RA Consultants
ActiveThe computed 12-month bankruptcy probability of RA Consultants is 1.7% (moderate). The 2024 annual accounts show equity of €105k and a net result of €24k. Equity is growing by ~39.9% per year across the filed fiscal years. Its solvency ranks better than 25% of 8969 sector peers (fiscal year 2024). The company has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2024
59
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability75▼-25
Solvency47▼-47
Growth78=
Track record100
Bankruptcy probability, 12 months
1.7%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €6k at 30 days acceptable
Liquidity tight (current ratio 1.5 against 3.26 in 2023; short-term debt: 6.1% and cash: 3.7% of total assets), and 77.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
22.4%
Return on assets
5%
Age of the figures
21 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 25% of 8969 sector peers (2024).
NBB · sector comparisonPosition among 8969 sector peers
Solvency
better than 25%
← weakest
strongest →
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 31-08-2025, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 4 filingsDeviation from the deadline
2025
not confirmed
2024
31 d late
2023
27 d late
2022
4 d early
2020
89 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€105k▲ 28.7%
2023 · €82k
2020: €29k
2022: €15k
2023: €82k
2020 → 2024
Total assets
€471k▲ 295%
2023 · €119k
2020: €105k
2022: €36k
2023: €119k
2020 → 2024
Net result
€24k▼ 65.4%
2023 · €68k
2020: €14k
2022: €7k
2023: €68k
2020 → 2024
Working capital
€14k▼ 82.9%
2023 · €83k
2020: €29k
2022: €15k
2023: €83k
2020 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2020202220232024Trend
Equity€29k-€15k▼ 48.9%€82k▲ 455%€105k▲ 28.7%
Operating result€17k-€7k▼ 58.6%€84k▲ 1,059%€40k▼ 52.2%
Net result€14k-€7k▼ 50.3%€68k▲ 886%€24k▼ 65.4%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2024; 2024 is 52% below 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €471k
Fixed assets
€428k
Current assets
€43k
Equity and liabilities €471k
Equity
€105k▲ 28.7%
Debt
€365k▲ 878%
The debt ratio rises from 31.4% to 77.6%. Equity and debt are higher.
Key figures and ratios
EBITDA
€109k
Cash flow
€92k
Solvency
22.4%▼
2023 · 68.6%
Current ratio
1.50▼
2023 · 3.26
Quick ratio
1.50▼
2023 · 3.26
Debt / equity
3.47▲
2023 · 0.46
ROE
22.3%▼
2023 · 83.0%
ROA
5.0%▼
2023 · 56.9%
Interest coverage
13.56
Debt
€365k▲
2023 · €37k
Debt ≤ 1 year
€29k▼
2023 · €37k
Debt > 1 year
€337k
Income taxes
€8k▼
2023 · €15k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€119k€471k▲
Fixed assets21/28-€428k
Tangible fixed assets22/27-€428k
Land and buildings22-€428k
Current assets29/58€119k€43k▼
Amounts receivable within one year40/41€61k€25k▼
Trade receivables40€60k€20k▼
Other amounts receivable41€869€5k▲
Cash at bank and in hand54/58€58k€17k▼
Deferred charges and accrued income490/1€101€101=
Equity and liabilities
Total equity and liabilities10/49€119k€471k▲
Equity10/15€82k€105k▲
Contributions10/11€15k€15k=
Reserves13€14k€14k=
Distributable reserves133€14k€14k=
Profit (loss) carried forward14€53k€76k▲
Amounts payable17/49€37k€365k▲
Amounts payable after more than one year17-€337k
Financial debts170/4-€337k
Amounts payable within one year42/48€37k€29k▼
Financial debts43-€7k
Credit institutions430/8-€7k
Trade debts44€2k€7k▲
Suppliers440/4€2k€7k▲
Taxes, remuneration and social security45€15k€3k▼
Taxes450/3€15k€3k▼
Other amounts payable47/48€20k€12k▼
Accrued charges and deferred income492/3€853€57▼
Income statement
Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630-€69k
Other operating charges640/8€1k€2k▲
Gross operating margin9900€85k€110k▲
Operating profit (loss)9901€84k€40k▼
Financial income75/76B€0-
Recurring financial income75€0-
Financial charges65/66B€784€8k▲
Recurring financial charges65€784€8k▲
Profit (loss) for the period before taxes9903€83k€32k▼
Income taxes67/77€15k€8k▼
Profit (loss) for the period9904€68k€24k▼
Profit (loss) for the period to be appropriated9905€68k€24k▼
Appropriation of the result
Profit (loss) to be appropriated9906€54k€76k▲
Profit (loss) brought forward from the previous period14P€-14k€53k▲
Profit to be distributed694/7€800-
Return on contributions (dividend)694€800-
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
31-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 31 days late
2024
31-12
Financial
Equity above €100kEq €105k ▲28.7%
4 profitable years in a row build equity to €105k.
27-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 27 days late
2023
31-12
Financial
Highest result since 2020net €68k ▲886%
Operating result €84k, net result €68k, both a record.
27-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Weakest financial yearnet €7k ▼50.3%
Net result drops to €7k, the lowest in the series; recovery starts the following year.
2021
28-10
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 89 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Leuven · 2 establishment units since 2019
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Philipssite 53001 LeuvenGround area
9,137 m²
Building footprint
2,966 m²
Volume, LiDAR
49,644 m³
2 parcels, Flanders · tallest building 32.1 m, ±9 floors. Linked by address, not a title deed.
2 establishment units
RA Consultants
since 20192.293.729.108
RA Consultants
since 20222.336.760.682
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 24433E0025/00C002 | Flanders | 6,606 m² | 1 · 2,027 m² | 32.0 m · 9 fl. |
| 24594B0263/00F000 | Flanders | 2,531 m² | 1 · 939 m² | 7.0 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteLeuven2.293.729.108
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Of 13,425 companies in sector 73300 we hold annual accounts for 6,901. 5,587 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded08-07-2019
Fiscal year end31-12
Activities, NACEBEL
70210Activities of head offices; management consultancy activities
73300Public relations and communication consultancy
70200Business and other management consultancy
70220Business consulting
82100Office administrative and support services
82110Office administrative, office support and other business support activities
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Data from official sources, last processed on 18-09-2026. Scores and ratios are computed by Checked and are not a credit decision.