Equity
Racaert has made a profit without a break since 2023.
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In July 2024, 34,693 companies had the same profile as Racaert has now. Each dot stands for 87 companies, two years later.
The method was tested on the 497,448 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 34,693 companies, not a prediction for Racaert. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
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| Company | ||||
|---|---|---|---|---|
| Racaert Lint | €57,021 | €19,786 | 49.5% | - |
| Van Gossum Scherpenheuvel-Zichem | €64,915 | €19,889 | 20.3% | - |
| TECHNOFLUX Koekelberg | €69,216 | €18,964 | 55.7% | - |
| Tilborghs sanitair & verwarming Stabroek | €56,230 | €20,571 | 44.7% | - |
| SEPPE VERLINDEN Nijlen | €65,648 | €18,248 | 47.2% | - |
| SIPIDO Kalmthout | €70,723 | €18,282 | 24.1% | - |
| VAN DE VELDE Heist-op-den-Berg | €48,387 | €14,205 | 70.3% | - |
These companies have the same main activity as Racaert: plumbing work (NACE 43221). They are comparable in size and age: total assets between €48,400 and €70,700, founded between 2010 and 2016.
Racaert files the micro format. That format states no turnover. The gross margin rose from €18,969 in 2014 to €19,786 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
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