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RAAD Accountants

Active
Private limited companyfounded 2015active for 10 yearsLuikersteenweg 193, 3800 Sint-Truiden, BelgiumKBO/BCE: BE 0644.748.904
Summary

RAAD Accountants has been active since 2015 and the Belgian Official Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €63,758 and a net result of €27,907. Equity has been growing by about 8.8% per year since 2018. Its solvency ranks better than 27% of 2,895 sector peers (NACE 69, financial year 2024). The computed 12-month bankruptcy probability is 0.4% (very low).

Overview

Official details

Source: KBO
Status
Active since 22-12-2015 Normal situation
Activity
Certified accountants and tax accountants NACE 69201
Establishment units
2.249.868.874 3800 Sint-Truiden, since 22-12-2015
2.384.793.993 3720 Hasselt, since 01-01-2026
Financial year end
31 December
Peppol
Reachable since 07-03-2024

Board and ownership

Board
Auditor
Ira Nicolaij
Shareholders
  • B.T.B. CONSULT· score 9430-06-2025 annual accounts of B.T.B. CONSULT
  • Wouters Danny· score 9530-09-2025 annual accounts of Wouters Danny

Financial position

53 Fair Checked score 2024
Bankruptcy probabilitywithin 12 months
0.4%
Annual accounts 2024
Gross margin
€262,146
▲ 36.5%
Turnover
≈ €460,000
estimated
Profit
€27,907
▲ 20.3%
Equity
€63,758
▼ 73.0%
Total assets
€365,171
▲ 8.3%
Employees on 31-12-2024
2
▼ 66.7%
  • 2025 accounts not filed, 94 days past the deadline
Filed on 28-08-2025
Score breakdownraises riskCapped at 59: a confirmed filing findingFigures for financial year 2024 (filed on 28-08-2025)lowers riskSector: Legal and accounting activities (NACE 69)Liquidity: current ratio 1.04, cash €62,963Size: 3 FTE, total assets €365,171Show the evidence

Checked score

Score 2024
53 / 100
Fair
Probability in this band: 1.5% to 4.2%
Financially stronger than 16% of micro companies in legal and accounting (NACE 69)
A confirmed filing finding caps the score at 59. Every signal that counts is listed under Signals.
Financial strength · tick: 2023
Average
Solvency 42-53
equity 17.5% of total assets
Liquidity 26-33
short-term debt 82.5% · cash 17.2%
Profitability 78+1
return on assets 7.6%
Bankruptcy probability within 12 months
0.4% Very low
0%0.5%1.5%4%10%≥ 25%

About 4 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median < 0.1% (20,087 companies, NACE 69, micro)
Last 24 months 12-2024: < 0.1% 01-2025: < 0.1%● unchanged vs 12-2024lowest value 02-2025: < 0.1%● unchanged vs 01-2025lowest value 03-2025: < 0.1%● unchanged vs 02-2025 04-2025: < 0.1%● unchanged vs 03-2025 05-2025: < 0.1%● unchanged vs 04-2025 06-2025: 0.1%▲ +0.1 percentage points vs 05-2025 07-2025: 0.1%● unchanged vs 06-2025 08-2025: 0.1%● unchanged vs 07-2025 09-2025: 0.1%● unchanged vs 08-2025 10-2025: 0.1%● unchanged vs 09-2025 11-2025: 0.1%● unchanged vs 10-2025 12-2025: 0.1%● unchanged vs 11-2025 01-2026: 0.1%● unchanged vs 12-2025 02-2026: 0.1%● unchanged vs 01-2026 03-2026: 0.1%● unchanged vs 02-2026 04-2026: 0.1%● unchanged vs 03-2026 05-2026: 0.1%● unchanged vs 04-2026 06-2026: 0.1%● unchanged vs 05-2026 07-2026: 0.1%● unchanged vs 06-2026 08-2026: 0.2%▲ +0.1 percentage points vs 07-2026 09-2026: 0.3%▲ +0.1 percentage points vs 08-2026 10-2026: 0.4%▲ +0.1 percentage points vs 09-2026highest value 11-2026: 0.4%● unchanged vs 10-2026highest value
Credit of up to €3,000 on 30-day terms, only on tighter conditions: an expected filing is missing beyond Checked's processing allowance
Liquidity is tight, with a current ratio of 1.04 (3.17 in 2023), below the usual 1.5. Short-term debt is 82.5% and cash 17.2% of total assets. 82.5% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 69, micro). It does better than 21% of them on solvency, 7% on liquidity, 31% on profitability and 7% on growth.

The bankruptcy probability was computed on 01-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Six signals.
lowers riskraises risk
lowers risk · Sector: Legal and accounting activities (NACE 69)
KBO
raises risk · Figures for financial year 2024 (filed on 28-08-2025)
NBB · annual accounts
lowers risk · Liquidity: current ratio 1.04, cash €62,963
NBB · annual accounts
lowers risk · Size: 3 FTE, total assets €365,171
Companies of this size fail less often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
raises risk · Annual accounts not filed
The financial year that closed on 31-12-2025 was due at the National Bank by 31-07-2026. Nothing is on record, 94 days later.
NBB · 9 filings
Position against the passed deadline
31-12-2025 year end31-07-2026 deadline02-11-2026 today
raises risk · 2024 accounts filed 28 days late
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 28-08-2025, 28 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 9 filings
Deviation from the deadline
2025
not filed
2024
28 days late
2023
27 days late
2022
29 days late
2021
31 days late
2020
61 days late
2019
92 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 6 accounts on average 45 days after the deadline. In the sector (NACE 69), the median for financial year 2024 was 9 days before the deadline, and 32% of those companies filed late.

Searched, nothing found (1)
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Caution: Equity fell in 2024from €235,851 to €63,758 ▼ 73.0% View
  • Caution: Less equity than 83% of companies in legal and accountingsector median €358,697 · 2,895 companies €63,758 View
  • Branch taken over from BV KRISTY POUSSETtakeover on 01-01-2026 2026 View
  • Positive: 7 profitable years in a rowprofit 2024: €27,907 7 years View
  • Board changedlatest change 31-07-2026 · 3 in office 1 joined · 1 left View

Recent changes

  1. · Gazette deed Resignation: KRISTY POUSSET (director)
  2. · Gazette deed Demerger: KRISTY POUSSET BV splits off to ADVIZOCompany renamed from ADVIZO to RAAD Accountants · Appointments: Ira Nicolaij (company auditor) and KRISTY POUSSET BV (director)
  3. · Gazette deed Demerger proposal: BV KRISTY POUSSET splits off to BV ADVIZOPermanent representatives: Lode BLOKKEN and Danny WOUTERS · Appointment: BV VAN HAVERMAET BEDRIJFSREVISOREN (statutory auditor)
All 16 events

Comparable companies

These companies have the same main activity as RAAD Accountants: certified accountants and tax accountants (NACE 69201). They are comparable in size and age: total assets between €280,000 and €519,000, founded between 2013 and 2016.

CompanyTotal assetsGross margin
RAAD Accountants Sint-Truiden€365,171€262,146
OPTIMUS ACCOUNTANCY Tielt€345,357€289,863
TRUST LANE Kampenhout€279,867€290,954
co-acc Schaarbeek€300,819€293,147
FISCALYS Lasne€374,654€299,229
Bartofisc Zulte€433,816€296,979
Boekhoudkantoor D plus V Roeselare€519,441€304,731
Full comparison

Key facts about RAAD Accountants

What is the company number of RAAD Accountants?
The company number of RAAD Accountants is 0644.748.904. The VAT number is the same number with BE in front: BE 0644.748.904.
Where is RAAD Accountants based?
The registered office is at Luikersteenweg 193, 3800 Sint-Truiden.Company details
What does RAAD Accountants do?
According to the KBO register, the main activity is certified accountants and tax accountants (NACE 69201).
What is the legal form of RAAD Accountants?
The legal form of RAAD Accountants is Private limited company (BV).
When was RAAD Accountants founded?
RAAD Accountants was founded on 22-12-2015.
Is RAAD Accountants still active?
Yes, RAAD Accountants is an active enterprise in the KBO register.
How many employees does RAAD Accountants have?
RAAD Accountants had an average of 3 full-time equivalents in financial year 2024, according to the filed annual accounts.Financials
What is the turnover of RAAD Accountants?
The turnover in financial year 2024 is ≈ €460,000. This figure is estimated from the gross margin of €262,146 and 35 comparable companies (NACE 69201). It probably lies between €400,000 and €540,000.
Is RAAD Accountants profitable?
In financial year 2024, RAAD Accountants made a profit of €27,907.
Where can I find the annual accounts of RAAD Accountants?
RAAD Accountants filed 9 annual accounts with the National Bank of Belgium, the latest for financial year 2024.

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