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RAAZ

Active
Private limited company·Activiteiten van eetgelegenheden met volledige bediening· 1 yrs active
Wapenplein 14 ·8400 Oostende, Belgium
KBO/BCE: BE 1025.606.833
Watch Print / PDF
Age1 yr
Real estate1 parcel · 353 m²

Summary

Conclusion

the dossier summarised in one paragraph

The computed 12-month bankruptcy probability of RAAZ is 2.9% (moderate). The 2025 annual accounts show equity of €51k and a net result of €21k. The company has been active since 2025 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 1 annual account.

Filing behaviour

From the deposit records, complete market-wide
Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 23-08-2026, 23 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
How we compute the deadline
There is a single filed set of accounts, closing on 31-12. That date is certain, but one observation does not establish the rhythm (a first financial year may run longer than twelve months), so we project no following year. The statutory deadline is seven months after the close of the financial year (art. 3:10 par. 1 CAC, art. 3:47 par. 7 for ASBL and foundations). Applied to the financial year that closed on 31-12-2025, that is 31-07-2026.
Deadline per financial year
Year closed Due by Filed Variance Reference
31-12-2025 31-07-2026 23-08-2026 23 d late 2026-00430890

Source: the National Bank's deposit records, as we have ingested them. NOTE: our copy has a gap across June to August 2026, missing roughly 220,000 deposits; for July we hold 15,605 of about 137,000 expected. A year whose deadline falls in that window shows as not confirmed, not as not filed. Filing late covers nearly half the market and is therefore not scored; only not filing, being more than 90 days late and breaking a punctual record carry weight.

Trust signals

2 signals
Young company
Founded in 2025, under 3 years, statistically higher risk.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.

Administrative Flags

No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

Bankruptcy probability (12 mo)

Checked model v1 · free for everyone
2.9% Moderate
0%0,5%1,5%4%10%≥25%
Higher-failure-rate sector +Young company +

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Financials

TurnoverNot published (abbreviated schema)
EBIT marginNot published (abbreviated schema)
Net result€21k
Working capital€706

Annual accounts & ratios

Source: NBB · 2025
Annual accounts filed on 23-08-2026 with the NBB · fiscal year 2025 · verkort
Fiscal year2025
Depositverkort
Revenue-
EBITDA€40k
Net profit€21k
Cash flow€30k
Staff costs€20k
Income taxes€5k
Dividends-
Total assets€262k
Equity€51k
Debt€211k
of which ≤ 1y€83k
of which > 1y€128k
Working capital€706
Employees (FTE)0.9
Ratios (computed)
2025
Current ratio1.01
Quick ratio0.95
Working capital ratio0.3%
Solvency19.6%
Debt / equity4.11
Long-term debt ratio2.49
Interest coverage8.59
Gross margin-
Net margin-
ROA8.1%
ROE41.5%
EBITDA margin-
Days sales outstanding-
Days payable outstanding-
Inventory turnover-
Days inventory (DSI)-
Balance-sheet composition 2025
Full annual accounts (23 line items)
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2025
Balance sheet, Assets
TOTAL ASSETS 20/58€262k
Fixed assets 21/28€178k
Intangible fixed assets 21€178k
Current assets 29/58€84k
Stocks & contracts in progress 3€5k
Amounts receivable within one year 40/41€8k
Cash & bank 54/58€71k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€262k
Equity 10/15€51k
Contributions / capital 10/11€30k
Accumulated profits (losses) 14€21k
Amounts payable 17/49€211k
Amounts payable after one year 17€128k
Amounts payable within one year 42/48€83k
Trade debts payable within one year 44€36k
Income statement
Gross operating margin 9900€59k
Operating result 9901€31k
Financial income 75€6
Financial charges 65€5k
Result before taxes 9903€27k
Income taxes 67/77€5k
Net result for the period 9904€21k
Result to be appropriated 9905€21k
Ratios computed by Checked.

Health barometer

FY 2025 · computed
63 / 100 Healthy
050100
Computed from 4 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.

The full score breakdown, per-year score history and the indicative credit limit are in Kantoor S.

See plans →
Computed by Checked from the NBB filing for FY 2025. Indicative, not credit advice.

Structure & network

Locations & real estate

Registered office

from the Crossroads Bank
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Wapenplein 148400 Oostende

Establishment units

1 location
RAAZ
Wapenplein 14, 8400 OostendeActiviteiten van eetgelegenheden met volledige bediening
since 20252.376.196.231
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Parcels1
Ground area353 m²
Buildings1
Building footprint391 m²
Volume (LiDAR)3,309 m³
Tallest building22.0 m · ±1 fl.

Real-estate footprint

Source: CBE × cadastre · address linking

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
35013A0347/00C000 Flanders 353 m² 1 · 390 m² 22.0 m · 1 fl.
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Publications

Lifecycle & Insolvency Signals

No insolvency signals in the Belgian State Gazette

Belgisch Staatsblad · acts

3 acts
Address history · 2
10-10-2025
v3.2
25-08-2025
v3.2
All acts · 3 updated 10 months ago
2025
10-10-2025 Registered office moved from Brugge to Oostende Registered-office change
  • Rijselstraat 8, 8200 Brugge → Wapenplein 14, 8400 Oostende
Summary: v3.2
25-08-2025 Registered office moved from Nieuwpoort to Sint-Andries Registered-office change
  • Kaai 28, 8620 Nieuwpoort → Rijselstraat 8, 8200 Sint-Andries
Summary: v3.2
18-07-2025 Incorporation of a new BV Incorporation
Summary: oprichting

Analysis

Financial profile

4 of 5 axes measured
Health63Profitability100Solvency24Growth-Stability67
64 / 100

Strong profile, led by profitability.

Computed on 4 of 5 axes. Not measured: growth. An unmeasured axis is not a zero: no data was read for it.

Health 63
Profitability 100
Solvency 24
Growth -
Stability 67

Credit advice

verdict per customer and amount

May this customer buy amount X on invoice? Enter the amount and the payment term. This page computes a GREEN, AMBER or RED verdict from them, with a suggested ceiling and concrete conditions.

Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.

Similar

Similar companies

Same sector and region
We hold no filed accounts for this company, so a size comparison is not possible. These companies share only the sector and the region. We hold annual accounts for 2,990 of the 20,317 companies in this sector.

Company registry

Company registry (CBE)

Crossroads Bank
Activities
Activiteiten van eetgelegenheden met volledige bediening56111Catering van evenementen56210Cafés en bars56301Discotheken, dancings en dergelijke56302
Primary activity highlighted.
Names & trade names
Legal nameNL RAAZ
Registered office
Wapenplein 14
8400 Oostende, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.