RAAS
ActiveRAAS has been active since 1982 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €998k and a net result of €40k. Equity is growing by ~11% per year across the filed fiscal years. Its solvency ranks better than 90% of 10242 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
83
/ 100
Excellent▼ -3 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability20▼-14
Solvency100=
Growth52=
Stability100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €85k at 30 days acceptable
Liquidity ample (current ratio 5.79 against 3.95 in 2024), and 17.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
82.2%
Return on assets
3.3%
Age of the figures
8 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 06-07-2026, 25 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
25 d early
2024
9 d early
2023
22 d early
2022
28 d late
2021
26 d early
2020
20 d late
2019
40 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
15-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€998k▼ 10.2%
2024 · €1.11M
2018: €566k
2019: €627k
2020: €752k
2021: €887k
2022: €889k
2023: €1.04M
2024: €1.11M
2018 → 2025
Total assets
€1.21M▼ 11.0%
2024 · €1.36M
2018: €1.06M
2019: €1.12M
2020: €1.27M
2021: €1.37M
2022: €1.42M
2023: €1.49M
2024: €1.36M
2018 → 2025
Net result
€40k▼ 48.0%
2024 · €76k
2018: €93k
2019: €61k
2020: €125k
2021: €135k
2022: €2k
2023: €146k
2024: €76k
2018 → 2025
Working capital
€582k▲ 1.4%
2024 · €574k
2018: €542k
2019: €546k
2020: €683k
2021: €773k
2022: €594k
2023: €513k
2024: €574k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€887k-€889k▲ 0.2%€1.04M▲ 16.5%€1.11M▲ 7.4%€998k▼ 10.2%
Operating result€201k-€23k▼ 88.5%€189k▲ 716%€84k▼ 55.2%€66k▼ 22.3%
Net result€135k-€2k▼ 98.6%€146k▲ 7,620%€76k▼ 48.0%€40k▼ 48.0%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 22% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.21M
Fixed assets
€511k▼ 14.2%
Current assets
€703k▼ 8.5%
Equity and liabilities €1.21M
Equity
€998k▼ 10.2%
Debt
€216k▼ 14.5%
The debt ratio falls from 18.5% to 17.8%: debt falls faster than equity shrinks.
Key figures and ratios
EBITDA
€193k▼
2024 · €205k
Cash flow
€167k▼
2024 · €196k
Solvency
82.2%▲
2024 · 81.5%
Current ratio
5.79▲
2024 · 3.95
Quick ratio
2.77▲
2024 · 2.14
Debt / equity
0.22▼
2024 · 0.23
ROE
4.0%▼
2024 · 6.8%
ROA
3.3%▼
2024 · 5.6%
Interest coverage
6.59▼
2024 · 7.52
Debt
€216k▼
2024 · €253k
Debt ≤ 1 year
€121k▼
2024 · €195k
Debt > 1 year
€46k▲
2024 · €21k
Income taxes
€15k▼
2024 · €16k
Staff costs
€797k▲
2024 · €757k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€1.36M€1.21M▼
Fixed assets21/28€596k€511k▼
Tangible fixed assets22/27€594k€510k▼
Plant, machinery and equipment23€418k€360k▼
Furniture and vehicles24€7k€4k▼
Other tangible fixed assets26€169k€146k▼
Financial fixed assets28€2k€2k=
Current assets29/58€769k€703k▼
Stocks and contracts in progress3€352k€367k▲
Stocks30/36€352k€367k▲
Amounts receivable within one year40/41€72k€67k▼
Trade receivables40€3k€2k▼
Other amounts receivable41€70k€65k▼
Current investments50/53€39k-
Cash at bank and in hand54/58€204k€158k▼
Deferred charges and accrued income490/1€102k€111k▲
Equity and liabilities
Total equity and liabilities10/49€1.36M€1.21M▼
Equity10/15€1.11M€998k▼
Contributions10/11€19k€19k=
Reserves13€1.09M€980k▼
Distributable reserves133€1.09M€980k▼
Amounts payable17/49€253k€216k▼
Amounts payable after more than one year17€21k€46k▲
Financial debts170/4€21k€3k▼
Other amounts payable178/9-€43k
Amounts payable within one year42/48€195k€121k▼
Current portion of amounts payable after more than one year42€24k€18k▼
Trade debts44€56k€19k▼
Suppliers440/4€56k€19k▼
Taxes, remuneration and social security45€78k€79k▲
Taxes450/3€9k€8k▼
Remuneration and social security454/9€69k€72k▲
Other amounts payable47/48€36k€5k▼
Accrued charges and deferred income492/3€37k€49k▲
Income statement
Code20242025
Remuneration, social security and pensions62€757k€797k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€120k€127k▲
Other operating charges640/8€5k€4k▼
Non-recurring operating charges66A€48k€12k▼
Gross operating margin9900€1.01M€1.01M▼
Operating profit (loss)9901€84k€66k▼
Financial income75/76B€34k€19k▼
Recurring financial income75€34k€19k▼
Financial charges65/66B€27k€29k▲
Recurring financial charges65€27k€29k▲
Profit (loss) for the period before taxes9903€92k€55k▼
Income taxes67/77€16k€15k▼
Profit (loss) for the period9904€76k€40k▼
Profit (loss) for the period to be appropriated9905€76k€40k▼
Appropriation of the result
Profit (loss) to be appropriated9906€76k€40k▼
Transfer from equity791/2-€153k
Transfer to equity691/2€76k€40k▼
To other reserves6921€76k€40k▼
Profit to be distributed694/7-€153k
Return on contributions (dividend)694-€153k
Social balance
Average headcount (FTE)908717.218.1▲
The notes to these accounts (13 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
06-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
22-07
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
09-07
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
31-12
Financial
Highest result since 2018net €146k ▲7620%
Net result €146k, the highest in the series.
31-12
Financial
Equity above €1MEq €1.04M ▲16.5%
6 profitable years in a row build equity to €1.04M.
28-08
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema · 28 days late
2022
31-12
Financial
Weakest financial yearnet €2k ▼98.6%
Net result drops to €2k, the lowest in the series; recovery starts the following year.
05-07
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
20-08
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema · 20 days late
2020
09-09
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 40 days late
2019
01-07
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
12-06
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
22-08
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 22 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Gavere · 1 establishment unit since 1982
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Kasteeldreef 199890 GavereGround area
3,925 m²
Building footprint
1,550 m²
Parcel 44020A0292/00F000, Flanders. Linked by address, not a title deed.
1 establishment unit
Carrefour
since 19822.020.653.817
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44020A0292/00F000 | Flanders | 3,925 m² | 1 · 1,550 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2023 to 2025 · 5 entries · 40,077 EUR awarded · 143 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 2 | 0 EUR | 0 EUR |
| 2024 | 2 | 39,984 EUR | 50 EUR |
| 2023 | 1 | 93 EUR | 93 EUR |
Schemes
Ecologiepremie+
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
Recognitions · licences · registrations
Food safety, FASFC
1 site · 1 with a smileyGavere2.020.653.817
Similar companies · same sector, comparable size
MASETTI
BE 0823.627.295
Anhée · Eq €1,000k
SAREN
BE 0887.159.525
Beringen · Eq €1.00M
UNIC TRUDA LANDEN
BE 0449.196.211
Dilsen-Stokkem · Eq €995k
VERSAVEL
BE 0464.727.196
Ieper · Eq €995k
AK-SEN
BE 0467.718.657
Liège · Eq €1.00M
Of 10,409 companies in sector 47110 we hold annual accounts for 5,787. 2,256 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded07-06-1982
Fiscal year end31-12
Activities, NACEBEL
47110Non-specialised retail sale with food, beverages or tobacco predominating
47114Supermarkets
47120Other non-specialised retail sale
47192Retail trade
52121
Sources
Crossroads Bank for EnterprisesNational Bank · 44 filingsAddress and cadastre registers
Data from official sources, last processed on 13-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryE-mail:gavere@raasbvba.be