RACHA
ActiveThe computed 12-month bankruptcy probability of RACHA is 2.3% (moderate). The 2024 annual accounts show equity of €22k and a net result of €-6k. Equity remains stable across the filed fiscal years (±0.1% per year). Its solvency ranks better than 56% of 6714 sector peers (fiscal year 2024). The company has been active since 1995 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2024
Axes · tick = 2023
Profitability0▼-8
Solvency55▼-24
Growth32▼-46
Stability100
Bankruptcy probability, 12 months
2.3%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €500 at 30 days only on tighter terms
Liquidity short (current ratio 0.06 against 1.05 in 2023), and 56.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 49
Relative position
BE, all sectors
reference
Sector 49
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
43.7%
Return on assets
-12%
Age of the figures
20 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 17-09-2025, 48 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
48 d late
2023
5 d late
2022
31 d late
2021
5 d late
2020
103 d late
2019
on the day
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Turnover
€31k
EBIT margin
-18.9%
Net result
€-6k
2023 · €437
2018: €149
2019: €84
2020: €-2k
2021: €16k
2022: €8k
2023: €437
2018 → 2024
Working capital
€-26k
2023 · €204
2018: €737
2019: €-1k
2020: €-11k
2023: €204
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Turnover€31k
Equity€22k-€38k▲ 73.6%€30k▼ 19.3%€28k▼ 8.4%€22k▼ 21.6%
Operating result€-2k-€16k€8k▼ 50.6%€600▼ 92.4%€-6k
Net result€-2k-€16k€8k▼ 53.0%€437▼ 94.2%€-6k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2024: a loss of €6k after €600 in 2023, the lowest year so far.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €50k
Fixed assets
€48k▲ 74.4%
Current assets
€2k▼ 57.6%
Equity and liabilities €50k
Equity
€22k▼ 21.6%
Debt
€28k▲ 612%
The debt ratio rises from 12.4% to 56.3%: debt grows while equity shrinks.
Key figures and ratios
Solvency
43.7%▼
2023 · 87.6%
Current ratio
0.06▼
2023 · 1.05
Quick ratio
0.06▼
2023 · 1.05
Debt / equity
1.29▲
2023 · 0.14
ROE
-27.6%▼
2023 · 1.6%
ROA
-12.0%▼
2023 · 1.4%
Debt
€28k▲
2023 · €4k
Debt ≤ 1 year
€28k▲
2023 · €4k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€32k€50k▲
Fixed assets21/28€28k€48k▲
Intangible fixed assets21€25k€25k=
Tangible fixed assets22/27€3k€23k▲
Furniture and vehicles24€3k€23k▲
Current assets29/58€4k€2k▼
Amounts receivable within one year40/41€2k€898▼
Other amounts receivable41€2k€898▼
Cash at bank and in hand54/58€2k€869▼
Equity and liabilities
Total equity and liabilities10/49€32k€50k▲
Equity10/15€28k€22k▼
Contributions10/11€782€782=
Reserves13€2k€2k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Profit (loss) carried forward14€25k€19k▼
Amounts payable17/49€4k€28k▲
Amounts payable within one year42/48€4k€28k▲
Trade debts44€850-
Suppliers440/4€850-
Other amounts payable47/48€3k€28k▲
Income statement
Code20232024
Turnover70-€31k
Goods, raw materials, services and sundry goods60/61-€35k
Other operating charges640/8€2k€2k▲
Gross operating margin9900€2k€-4k▼
Operating profit (loss)9901€600€-6k▼
Financial charges65/66B€163€178▲
Recurring financial charges65€163€178▲
Profit (loss) for the period before taxes9903€437€-6k▼
Profit (loss) for the period9904€437€-6k▼
Profit (loss) for the period to be appropriated9905€437€-6k▼
Appropriation of the result
Profit (loss) to be appropriated9906€25k€19k▼
Profit (loss) brought forward from the previous period14P€25k€25k▲
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
17-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 48 days late
2024
31-12
Financial
Weakest financial yearnet €-6k ▼1480%
Net result drops to €-6k, the lowest in the series.
05-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 5 days late
2023
31-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 31 days late
2022
05-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 5 days late
2021
31-12
Financial
Back to profitnet €16k
Net result €16k after one loss-making year.
11-11
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 103 days late
2020
31-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
09-09
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 40 days late
2018
24-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 24 days late
2017
23-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 23 days late
2016
30-07
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
8 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Jans-Molenbeek · 1 establishment unit since 1995
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Kolomstraat 1A1080 Sint-Jans-MolenbeekGround area
2,613 m²
Building footprint
533 m²
Volume, LiDAR
4,662 m³
2 parcels, Brussels · tallest building 19.8 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
Kerkeveldstraat 67, 1020 Brussel
since 19952.071.882.386
2 parcels
Brussels
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21522B0623/00L000 | Brussels | 2,442 m² | 1 · 406 m² | 19.8 m · 2 fl. |
| 21815D0153/00Z005 | Brussels | 171 m² | 1 · 126 m² | 17.4 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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SAFYA.BE
BE 0714.885.347
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JACORE
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EVS
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Of 6,632 companies in sector 49330 we hold annual accounts for 2,257. 1,962 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded16-03-1995
Fiscal year end31-12
Activities, NACEBEL
49320Taxi operation
49330On-demand passenger transport by chauffeured vehicle
49310Scheduled passenger transport by road
Sources
Crossroads Bank for EnterprisesNational Bank · 26 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.