RA ONE
ActiveSummary
The computed 12-month bankruptcy probability of RA ONE is 3.2% (moderate). The 2025 annual accounts show negative equity (-€34,752) and a net result of -€15,442. Its solvency ranks better than 7% of 22,650 sector peers (NACE 47, financial year 2025). The company has been active since 2024 and the Belgian Official Gazette contains no insolvency or warning signals.
Overview
- Equity
- -€34,752
- Loss
- -€15,442
Why 48raises riskLast filed accounts filed 61 days late; 1 of the last 3 lateNegative equity -€34,752lowers riskLiquidity: current ratio 0.23, cash €9,501Size: total assets €22,884Show the evidence
Checked score
About 3 in 100 comparable companies go bankrupt within 12 months (an estimate).
How it is calculated
The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 47, micro): better than 6% on solvency, 52% on liquidity, 6% on profitability and 7% on growth.
The bankruptcy probability was computed on 29-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).
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Signals
This company filed its last 2 accounts on average 44 days after the deadline; the sector median (NACE 47) for financial year 2024 is on the deadline day, and 47% of those companies filed late.
Searched, nothing found (2)
- Annual accounts filedfinancial year 2025 · micro…
- Annual accounts filedfinancial year 2024 · micro…
- IncorporationAppointment: NHARI Abdelmounaim (director) ·…
Financials · financial year 2025, micro format
2025 annual accounts filed late (61 days) Filed on 30 September 2026, deadline 31 July 2026 (7 months after the close on 31 December 2025, Companies Code art. 3:10). Source: NBB, 2026-00537545.
2024 to 2025, 2 financial years
The operating result stays negative: a loss of €14,787 in 2025 against €33,133 in 2024; the loss shrinks.
What the company sold each financial year and what was left of it. A loss stands below the zero line.
What the company owns (total assets), how much of it is its own (equity) and how much it owes.
Short-term assets minus short-term debts. Above zero the company can pay its bills in the short term.
How much of each euro of turnover is left from operations (EBIT margin) and what the assets earn (return on assets).
The share of the company financed with its own means. The higher it is, the better it absorbs a shock.
Short-term assets per euro of short-term debt. Above 1 the short-term debts are covered.
Use the arrow keys on the chart for the figures per year.
Sector: the middle half of NACE 47, Retail trade: a quarter of companies sit below it, a quarter above. Each year compared with accounts in the same format, and only where there are at least 30. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA).
Peer companies
Historical observationOf the 7,639 companies that looked in July 2024 the way this one looks now, 8.8% went bankrupt within 24 months and 84.8% are still going.
- Micro
- 2 to 5 years old
- negative equity
- a loss of 10% of the balance sheet or more
A further 0.7% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 3.2% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,445 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74.5% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 7,639 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €2,027 | €3,780 | ▲ 86.5% |
| Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4 | €954 | - | - |
| Other operating charges640/8 | €85 | €334 | ▲ 293% |
| Gross operating margin9900 | -€30,067 | -€10,673 | ▲ 64.5% |
| Operating profit (loss)9901 | -€33,133 | -€14,787 | ▲ 55.4% |
| Financial charges65/66B | €176 | €655 | ▲ 271% |
| Recurring financial charges65 | €176 | €655 | ▲ 271% |
| Profit (loss) for the period before taxes9903 | -€33,309 | -€15,442 | ▲ 53.6% |
| Profit (loss) for the period9904 | -€33,309 | -€15,442 | ▲ 53.6% |
| Profit (loss) for the period to be appropriated9905 | -€33,309 | -€15,442 | ▲ 53.6% |
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Assets | |||
| Total assets20/58 | €27,399 | €22,884 | ▼ 16.5% |
| Fixed assets21/28 | €10,048 | €9,377 | ▼ 6.7% |
| Intangible fixed assets21 | €933 | €489 | ▼ 47.5% |
| Tangible fixed assets22/27 | €8,215 | €7,988 | ▼ 2.8% |
| Land and buildings22 | - | €2,235 | - |
| Furniture and vehicles24 | €8,215 | €5,753 | ▼ 30.0% |
| Financial fixed assets28 | €900 | €900 | = |
| Current assets29/58 | €17,351 | €13,507 | ▼ 22.2% |
| Stocks and contracts in progress3 | €1,209 | €2,546 | ▲ 111% |
| Stocks30/36 | €1,209 | €2,546 | ▲ 111% |
| Amounts receivable within one year40/41 | €1,499 | €1,042 | ▼ 30.5% |
| Other amounts receivable41 | €1,499 | €1,042 | ▼ 30.5% |
| Cash at bank and in hand54/58 | €14,553 | €9,501 | ▼ 34.7% |
| Deferred charges and accrued income490/1 | €90 | €419 | ▲ 365% |
| Equity and liabilities | |||
| Total equity and liabilities10/49 | €27,399 | €22,884 | ▼ 16.5% |
| Equity10/15 | -€19,309 | -€34,752 | ▼ 80.0% |
| Contributions10/11 | €14,000 | €14,000 | = |
| Profit (loss) carried forward14 | -€33,309 | -€48,752 | ▼ 46.4% |
| Amounts payable17/49 | €46,708 | €57,636 | ▲ 23.4% |
| Amounts payable within one year42/48 | €46,708 | €57,636 | ▲ 23.4% |
| Trade debts44 | €1,886 | €1,827 | ▼ 3.1% |
| Suppliers440/4 | €1,886 | €1,827 | ▼ 3.1% |
| Other amounts payable47/48 | €44,823 | €55,809 | ▲ 24.5% |
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Profit (loss) for the period9904 | -€33,309 | -€15,442 | ▲ 53.6% |
| + Depreciation and write-downs630 | €2,027 | €3,780 | ▲ 86.5% |
| Operating cash flow (approximation) | -€31,283 | -€11,662 | ▲ 62.7% |
| Investment in fixed assets (approximation) | - | -€3,109 | - |
| Change in cash | - | -€5,052 | - |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Filings with the National Bank (2)
| Financial year | Type | Filed | Reference |
|---|---|---|---|
| 31-12-2025 | micro format | 30-09-2026 | 2026-00537545 |
| 31-12-2024 | micro format | 27-08-2025 | 2025-00424529 |
Similar companies · same sector and region
Public contracts: No European public contracts awarded found since October 2016. Contracts below the EU thresholds are not in TED.
Directors
Mandate history
- Board
| Name | Functions and periods |
|---|---|
| NHARI Abdelmounaim |
|
Owners and capital
Capital and shareholders
- NHARI Abdelmounaim sole founder · 100% at incorporation
The Belgian Official Gazette names shareholders only when an act mentions them; the share register itself is not published.
- 21-02-2024 Incorporation · €14,000 · 100 shares
Group and network
Connections & network
1 current directorThe network starts from this company’s directors. Other companies they run appear here as nodes.
History
Acts, filings and financial milestones
21-02
Gazette deed
IncorporationAppointment: NHARI Abdelmounaim (director) · Founder · Founding capital11 facts ▸
- Founder, NHARI Abdelmounaim
- Incorporation, 08-02-2024
- Founding capital, €14,000
- Other provision, “plan financier et responsabilité des fondateurs, responsabilité des fondateurs en cas de faillite dans les trois ans si capitaux propres manifestement insuffisa…” (deed in French)
- Bank account, 14000, “BE81 3632 3997 6424” (deed in French)
- Declaration, “attestation de dépôt”, 14000 (deed in French)
- Other provision, “arrêt des statuts” (deed in French)
- Capital
- Registered office clause, “1180 Uccle,Rue Vanderkindere 202, dépôt au greffe expédition acte constitutif” (deed in French)
- Director appointment, NHARI Abdelmounaim (director (not named in the articles))
- Pre-incorporation commitments, “takeover, engagements,obligations résultantes,activités entreprises depuis ce jour par comparants au nom et pour compte société en formation” (deed in French)
Register details
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 30 October 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.
Recognitions · licences · registrations
Food safety, FASFC
2 sitesEnvironmental permits: No permit applications found in Flanders. Brussels and Wallonia do not publish the applicant.
Sites & property
2 establishment units
2 parcels
| Cadastral parcel | Region | Area | Buildings | Height / floors |
|---|---|---|---|---|
| 21003A0315/00F005 | Brussels | 423 m² | 1 · 210 m² | 15.2 m · 2 |
| 21618B0277/00Y026 | Brussels | 331 m² | 1 · 213 m² | 13.2 m · 3 |
How the parcels are linked
Articles of association
What the company does
- PurposeThe activities the company may carry out under its articles.
- “L’achat,la vente,l’import et l’export de tous produits d’alimentation générale tels que pommes de terre,légumes(frais ou…” (deed in French)
42 activities (deed in French)
- L’achat,la vente,l’import et l’export de tous produits d’alimentation générale tels que pommes de terre,légumes(frais ou conservés),fruits(frais ou conservés),viande,charcuterie,volaille,gibier,produits laitiers(lait,beurre,fromage),œufs,huiles végétale et animale,boissons alcoolisées ou non,sucre,chocolat,confiserie,café,thé,cacao,épices,poissons,crustacés,mollusques,farines,pâtes,riz,confitures,glaces,miel,plats préparés,eau en récipients
- L’exploitation de night-shop
- L’import,l’export,l’achat et la vente de cigares,cigarettes,tabac à pipe,briquets,articles pour fumeurs
- Le transport et la livraison à domicile de tous produits généralement quelconques,périssables et non périssables,l’enlèvement,le stockage,la répartition de tous produits généralement quelconques et non périssables
- L’exploitation de cafés,de bars,de salons de consommation,de salons de thé,tavernes,buvettes,de débits de boissons et locaux destinés à toutes petites restaurations,boissons et tout ce qui s’y rapporte,notamment restauration rapide,grills,pizzérias,crêperies,gaufreries,snack-bars,grillades,friterie,pitas,selfs services,glaciers,restaurants self-services,sandwicherie
- L’exploitation de restaurants proposant un service complet
- L’exploitation d’une librairie
- La vente en gros et/ou au détail,l’import et l’export de tous les journaux,illustrés,magazines quelconques,de bulletins loto
- L’import et l’export,le commerce en gros et au détail d’articles de maroquinerie et d’articles en cuir
- L’import et l’export,le commerce en gros et au détail d’articles ménagers
- L’import et l’export,le commerce en gros et au détail d’articles cadeau et de décoration
- L’import et l’export,le commerce en gros et au détail de tous articles de parfumerie,d’articles de toilette et de cosmétiques,de produits d’hygiène et de soins,de produits de beauté,maquillages ainsi que de savons et détergents
- L’achat,la vente et la location de CD,DVD,Blu-Ray et tous autres porteurs de son et/ou d’images
- L’achat,la vente,l’import et l’export,la fabrication,l’entretien,la réparation,la location,la représentation,la livraison et le transport de tous articles relevant de l’audiovisuel,de l’informatique et de la bureautique,de la téléphonie,ainsi que de l’électroménager en ce compris des cassettes vidéo,CD-ROM,DVD et autres médias sur tous supports
- La location de places et de salles d’organisation de banquets
- Le service traiteur
- La vente en gros et/ou au détail,l’import et l’export de bibelots,d’articles fantaisie,lunettes
- La ventes en gros et/ou détail,l’import et l’export de vêtements et accessoires de prêt à porter
- La vente en gros et/ou au détail,l’import et l’export d’articles de décoration intérieure
- La vente en gros et/ou au détail,l’import et l’export d’articles de papeterie
- La vente en gros et/ou en détail,l’import et l’export de produits pharmaceutiques
- La vente en gros et/ou au détail,l’import et l’export d’articles de bricolage,de jardinage
- La vente en gros et/ou au détail,l’import et l’export d’accessoires électriques
- La vente en gros et/ou au détail,l’import et l’export de petits accessoires et petit matériel électroménager
- La vente en gros et/ou au détail,l’import et l’export d’articles de mercerie
- La vente en gros et/ou au détail,l’import et l’export d’articles de maison(vaisselles,assiettes,couverts,couteaux)
- L’exploitation de service de transport de personnes par taxis,d'autobus scolaires,de navettes vers l'aéroport et les gares,le transport de personnel par route occasionnel ou régulier,etcetera,la location d’emplacements pour véhicules automoteurs(parking)
- Toutes activités de transport terrestre,de personnes et de choses,de marchandises,toutes activités relatives à l’organisation et à l’acheminement de transport ainsi qu’à l’acheminement de marchandises importées
- Toutes activités de services de messagerie et de courrier express,ainsi que la gérance dans ces domaines
- L’exploitation d’un service de location de limousines,de voitures avec chauffeur et de sociétés de taxis ainsi que la location de tous types de véhicules
- Toute activité de transport rémunéré de personnes ou de location de véhicules avec chauffeur
- Toute assistance concernant des services de transport on-demand via des appareils mobiles et applications sur le web et services y liés
- L’exploitation d’un service d’autobus ou d’autocars dans le cadre d’activités liées au tourisme
- L’entreprise générale du bâtiment,menuiserie,peinture,maçonnerie,électricité,travaux de toiture,pose de chapes de tout type,travaux de carrelage et placement de cloisons en gyproc
- Toutes opérations se rapportant directement ou indirectement à l’entretien,la rénovation,les travaux de réparations,d’embellissements,de renouvellement et de modernisation,et la maintenance de tous les types d’ouvrages d’art,de biens immeubles,et plus généralement toutes opérations se rapportant directement ou indirectement aux secteurs des travaux publics et privés et du bâtiment
- Réalisation de décorations tant intérieures qu’extérieures
- Placement,installation et réparation de tout chauffage tant d’immeuble privé que professionnel,éclairage,ainsi que les travaux de plomberie sanitaire
- Travaux d’isolation
- L'exploitation d'une ou de plusieurs boulangeries-pâtisseries,au commerce de gros et détail de tous produits de boulangerie,pâtisserie,confiserie chocolaterie,sandwicherie,glaces de consommation et crèmes glacées ainsi que petits articles cadeaux
- Toutes activités et tous commerces en rapport direct ou indirect avec la petite restauration en général ou le service de cuisine rapide et le secteur Horeca en ce domaine ainsi que la livraison à domicile et la vente ambulantes y relatives
- La mise en valeur et la recherche de nouveaux marchés,des produits fabriqués et/ou commercialisés,par la participation à diverses foires et marchés et par la publicité
- L'exploitation de salons de consommation et dégustation,snacks etc.
- DurationHow long the company exists; usually unlimited, so until it is dissolved.
- Unlimited
- Name clauseThe name the company operates under according to its articles.
- RA ONE
- Registered office clauseThe region of the registered office; it decides among other things the language of official documents.
- “Région de Bruxelles-Capitale, transférable en tout endroit de la Région de Bruxelles-Capitale ou de la région de langue française de…” (deed in French)
Who represents it, and how
- Who signsWho may bind the company towards others, for example by signing a contract.
- “Article 12. Pouvoirs de l’organe d’administration S’il n’y a qu’un seul administrateur, la totalité des pouvoirs d’administration lui est…”
- Board ruleHow the board is made up, meets and takes decisions.
- “Avec ou sans limitation de durée, à défaut d'indication censé sans limitation, organe d'administration” (deed in French)“Rémunération des administrateurs, assemblée générale décide si mandat exercé gratuitement ou non” (deed in French)“1, actionnaire unique” (deed in French)
Capital, shares and profit
- Transfer restrictionWhether shareholders may sell their shares freely or need approval first.
- One provision in the deed
Meetings and financial year
- Annual meetingWhen the shareholders meet each year, among other things to approve the annual accounts.
- “Article 31. Droit commun Les dispositions du Code des sociétés et des associations auxquelles il ne serait pas licitement dérogé sont…” (deed in French)
Oversight and winding up
- Statutory auditorA statutory auditor is a registered auditor who checks the accounts; small companies need not have one. According to the deed, the legal criteria do not require one here.
- No statutory auditor
- Dissolution ruleWhen and by whom the company can be dissolved.
- “Assemblée générale délibérant comme en matière de modification des statuts” (deed in French)“Assemblée générale, prévues pour modifications statuts” (deed in French)
- Liquidation ruleHow assets are shared after dissolution: creditors first, then shareholders.
- “Dissolution pour quelque cause et moment, désigner liquidateurs et déterminer pouvoirs et émoluments” (deed in French)