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RAAMCOMFORT

Active
Private limited companyfounded 2007active for 19 yearsMinderhoutdorp 37 A, 2322 Hoogstraten, BelgiumKBO/BCE: BE 0890.505.233
Summary

RAAMCOMFORT has been active since 2007 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €441,349 and a net result of €59,517. Equity has been growing by about 21% per year since 2018. Its solvency ranks better than 22% of 9,926 sector peers (NACE 43, financial year 2025). The computed 12-month bankruptcy probability is 0.6% (low).

Overview

Official details

Source: KBO
Status
Active since 02-07-2007 Normal situation
Activity
Other construction installation NACE 43240and 2 others
Joint committees
124 Construction
200 Auxiliary committee for white-collar workers · annual accounts 2023
Establishment units
2.163.700.509 2322 Hoogstraten, since 02-07-2007
2.217.848.184 2300 Turnhout, since 01-08-2010
Financial year end
31 December
Peppol
Reachable since 21-08-2025

Board and ownership

Board

Financial position

70 Healthy Checked score 2025
Bankruptcy probabilitywithin 12 months
0.6%
Annual accounts 2025
Gross margin
€743,994
▼ 2.6%
Turnover
≈ €2.0m
estimated
Profit
€59,517
▼ 2.1%
Equity
€441,349
▲ 15.6%
Total assets
€2.1m
▼ 5.7%
Employees on 31-12-2025
10
▲ 11.1%
Score breakdownraises riskSector: Specialised construction activities (NACE 43)Equity €441,349 (21.5% of total assets)lowers riskFounded in 2007Figures for financial year 2025 (filed on 28-04-2026)Show the evidence

Checked score

Score 2025
70 / 100
Healthy
Probability in this band: 0.55% to 1.5%
Financially stronger than 45% of micro companies in specialised construction (NACE 43)
Financial strength · tick: 2024
Average
Solvency 47+4
equity 21.5% of total assets
Liquidity 57+5
short-term debt 21.9% · cash 11.2%
Profitability 72=
return on assets 2.9%
Bankruptcy probability within 12 months
0.6% Low
0%0.5%1.5%4%10%≥ 25%

About 6 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.7% (47,685 companies, NACE 43, micro)
Last 24 months 12-2024: 0.9% 01-2025: 0.9%● unchanged vs 12-2024 02-2025: 0.9%● unchanged vs 01-2025 03-2025: 0.9%● unchanged vs 02-2025 04-2025: 0.9%● unchanged vs 03-2025 05-2025: 0.9%● unchanged vs 04-2025 06-2025: 0.9%● unchanged vs 05-2025 07-2025: 0.9%● unchanged vs 06-2025 08-2025: 0.9%● unchanged vs 07-2025 09-2025: 0.9%● unchanged vs 08-2025 10-2025: 0.9%● unchanged vs 09-2025 11-2025: 0.9%● unchanged vs 10-2025 12-2025: 0.9%● unchanged vs 11-2025 01-2026: 0.9%● unchanged vs 12-2025 02-2026: 0.9%● unchanged vs 01-2026 03-2026: 0.9%● unchanged vs 02-2026 04-2026: 1.0%▲ +0.1 percentage points vs 03-2026highest value 05-2026: 0.6%▼ -0.4 percentage points vs 04-2026 06-2026: 0.6%● unchanged vs 05-2026lowest value 07-2026: 0.6%● unchanged vs 06-2026lowest value 08-2026: 0.6%● unchanged vs 07-2026lowest value 09-2026: 0.6%● unchanged vs 08-2026 10-2026: 0.6%● unchanged vs 09-2026 11-2026: 0.6%● unchanged vs 10-2026
Credit of up to €30,000 on 30-day terms is acceptable
Liquidity is insufficient, with a current ratio of 0.89 (0.9 in 2024), below 1. Short-term debt is 21.9% and cash 11.2% of total assets. 78.5% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 43, micro). It does better than 23% of them on solvency, 53% on liquidity, 43% on profitability and 63% on growth.

The bankruptcy probability was computed on 04-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

The probability rests on the annual accounts with balance sheet date 31-12-2025.

Of the companies with a bankruptcy probability in the low class on 30-06-2025, 0.8% went bankrupt within twelve months.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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Signals

Six signals.
lowers riskraises riskneutral
raises risk · Sector: Specialised construction activities (NACE 43)
KBO
lowers risk · Founded in 2007
Companies that have existed this long fail less often. How much that weighs depends on the rest of the company's profile.
KBO
raises risk · Equity €441,349 (21.5% of total assets)
NBB · annual accounts
lowers risk · Figures for financial year 2025 (filed on 28-04-2026)
NBB · annual accounts
raises risk · Weak solvency compared with the sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 22% of 9926 sector peers (2025).
NBB · sector comparison
Position among 9926 sector peers
Solvency
better than 22%
← weakest strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-04-2026, 94 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
94 days early
2024
132 days early
2023
48 days early
2022
84 days early
2021
26 days early
2020
10 days late
2019
95 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 67 days before the deadline. In the sector (NACE 43), the median for financial year 2024 was 1 day before the deadline, and 43% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 8 May (4 of the last 5 accounts filed within 48 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
05-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Positive: 8 profitable years in a rowprofit 2025: €59,517 8 years View
  • Higher gross margin than 80% of companies in specialised constructionsector median €244,233 · 9,908 companies €743,994 View
  • Positive: Filed on time since financial year 2021accounts within the deadline every year 5 years View

Recent changes

  1. · Gazette deed Change of role: PRAET, Wim Eduardus Rita, from manager to director
  2. · Gazette deed Incorporation
All 16 events

Comparable companies

These companies have the same main activity as RAAMCOMFORT: other construction installation (NACE 43240). They are comparable in size and age: total assets between €1.5m and €2.5m, founded between 1999 and 2011.

CompanyTotal assetsGross margin
RAAMCOMFORT Hoogstraten€2.1m€0.7m
EOLUZ Kapellen€2.1m€1.0m
EFAFLEX Willebroek€2.5m€1.1m
BERTBOUW Hoogstraten€1.5m€1.0m
VADISOL Turnhout€1.8m€0.8m
CUISINES CONSTANT INTERIOR & DESIGN Soumagne€2.1m€0.7m
SEETECH La Roche-en-Ardenne€1.8m€0.6m
Full comparison

Key facts about RAAMCOMFORT

What is the company number of RAAMCOMFORT?
The company number of RAAMCOMFORT is 0890.505.233. The VAT number is the same number with BE in front: BE 0890.505.233.
Where is RAAMCOMFORT based?
The registered office is at Minderhoutdorp 37 A, 2322 Hoogstraten.Company details
What does RAAMCOMFORT do?
According to the KBO register, the main activity is other construction installation (NACE 43240).
What is the legal form of RAAMCOMFORT?
RAAMCOMFORT is a private limited company (BV).
When was RAAMCOMFORT founded?
RAAMCOMFORT was founded on 02-07-2007.
Is RAAMCOMFORT still active?
Yes, RAAMCOMFORT is an active enterprise in the KBO register.
How many employees does RAAMCOMFORT have?
RAAMCOMFORT had an average of 8.3 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
Which joint committee does RAAMCOMFORT fall under?
In its 2023 annual accounts, RAAMCOMFORT states joint committees 124 (Construction) and 200 (Auxiliary committee for white-collar workers).
What is the turnover of RAAMCOMFORT?
The turnover in financial year 2025 is ≈ €2.0m. This figure is estimated from the gross margin of €743,994 and 45 comparable companies (NACE 432). It probably lies between €1.6m and €2.4m.
Is RAAMCOMFORT profitable?
In financial year 2025, RAAMCOMFORT made a profit of €59,517.
Where can I find the annual accounts of RAAMCOMFORT?
RAAMCOMFORT filed 19 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of RAAMCOMFORT due?
RAAMCOMFORT must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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