RAAIJMAKERS
ActiveRAAIJMAKERS has been active since 2001 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €164k and a net result of €-18k. Equity is growing by ~2.6% per year across the filed fiscal years. Its solvency ranks better than 71% of 37968 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2024
63
/ 100
Healthy
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability8▲+5
Solvency100=
Growth32▼-20
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €10k at 30 days acceptable
Liquidity ample (current ratio 2.94 against 4.14 in 2023; short-term debt: 22.4% and cash: 8.5% of total assets), and 23.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
76.4%
Return on assets
-8.6%
Age of the figures
21 mo
raises risk · Persistent losses
Two consecutive loss-making years (2023 and 2024); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2024Net result per financial year
18192021222324
2018 to 2024 · latest year €-18k
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 16-06-2025, 45 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
45 d early
2023
44 d early
2022
3 d late
2021
30 d early
2020
23 d late
2019
17 d early
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€164k▼ 26.8%
2023 · €224k
2018: €178k
2019: €225k
2020: €266k
2021: €272k
2022: €301k
2023: €224k
2018 → 2024
Total assets
€215k▼ 22.8%
2023 · €279k
2018: €228k
2019: €293k
2020: €334k
2021: €384k
2022: €368k
2023: €279k
2018 → 2024
Net result
€-18k▲ 48.6%
2023 · €-36k
2018: €45k
2019: €47k
2020: €41k
2021: €50k
2022: €52k
2023: €-36k
2018 → 2024
Working capital
€93k▼ 37.3%
2023 · €149k
2018: €140k
2019: €159k
2020: €192k
2021: €140k
2022: €177k
2023: €149k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€266k-€272k▲ 2.2%€301k▲ 10.9%€224k▼ 25.5%€164k▼ 26.8%
Operating result€53k-€78k▲ 47.9%€72k▼ 7.6%€-35k€-25k▲ 28.0%
Net result€41k-€50k▲ 22.1%€52k▲ 4.4%€-36k€-18k▲ 48.6%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €25k in 2024 against €35k in 2023; the loss shrinks.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €215k
Fixed assets
€74k▼ 10.6%
Current assets
€141k▼ 28.0%
Equity and liabilities €215k
Equity
€164k▼ 26.8%
Debt
€51k▼ 6.4%
The debt ratio rises from 19.5% to 23.6%. Equity and debt are lower.
Key figures and ratios
EBITDA
€-17k▲
2023 · €-26k
Cash flow
€-10k▲
2023 · €-26k
Solvency
76.4%▼
2023 · 80.5%
Current ratio
2.94▼
2023 · 4.14
Quick ratio
2.94▼
2023 · 4.14
Debt / equity
0.31▲
2023 · 0.24
ROE
-11.3%▲
2023 · -16.0%
ROA
-8.6%▲
2023 · -12.9%
Interest coverage
-46.57▼
2023 · -38.93
Debt
€51k▼
2023 · €54k
Debt ≤ 1 year
€48k▲
2023 · €47k
Debt > 1 year
€3k▼
2023 · €7k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€279k€215k▼
Fixed assets21/28€82k€74k▼
Tangible fixed assets22/27€82k€74k▼
Land and buildings22€79k€70k▼
Other tangible fixed assets26€4k€3k▼
Current assets29/58€196k€141k▼
Amounts receivable after more than one year29€3k€96k▲
Trade receivables290€3k-
Other amounts receivable291-€96k
Amounts receivable within one year40/41€644€27k▲
Other amounts receivable41€644€27k▲
Cash at bank and in hand54/58€193k€18k▼
Deferred charges and accrued income490/1€27€431▲
Equity and liabilities
Total equity and liabilities10/49€279k€215k▼
Equity10/15€224k€164k▼
Contributions10/11€19k€19k=
Reserves13€176k€135k▼
Tax-exempt reserves132€14k€14k=
Distributable reserves133€162k€121k▼
Profit (loss) carried forward14€29k€11k▼
Amounts payable17/49€54k€51k▼
Amounts payable after more than one year17€7k€3k▼
Financial debts170/4€7k€3k▼
Amounts payable within one year42/48€47k€48k▲
Current portion of amounts payable after more than one year42€5k€4k▼
Financial debts43-€883
Credit institutions430/8-€883
Trade debts44€1k€1k▲
Suppliers440/4€1k€1k▲
Taxes, remuneration and social security45€31€31=
Taxes450/3€31€31=
Other amounts payable47/48€41k€42k▲
Income statement
Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€10k€9k▼
Other operating charges640/8€1k€3k▲
Non-recurring operating charges66A€494-
Gross operating margin9900€-24k€-14k▲
Operating profit (loss)9901€-35k€-25k▲
Financial income75/76B-€7k
Recurring financial income75-€7k
Financial charges65/66B€661€357▼
Recurring financial charges65€661€357▼
Profit (loss) for the period before taxes9903€-36k€-18k▲
Income taxes67/77€31-
Profit (loss) for the period9904€-36k€-18k▲
Profit (loss) for the period to be appropriated9905€-36k€-18k▲
Appropriation of the result
Profit (loss) to be appropriated9906€29k€11k▼
Profit (loss) brought forward from the previous period14P€65k€29k▼
Transfer from equity791/2€41k€42k▲
Profit to be distributed694/7€41k€42k▲
Return on contributions (dividend)694€41k€42k▲
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
16-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
17-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Weakest financial yearnet €-36k ▼169%
Net result drops to €-36k, the lowest in the series; recovery starts the following year.
03-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 3 days late
2022
31-12
Financial
Highest result since 2018net €52k ▲4.4%
Net result €52k, the highest in the series.
01-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
23-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 23 days late
2020
14-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Equity above €200kEq €225k ▲26.3%
2 profitable years in a row build equity to €225k.
17-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
28-06
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
16-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 16 days late
2016
24-08
NBB filing
Annual accounts filed
fiscal year 2015 · full schema · 24 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Elsene · 1 establishment unit since 2001
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
George Bergmannlaan 1301050 ElseneGround area
906 m²
Building footprint
393 m²
Volume, LiDAR
8,679 m³
Parcel 21446D0180/00W002, Brussels · tallest building 26.0 m, ±8 floors. Linked by address, not a title deed.
1 establishment unit
George Bergmannlaan 130, 1050 Elsene
since 20012.098.354.478
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21446D0180/00W002 | Brussels | 906 m² | 1 · 393 m² | 26.0 m · 8 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
BerBeCo Holdings
BE 0699.624.277
Kontich · Eq €164k
JALOBA
BE 0662.450.711
Roeselare · Eq €164k
AM Consultancy
BE 0790.463.193
Zandhoven · Eq €164k
FREMAX
BE 0769.321.648
Houthalen-Helchteren · Eq €164k
Parc 51 Holding
BE 0833.140.225
Hasselt · Eq €165k
Of 5,694 companies in sector 70100 we hold annual accounts for 3,489. 2,364 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded17-08-2001
Fiscal year end31-12
Activities, NACEBEL
70100Activities of head offices
74152
Sources
Crossroads Bank for EnterprisesNational Bank · 23 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.