Raccoons
ActiveRaccoons has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €385k and a net result of €156k. Equity is growing by ~24.3% per year across the filed fiscal years. Its solvency ranks better than 50% of 1404 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
67
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability79▲+79
Solvency64▼-10
Growth82▲+28
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €25k at 30 days acceptable
Liquidity ample (current ratio 1.58 against 1.69 in 2024; short-term debt: 59.2% and cash: 1.2% of total assets), but 60.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
39.3%
Return on assets
16%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 24-08-2026, 24 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 7 filingsDeviation from the deadline
2025
24 d late
2024
26 d late
2023
14 d late
2022
35 d late
2021
26 d late
2020
6 d late
2019
22 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
19-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, full schema
Turnover
€2.18M▲ 89.5%
2024 · €1.15M
2019: €821k
2020: €1.11M
2021: €1.26M
2022: €1.68M
2023: €1.31M
2024: €1.15M
2019 → 2025
EBIT margin
9.4%▲ 15.9pp
2024 · -6.5%
2019: 8.6%
2020: 3.4%
2021: -7.4%
2022: 15.0%
2023: 9.3%
2024: -6.5%
2019 → 2025
Net result
€156k
2024 · €-94k
2019: €45k
2020: €23k
2021: €-92k
2022: €175k
2023: €111k
2024: €-94k
2019 → 2025
Working capital
€335k▲ 99.9%
2024 · €167k
2019: €93k
2020: €117k
2021: €20k
2022: €141k
2023: €255k
2024: €167k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Turnover€1.26M-€1.68M▲ 33.2%€1.31M▼ 22.4%€1.15M▼ 11.7%€2.18M▲ 89.5%
Equity€38k-€213k▲ 455%€324k▲ 52.2%€231k▼ 28.9%€385k▲ 66.8%
Operating result€-94k-€252k€121k▼ 52.0%€-74k€206k
Net result€-92k-€175k€111k▼ 36.3%€-94k€156k
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €206k after a loss of €74k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €978k
Fixed assets
€65k▲ 2.2%
Current assets
€913k▲ 122%
Equity and liabilities €978k
Equity
€385k▲ 66.8%
Debt
€594k▲ 143%
The debt ratio rises from 51.4% to 60.7%. Equity and debt are higher.
Key figures and ratios
EBITDA
€221k▲
2024 · €-64k
Cash flow
€171k▲
2024 · €-83k
Solvency
39.3%▼
2024 · 48.6%
Current ratio
1.58▼
2024 · 1.69
Quick ratio
1.51▼
2024 · 1.68
Debt / equity
1.54▲
2024 · 1.06
ROE
40.6%▲
2024 · -40.6%
ROA
16.0%▲
2024 · -19.7%
Interest coverage
10.42▲
2024 · -3.90
Debt
€594k▲
2024 · €244k
Debt ≤ 1 year
€579k▲
2024 · €244k
Income taxes
€35k▲
2024 · €4k
Staff costs
€1.03M▲
2024 · €652k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€475k€978k▲
Fixed assets21/28€64k€65k▲
Tangible fixed assets22/27€14k€16k▲
Plant, machinery and equipment23€14k€16k▲
Financial fixed assets28€49k€49k=
Current assets29/58€411k€913k▲
Amounts receivable after more than one year29€10k-
Other amounts receivable291€10k-
Stocks and contracts in progress3€2k€41k▲
Contracts in progress37€2k€41k▲
Amounts receivable within one year40/41€369k€832k▲
Trade receivables40€154k€509k▲
Other amounts receivable41€215k€323k▲
Cash at bank and in hand54/58€8k€12k▲
Deferred charges and accrued income490/1€23k€28k▲
Equity and liabilities
Total equity and liabilities10/49€475k€978k▲
Equity10/15€231k€385k▲
Contributions10/11€62k€124k▲
Capital10€62k€124k▲
Issued capital100€62k€124k▲
Reserves13€168k€261k▲
Non-distributable reserves130/1€6k€12k▲
Legal reserve130€6k€12k▲
Tax-exempt reserves132€53k€53k=
Distributable reserves133€110k€196k▲
Profit (loss) carried forward14€284€247▼
Amounts payable17/49€244k€594k▲
Amounts payable within one year42/48€244k€579k▲
Trade debts44€124k€335k▲
Suppliers440/4€124k€335k▲
Advances received on contracts in progress46€1k€41k▲
Taxes, remuneration and social security45€118k€203k▲
Taxes450/3€29k€97k▲
Remuneration and social security454/9€89k€106k▲
Accrued charges and deferred income492/3€219€15k▲
Income statement
Code20242025
Turnover70€1.15M€2.18M▲
Non-recurring operating income76A€396€1k▲
Goods, raw materials, services and sundry goods60/61€586k€1.10M▲
Remuneration, social security and pensions62€652k€1.03M▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€10k€15k▲
Other operating charges640/8€5k€175k▲
Non-recurring operating charges66A€713€779▲
Gross operating margin9900€594k€1.43M▲
Operating profit (loss)9901€-74k€206k▲
Financial income75/76B€906€6k▲
Recurring financial income75€906€6k▲
Financial charges65/66B€16k€21k▲
Recurring financial charges65€16k€21k▲
Profit (loss) for the period before taxes9903€-90k€191k▲
Income taxes67/77€4k€35k▲
Profit (loss) for the period9904€-94k€156k▲
Profit (loss) for the period to be appropriated9905€-94k€156k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-94k€86k▲
Profit (loss) brought forward from the previous period14P€8€-70k▼
Transfer from equity791/2€94k-
Transfer to equity691/2-€86k
To other reserves6921-€86k
Social balance
Average headcount (FTE)90879.513.1▲
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
24-08
NBB filing
Annual accounts filed
fiscal year 2025 · full schema · 24 days late
2025
31-12
Financial
Back to profitnet €156k
Net result €156k after one loss-making year.
26-08
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema · 26 days late
2024
31-12
Financial
Weakest financial yearnet €-94k ▼184%
Net result drops to €-94k, the lowest in the series; recovery starts the following year.
14-08
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema · 14 days late
2023
04-09
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema · 35 days late
2022
31-12
Financial
Back to profitnet €175k
Net result €175k after one loss-making year.
31-12
Financial
Equity above €200kEq €213k ▲455%
Equity rises from €38k to €213k.
26-08
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema · 26 days late
2021
06-08
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema · 6 days late
2020
09-07
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
8 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Kontich · 1 establishment unit since 2018
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Veldkant 33 A2550 KontichGround area
3,333 m²
Building footprint
933 m²
Volume, LiDAR
7,846 m³
Parcel 11024B0079/00F000, Flanders · tallest building 10.3 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Raccoons
since 20182.283.811.748
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11024B0079/00F000 | Flanders | 3,333 m² | 1 · 932 m² | 10.3 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 29,995 companies in sector 62200 we hold annual accounts for 18,391. 12,981 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded24-10-2018
Fiscal year end31-12
Activities, NACEBEL
62020IT consultancy
62200Computer consultancy and computer facilities management
Sources
Crossroads Bank for EnterprisesNational Bank · 7 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.