Raats Consultancy is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €95k and a net result of €36k. Equity is growing by ~58.2% per year across the filed fiscal years. Its solvency ranks better than 75% of 7994 sector peers (fiscal year 2025). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The health score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
Credit advice for your own amount and term
Signals
Three signals. The signal on the left, the evidence on the right.
○neutral
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 19-08-2026, 19 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 3 filingsDeviation from the deadline
2025
19 d late
2024
20 d late
2023
30 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
18-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€95k▲ 62.3%
2024 · €58k
2023: €27k
2024: €58k
2023 → 2025
Net result
€36k▲ 13.1%
2024 · €32k
2023: €24k
2024: €32k
2023 → 2025
Total assets
€121k▲ 58.9%
2024 · €76k
2023: €43k
2024: €76k
2023 → 2025
Solvency
78.2%▲ 1.6pp
2024 · 76.6%
2023: 62.5%
2024: 76.6%
2023 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202320242025Trend
Equity€27k-€58k▲ 118%€95k▲ 62.3%
Operating result€33k-€44k▲ 32.2%€47k▲ 7.7%
Net result€24k-€32k▲ 35.3%€36k▲ 13.1%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has risen two years in a row; 2025 is 8% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €121k
Fixed assets
€19k▲ 7.6%
Current assets
€102k▲ 74.2%
Equity and liabilities €121k
Equity
€95k▲ 62.3%
Debt
€26k▲ 47.8%
The debt ratio falls from 23.4% to 21.8%. Equity and debt are higher.
Key figures and ratios
Solvency
78.2%▲
2024 · 76.6%
ROE
38.4%▼
2024 · 55.1%
ROA
30.0%▼
2024 · 42.2%
Debt
€26k▲
2024 · €18k
Debt ≤ 1 year
€26k▲
2024 · €18k
Income taxes
€11k▲
2024 · €9k
Staff costs
€2k▼
2024 · €2k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€76k€121k▲
Fixed assets21/28€17k€19k▲
Tangible fixed assets22/27€17k€19k▲
Plant, machinery and equipment23-€6k
Furniture and vehicles24€17k€13k▼
Current assets29/58€59k€102k▲
Amounts receivable within one year40/41€10k€10k▼
Trade receivables40€10k€10k▼
Other amounts receivable41€426€196▼
Cash at bank and in hand54/58€43k€89k▲
Deferred charges and accrued income490/1€6k€4k▼
Equity and liabilities
Total equity and liabilities10/49€76k€121k▲
Equity10/15€58k€95k▲
Contributions10/11€3k€3k=
Reserves13€55k€55k=
Distributable reserves133€55k€55k=
Profit (loss) carried forward14-€36k
Amounts payable17/49€18k€26k▲
Amounts payable within one year42/48€18k€26k▲
Trade debts44-€6k
Suppliers440/4-€6k
Taxes, remuneration and social security45€12k€14k▲
Taxes450/3€10k€11k▲
Remuneration and social security454/9€3k€3k▼
Other amounts payable47/48€6k€7k▲
Income statement
Code20242025
Remuneration, social security and pensions62€2k€2k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2k€6k▲
Other operating charges640/8€557€653▲
Gross operating margin9900€48k€56k▲
Operating profit (loss)9901€44k€47k▲
Financial income75/76B€0€152▲
Recurring financial income75€0€4▲
Non-recurring financial income76B-€148
Financial charges65/66B€2k€50▼
Recurring financial charges65€2k€50▼
Profit (loss) for the period before taxes9903€42k€47k▲
Income taxes67/77€9k€11k▲
Profit (loss) for the period9904€32k€36k▲
Profit (loss) for the period to be appropriated9905€32k€36k▲
Appropriation of the result
Profit (loss) to be appropriated9906€32k€36k▲
Transfer to equity691/2€32k-
To other reserves6921€32k-
Profit to be distributed694/7€600-
Directors or managers695€600-
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
19-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 19 days late
2025
31-12
Financial
Highest result since 2023net €36k ▲13.1%
Operating result €47k, net result €36k, both a record.
20-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 20 days late
2024
30-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 30 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Oudsbergen · 1 establishment unit since 2023
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Ophovenstraat 693670 OudsbergenGround area
665 m²
Building footprint
137 m²
Volume, LiDAR
848 m³
Parcel 72011C0751/00P000, Flanders · tallest building 8.3 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Raats Consultancy
since 20232.344.151.983
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 72011C0751/00P000 | Flanders | 665 m² | 1 · 137 m² | 8.2 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2024 · 1 entry · 148 EUR awarded · 148 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2024 | 1 | 148 EUR | 148 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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Of 24,725 companies in sector 64210 we hold annual accounts for 19,754. 12,185 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded17-04-2023
Fiscal year end31-12
Activities, NACEBEL
64200Holdings
64210Activities of holding companies
46190Agents in non-specialised wholesale trade
59112Motion picture, video and television programme production, sound recording and music publishing activities
59201Sound recording
62900Other information technology and computer services
70200Business and other management consultancy
70210Activities of head offices; management consultancy activities
70220Business consulting
73110Advertising agencies
73300Public relations and communication consultancy
74209Other photographic activities
82100Office administrative and support services
82110Office administrative, office support and other business support activities
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.