RA GROUP
ActiveThe computed 12-month bankruptcy probability of RA GROUP is 1.8% (moderate). The 2025 annual accounts show equity of €78k and a net result of €24k. Equity is growing by ~58% per year across the filed fiscal years. Its solvency ranks better than 64% of 27451 sector peers (fiscal year 2025). The company has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
76
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability92▼-8
Solvency85▼-15
Growth78=
Track record100
Bankruptcy probability, 12 months
1.8%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €5k at 30 days acceptable
Liquidity ample (current ratio 2.41 against 7.98 in 2024; short-term debt: 40.4% and cash: 77.7% of total assets), and 40.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
59.6%
Return on assets
18.8%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 06-07-2026, 25 days ahead of the deadline.
NBB · 6 filingsDeviation from the deadline
2025
25 d early
2024
11 d early
2023
17 d early
2022
13 d early
2021
22 d early
2020
26 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
18-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
€29k
EBIT margin
73.8%
Net result
€24k▼ 23.8%
2024 · €32k
2020: €548
2021: €17k
2022: €34k
2023: €315
2024: €32k
2020 → 2025
Working capital
€74k▼ 11.3%
2024 · €84k
2020: €6k
2021: €23k
2022: €52k
2023: €51k
2024: €84k
2020 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Turnover€29k-
Equity€23k-€57k▲ 151%€57k▲ 0.6%€89k▲ 56.2%€78k▼ 13.0%
Operating result€21k-€43k▲ 102%€1k▼ 96.8%€43k▲ 3,029%€33k▼ 23.0%
Net result€17k-€34k▲ 101%€315▼ 99.1%€32k▲ 10,087%€24k▼ 23.8%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 23% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €130k
Fixed assets
€3k▼ 38.1%
Current assets
€127k▲ 32.6%
Equity and liabilities €130k
Equity
€78k▼ 13.0%
Debt
€53k▲ 340%
The debt ratio rises from 11.8% to 40.4%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€35k▼
2024 · €45k
Cash flow
€27k▼
2024 · €34k
Solvency
59.6%▼
2024 · 88.2%
Current ratio
2.41▼
2024 · 7.98
Quick ratio
2.41▼
2024 · 7.98
Debt / equity
0.68▲
2024 · 0.13
ROE
31.5%▼
2024 · 36.0%
ROA
18.8%▼
2024 · 31.7%
Interest coverage
22.64▲
2024 · 22.08
Debt
€53k▲
2024 · €12k
Debt ≤ 1 year
€53k▲
2024 · €12k
Income taxes
€7k▼
2024 · €9k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€101k€130k▲
Fixed assets21/28€6k€3k▼
Tangible fixed assets22/27€6k€3k▼
Plant, machinery and equipment23€1k€774▼
Furniture and vehicles24€4k€3k▼
Current assets29/58€96k€127k▲
Amounts receivable within one year40/41€26k€26k▼
Trade receivables40€24k€24k=
Other amounts receivable41€2k€2k▼
Cash at bank and in hand54/58€69k€101k▲
Equity and liabilities
Total equity and liabilities10/49€101k€130k▲
Equity10/15€89k€78k▼
Contributions10/11€5k€5k=
Profit (loss) carried forward14€84k€73k▼
Amounts payable17/49€12k€53k▲
Amounts payable within one year42/48€12k€53k▲
Trade debts44€228€622▲
Suppliers440/4€228€622▲
Taxes, remuneration and social security45€9k€16k▲
Taxes450/3€9k€16k▲
Remuneration and social security454/9€489-
Other amounts payable47/48€2k€36k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2k€2k▲
Other operating charges640/8€3k€950▼
Gross operating margin9900€48k€36k▼
Operating profit (loss)9901€43k€33k▼
Financial charges65/66B€2k€2k▼
Recurring financial charges65€2k€2k▼
Profit (loss) for the period before taxes9903€41k€32k▼
Income taxes67/77€9k€7k▼
Profit (loss) for the period9904€32k€24k▼
Profit (loss) for the period to be appropriated9905€32k€24k▼
Appropriation of the result
Profit (loss) to be appropriated9906€84k€109k▲
Profit (loss) brought forward from the previous period14P€52k€84k▲
Profit to be distributed694/7-€36k
Return on contributions (dividend)694-€36k
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
06-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
20-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
14-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Weakest financial yearnet €315 ▼99.1%
Net result drops to €315, the lowest in the series; recovery starts the following year.
31-12
Financial
Liquidity quadruplescurrent ratio 13.22
Current ratio from 3.08 to 13.22; short-term debt falls from €25k to €4k.
18-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Highest result since 2020net €34k ▲101%
Operating result €43k, net result €34k, both a record.
09-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
05-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Antwerpen · 1 establishment unit since 2019
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Catershoflaan 322170 AntwerpenGround area
179 m²
Building footprint
275 m²
Volume, LiDAR
1,398 m³
Parcel 11423B0347/00G002, Flanders · tallest building 9.8 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
RA GROUP
since 20192.294.579.936
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11423B0347/00G002 | Flanders | 179 m² | 1 · 275 m² | 9.8 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 7,864 companies in sector 43341 we hold annual accounts for 2,664. 2,311 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded04-10-2019
Fiscal year end31-12
Activities, NACEBEL
43341Painting of buildings
81230Other cleaning activities
95316Washing and cleaning of motor vehicles
81220Other building cleaning and industrial cleaning
Sources
Crossroads Bank for EnterprisesNational Bank · 6 filingsAddress and cadastre registers
Data from official sources, last processed on 18-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesWebsite:www.ragroup.be
E-mail:info@ragroup.be