Financials
- Financial year
- 2025
- Total assets
- €18,396
- Loss
- -€47,871
- Solvency
- -243.9%
RACZ
ActiveSummary
The computed 12-month bankruptcy probability of RACZ is 3.4% (moderate). The 2025 annual accounts show negative equity (-€44,871) and a net result of -€47,871. Its solvency ranks better than 6% of 1,787 sector peers (NACE 77, financial year 2025). The company has been active since 2024 and the Belgian Official Gazette contains no insolvency or warning signals.
Overview
Activity
Renting and leasing of cars and light motor vehicles
NACE 77110
1 site
Size
€18,396total assets 2025
- Equity
- -€44,871
- Loss
- -€47,871
Turnover not published (micro format)
Structure
Accounts filed 5 days late0 of 2 deeds read
Why 47raises risk1 change of registered office in 24 monthsFounded in 2024Loss of €47,871 (financial year 2025)lowers riskSize: total assets €18,396Show the evidence
Checked score
Score 2025
47
/ 100
Fair
Probability in this band: 1.5% to 4.2%
Financially better than 10% of its sector peers (NACE 77, micro)
Financial strength
Weak
Solvency
0
equity -243.9% of total assets
Liquidity
18
short-term debt 343.9% · cash 14.5%
Profitability
0
return on assets -260.2%
Bankruptcy probability, 12 months
3.4%
Moderate
0%0.5%1.5%4%10%≥ 25%
About 3 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
05-2025: 3.6%
06-2025: 3.7%▲ +0.1 percentage points vs 05-2025
07-2025: 3.8%▲ +0.1 percentage points vs 06-2025
08-2025: 4.3%▲ +0.5 percentage points vs 07-2025
09-2025: 4.3%● unchanged vs 08-2025
10-2025: 4.7%▲ +0.4 percentage points vs 09-2025
11-2025: 4.9%▲ +0.2 percentage points vs 10-2025
12-2025: 5.0%▲ +0.1 percentage points vs 11-2025
01-2026: 4.8%▼ -0.2 percentage points vs 12-2025
02-2026: 4.9%▲ +0.1 percentage points vs 01-2026
03-2026: 5.1%▲ +0.2 percentage points vs 02-2026
04-2026: 5.3%▲ +0.2 percentage points vs 03-2026highest value
05-2026: 5.3%● unchanged vs 04-2026highest value
06-2026: 3.4%▼ -1.9 percentage points vs 05-2026lowest value
07-2026: 3.4%● unchanged vs 06-2026lowest value
08-2026: 3.4%● unchanged vs 07-2026lowest value
09-2026: 3.4%● unchanged vs 08-2026lowest value
10-2026: 3.4%● unchanged vs 09-2026lowest value
No credit on open account
Liquidity insufficient (current ratio 0.22; short-term debt: 343.9% and cash: 14.5% of total assets), and equity is negative.
How it is calculated
The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 77, micro): better than 7% on solvency, 16% on liquidity and 6% on profitability.
The bankruptcy probability was computed on 08-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).
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Signals
Six signals.
−lowers risk+raises risk○neutral
neutral · Filed after the deadline
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 05-05-2026, 5 days later. For context: 47% of Belgian companies file late, and of those that file 1 to 90 days late, 2.0% are now in a legal situation other than normal in the KBO (such as bankruptcy, liquidation or dissolution), against 1.66% of all filers. We show this as a fact and do not score it.
NBB · 1 filingDeviation from the deadline
2025
5 days late
← before the deadline
after the deadline →
Searched, nothing found (1)
- Annual accounts filedfinancial year 2025 · micro…
Key points
By topic
Timeline
- Events
- 1
- Since
- 2026
Company details
- Sites
- 1
- Legal form
- Private limited company
- Activity
- Renting and leasing of cars and light motor…NACE 77110
- Founded
- 09-04-2024
- Year ends
- 30-09
- Peppol
- Reachable for e-invoices
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