89 against 9.06 in 2023; short-term debt: 2.8% and cash: 28.6% of total assets), and 9.5% of the assets are financed with debt.
Credit check for your own amount and term
Show the recommended maximum : and see how the verdict changes with amount, term and advance.
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Real estate activities (NACE 68)
about 43% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
90.5%
Return on assets
-3.6%
Age of the figures
21 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 22-06-2026, 39 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
39 d early
2024
28 d early
2023
14 d early
2022
6 d early
2021
3 d late
2020
17 d late
2019
69 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average on the deadline day; the sector median for financial year 2024 is 7 days before the deadline, and 36% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 18 July (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
29-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2024, full schema
In the rankings
#8 company by equity in Lobbes
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
-€26,469▼ 3,238%
2023 · -€793
Working capital
€224,095▼ 27.8%
2023 · €310,244
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 68, Real estate activities, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20202021202220232024
Operating result€112,034▼ 32.8%€559,838▲ 400%€42,470▼ 92.4%€1,747▼ 95.9%-€27,518
Net result€66,968within the sector's middle half▼ 41.3%€380,384above the sector's middle half▲ 468%€25,345within the sector's middle half▼ 93.3%-€793within the sector's middle half-€26,469within the sector's middle half▼ 3,238%
Equity€603,642within the sector's middle half▲ 12.5%€984,027within the sector's middle half▲ 63.0%€1.0mwithin the sector's middle half▲ 2.6%€683,579within the sector's middle half▼ 32.3%€657,109within the sector's middle half▼ 3.9%
Total assets€1.2mwithin the sector's middle half▲ 5.3%€2.0mwithin the sector's middle half▲ 58.3%€1.2mwithin the sector's middle half▼ 40.5%€788,170within the sector's middle half▼ 32.2%€725,925below the sector's middle half▼ 7.9%
Debt€588,521▼ 0.8%€927,963▲ 57.7%€110,196▼ 88.1%€62,243▼ 43.5%€26,468▼ 57.5%
Working capital€414,507within the sector's middle half▲ 15.6%€781,505within the sector's middle half▲ 88.5%€803,765within the sector's middle half▲ 2.8%€310,244within the sector's middle half▼ 61.4%€224,095within the sector's middle half▼ 27.8%
Solvency48.9%within the sector's middle half▲ 3.1pp50.4%within the sector's middle half▲ 1.5pp86.9%above the sector's middle half▲ 36.5pp86.7%above the sector's middle half▼ 0.1pp90.5%above the sector's middle half▲ 3.8pp
Current ratio1.93within the sector's middle half▲ 0.091.94within the sector's middle half▲ 0.0115.73above the sector's middle half▲ 13.799.06above the sector's middle half▼ 6.6711.89above the sector's middle half▲ 2.83
Return on assets (ROA)5.4%above the sector's middle half▼ 4.3pp19.5%above the sector's middle half▲ 14.0pp2.2%within the sector's middle half▼ 17.3pp-0.1%within the sector's middle half▼ 2.3pp-3.6%below the sector's middle half▼ 3.5pp
Staff (FTE)4.9within the sector's middle half▼ 7.5%5within the sector's middle half▲ 2.0%
above
within
below
the middle half (P25 to P75) of NACE 68, Real estate activities, each year against the same schema; no band under 30 filings.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2024: a loss of €27,518 after €1,747 in 2023, the lowest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €725,925
Fixed assets
€481,258 ▲ 9.5%
Current assets
€244,667 ▼ 29.8%
Equity and liabilities €725,925
Equity
€657,109 ▼ 3.9%
Provisions
€42,348 =
Debt
€26,468 ▼ 57.5%
Debt's share of the balance-sheet total falls from 7.9% to 3.6%. Equity and debt are lower.
Key figures and ratios
EBITDA
€5,347▼
2023 · €50,617
Cash flow
€6,396▼
2023 · €48,077
Debt to equity
0.04▼
2023 · 0.09
ROE
-4.0%▼
2023 · -0.1%
Interest coverage
4.98▼
2023 · 9.71
Debt ≤ 1 year
€20,572▼
2023 · €38,496
Income taxes
€140▼
2023 · €674
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 2,687 companies that looked in July 2024 the way this one looks now, 0.6% went bankrupt within 24 months and 94% are still going.
- Small
- 10 to 20 years old
- solvency 30% or more
- a small loss
0.6%
went bankrupt
5.4%
stopped otherwise
94%
still going
A further 0.3% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 0.4% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,338 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 1.0% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.9% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 2,687 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Remuneration, social security and pensions62 | - | €92,583 | - | - | - | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €33,355 | €35,260 | €35,077 | €48,870 | €32,865 | ▼ 32.7% |
| Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4 | - | €773 | - | €1,800 | - | - |
| Other operating charges640/8 | - | €10,202 | €17,065 | €12,535 | €11,659 | ▼ 7.0% |
| Gross operating margin9900 | €332,740 | €698,656 | €94,612 | €64,953 | €17,006 | ▼ 73.8% |
| Operating profit (loss)9901 | €112,034 | €559,838 | €42,470 | €1,747 | -€27,518 | ▼ 1,675% |
| Financial income75/76B | - | €2,640 | €811 | €3,345 | €2,261 | ▼ 32.4% |
| Recurring financial income75 | €3,779 | €2,640 | €811 | €3,345 | €2,261 | ▼ 32.4% |
| Financial charges65/66B | - | €8,804 | €4,980 | €5,211 | €1,073 | ▼ 79.4% |
| Recurring financial charges65 | €13,202 | €8,804 | €4,980 | €5,211 | €1,073 | ▼ 79.4% |
| Profit (loss) for the period before taxes9903 | €102,611 | €553,675 | €38,301 | -€119 | -€26,330 | ▼ 22,018% |
| Income taxes67/77 | €35,644 | €173,291 | €12,956 | €674 | €140 | ▼ 79.3% |
| Profit (loss) for the period9904 | €66,968 | €380,384 | €25,345 | -€793 | -€26,469 | ▼ 3,238% |
| Profit (loss) for the period to be appropriated9905 | €92,172 | €380,384 | €25,345 | -€793 | -€26,469 | ▼ 3,238% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €1.2m | €2.0m | €1.2m | €788,170 | €725,925 | ▼ 7.9% |
| Fixed assets21/28 | €373,909 | €338,649 | €303,572 | €439,430 | €481,258 | ▲ 9.5% |
| Tangible fixed assets22/27 | €372,759 | €337,499 | €302,422 | €439,030 | €481,258 | ▲ 9.6% |
| Land and buildings22 | - | €324,854 | €296,421 | €439,030 | €481,258 | ▲ 9.6% |
| Plant, machinery and equipment23 | - | €3,951 | €1,970 | - | - | - |
| Furniture and vehicles24 | - | €4,999 | €2,489 | - | - | - |
| Other tangible fixed assets26 | - | €3,695 | €1,542 | - | - | - |
| Financial fixed assets28 | €1,150 | €1,150 | €1,150 | €400 | - | - |
| Current assets29/58 | €860,603 | €1.6m | €858,344 | €348,740 | €244,667 | ▼ 29.8% |
| Stocks and contracts in progress3 | €226,854 | - | - | - | - | - |
| Amounts receivable within one year40/41 | €212,410 | €790,397 | €48,113 | €132,864 | €37,183 | ▼ 72.0% |
| Trade receivables40 | - | €779,094 | €36,020 | €14,986 | €7,498 | ▼ 50.0% |
| Other amounts receivable41 | - | €11,303 | €12,092 | €117,878 | €29,684 | ▼ 74.8% |
| Cash at bank and in hand54/58 | €421,339 | €824,128 | €810,232 | €215,876 | €207,484 | ▼ 3.9% |
| Deferred charges and accrued income490/1 | - | €1,164 | - | - | - | - |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €1.2m | €2.0m | €1.2m | €788,170 | €725,925 | ▼ 7.9% |
| Equity10/15 | €603,642 | €984,027 | €1.0m | €683,579 | €657,109 | ▼ 3.9% |
| Contributions10/11 | - | €101,793 | €101,793 | €101,793 | €101,793 | = |
| Reserves13 | €102,279 | €482,279 | €507,579 | €507,579 | €507,579 | = |
| Non-distributable reserves130/1 | - | €10,179 | €10,179 | - | - | - |
| Reserves not available under the articles1311 | - | €10,179 | €10,179 | - | - | - |
| Distributable reserves133 | - | €472,100 | €497,400 | €507,579 | €507,579 | = |
| Profit (loss) carried forward14 | €399,570 | €399,954 | €399,999 | €74,206 | €47,737 | ▼ 35.7% |
| Provisions and deferred taxes16 | €42,348 | €42,348 | €42,348 | €42,348 | €42,348 | = |
| Provisions for liabilities and charges160/5 | - | €42,348 | €42,348 | €42,348 | €42,348 | = |
| Other liabilities and charges164/5 | - | €42,348 | €42,348 | €42,348 | €42,348 | = |
| Amounts payable17/49 | €588,521 | €927,963 | €110,196 | €62,243 | €26,468 | ▼ 57.5% |
| Amounts payable after more than one year17 | €138,186 | €93,780 | €50,617 | €18,069 | - | - |
| Financial debts170/4 | - | €93,780 | €50,617 | €18,069 | - | - |
| Amounts payable within one year42/48 | €446,096 | €834,183 | €54,579 | €38,496 | €20,572 | ▼ 46.6% |
| Current portion of amounts payable after more than one year42 | - | €64,624 | €43,163 | €32,548 | €18,069 | ▼ 44.5% |
| Trade debts44 | €332,585 | €58,364 | €4,980 | €5,545 | €1,478 | ▼ 73.3% |
| Suppliers440/4 | - | €58,364 | €4,980 | €5,545 | €1,478 | ▼ 73.3% |
| Advances received on contracts in progress46 | - | €702,450 | - | - | - | - |
| Taxes, remuneration and social security45 | - | €8,083 | €6,434 | €403 | €554 | ▲ 37.5% |
| Taxes450/3 | - | €8,083 | €6,434 | €403 | €554 | ▲ 37.5% |
| Other amounts payable47/48 | - | €662 | €3 | - | €471 | - |
| Accrued charges and deferred income492/3 | - | - | €5,000 | €5,678 | €5,896 | ▲ 3.8% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €66,968 | €380,384 | €25,345 | -€793 | -€26,469 | ▼ 3,238% |
| + Depreciation and write-downs630 | €33,355 | €35,260 | €35,077 | €48,870 | €32,865 | ▼ 32.7% |
| Operating cash flow (approximation) | €100,323 | €415,644 | €60,422 | €48,077 | €6,396 | ▼ 86.7% |
| Investment in fixed assets (approximation) | - | €0 | €0 | -€184,728 | -€74,694 | ▲ 59.6% |
| Change in cash | - | €402,789 | -€13,896 | -€594,355 | -€8,392 | ▲ 98.6% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
20-07
State Gazette act
PurposeIncorporation · Purpose change · Statutes amendment4 facts ▸
State Gazette act
Purpose
Incorporation · Purpose change · Statutes amendment4 facts ▸
- General meeting, 29-01-2026
- Incorporation, 22-03-2012
- Purpose change
- Statutes amendment, 3
22-06
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
03-07
NBB filing
Annual accounts filed
fiscal year 2024 · full schema
2024
31-12
Financial
Weakest financial yearnet -€26,469
Net result drops to -€26,469, the lowest in the series.
17-07
NBB filing
Annual accounts filed
fiscal year 2023 · full schema
2023
25-07
NBB filing
Annual accounts filed
fiscal year 2022 · full schema
2022
31-12
Financial
Liquidity times 8current ratio 15.73
Current ratio from 1.94 to 15.73; short-term debt falls from €834,183 to €54,579.
31-12
Financial
Equity above €1mEq €1.0m ▲2.6%
5 profitable years in a row build equity to €1.0m.
03-08
NBB filing
Annual accounts filed
fiscal year 2021 · full schema · 3 days late
2021
31-12
Financial
Highest result since 2018net €380,384 ▲468%
Operating result €559,838, net result €380,384, both a record.
17-08
NBB filing
Annual accounts filed
fiscal year 2020 · full schema · 17 days late
2020
08-10
NBB filing
Annual accounts filed
fiscal year 2019 · full schema · 69 days late
Show earlier events
2019
31-12
Financial
Equity above €500,000Eq €536,675 ▲27%
2 profitable years in a row build equity to €536,675.
26-07
NBB filing
Annual accounts filed
fiscal year 2018 · full schema
2018
10-07
NBB filing
Annual accounts filed
fiscal year 2017 · full schema
2017
04-07
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
1 of 3 acts read
About the unread acts
Of the 3 Belgian State Gazette acts we know for this company, 1 has been read. The other 2 have not been read yet: what they contain is neither established nor disproved here.
Have them read with priority
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Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 1. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Lobbes · 1 establishment unit since 2012
Ground area
8,209 m²
Building footprint
191 m²
Volume, LiDAR
878 m³
2 parcels, Wallonia · tallest building 7.2 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Rue du Bonnet-Bois 6, 6540 Lobbes
since 20122.208.664.066
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 56044B0947/02K000 | Wallonia | 7,948 m² | - | - |
| 56044B1119/00A000 | Wallonia | 261 m² | 1 · 191 m² | 7.2 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Articles of association
Purpose
L’importation, l’exportation, l’achat, la vente, la location le leasing, la transformation, de tous véhicules de transport, que ce soit de personnes ou de marchandises, véhicules…
Full purpose (14 activities)
- L’importation, l’exportation, l’achat, la vente, la location le leasing, la transformation, de tous véhicules de transport, que ce soit de personnes ou de marchandises, véhicules et matériaux industriels, l’importation, l’exportation, l’achat, la vente, la location, le leasing, le commerce en gros et en détail de tout matériel relatif à l’industrie, l’agriculture et à la mécanique automobile et de tous accessoires se rapportant directement ou indirectement à ces secteurs et notamment, la distribution de pièces de rechange pour véhicules, cette liste étant énonciative et non limitative
- Toutes opérations immobilières pour son propre compte, à savoir l’achat, la vente, l’échange, la location, la mise à disposition de tout bien immeuble (terrains de toute nature, bâtiments, bois et fonds de bois, …), leur exploitation, la valorisation, le lotissement ou mise en copropriété, l’entretien, la réparation, la promotion, la rénovation de tout bien immeuble, pour le propre compte de la société
- L’activité d’hydroponie, dans son sens le plus large, en ce compris notamment la production, l’importation, l’exportation, le commerce en gros ou en détail, la vente en direct ou par internet de tout produit hydroponiques et tous accessoires de jardinage, de plantes, semences et graines, engrais, produits phyto pharmaceutique et produits agricoles et horticoles
- Le commerce de tout produit alimentaire, en gros ou en détail, la vente, l’importation, l’exportation de tous vins, spiritueux, toutes bières et tous produits d’épicerie fine, et tous produits du terroir
- La restauration et l’organisation de dégustation de vins, produits de bouche ou tout produit alimentaire, l’exploitation de salon de dégustation
- L’organisation d’évènements publics, que ce soit des foires pour produits alimentaires ou des conférences, colloques ou des formations en tous genre, en ce compris la location de salles
- La prestation de conseil, l’accompagnement et la formation et le coaching en gestion d’entreprise au sens large, le conseil en marketing, stratégie, ressources humaines communication, gestion de projets d’entreprise
- Toute activité liée à l’exploitation d’écuries et de manèges pour chevaux, en ce compris notamment la location de boxes et prairies, l’entretien et les soins aux chevaux, le dressage et débourrage de chevaux
- L’élevage de chevaux, l’achat, la vente et la reproduction de chevaux, de même que la location de chevaux pour tout type d’événement et activité
- L’organisation et la promotion de cours d’équitation en toute discipline équestre, l’organisation de concours équestres et autres évènements de démonstration sportive en lien avec l’équitation ou le cheval, l’organisation de spectacle
- L’achat, la vente et commercialisation de tout produit et service liés au monde équestre, dans son sens le plus large (comme notamment matériel d’équitation, produits alimentaires, équipement pour manège et écuries, véhicule de transport d’animaux …)
- L’hébergement et la garde d’animaux de compagnie
- Toutes activités d’agence de voyage, guide et service d’information touristique et similaire, l’organisation de formule de vacances, la fourniture d’information et de conseils en matière de voyages, le tout tant en Belgique qu’à l’étranger ainsi que toutes opérations liées directement ou indirectement à l’activité principale et la vente d’assurances liées aux voyages
- La société peut être également administrateur ou liquidateur
Recognitions · licences · registrations
Food safety, FASFC
1 siteLobbes2.208.664.066
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Of 12,042 companies in sector 68203 we hold annual accounts for 6,005. 4,350 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded22-03-2012
Fiscal year end31-12
Activities, NACEBEL 2025
68203Renting and operating of own or leased non-residential real estate, excluding land
01130Growing of vegetables, melons, roots and tubers
01430Raising of horses and other equines
46720Wholesale of motor vehicle parts and accessories
68204Real estate activities
E-invoicing
Reachable via Peppol
Peppol ID
0208:0845063406
Also
9925:BE0845063406
Registered
29-12-2025
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 29 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.