R & Z
ActiveSummary
R & Z has been active since 2004 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (-€24,841) and a net result of €11,287. Equity has been growing by about 22% per year since 2018. Its solvency ranks better than 8% of 12,777 sector peers (NACE 47, financial year 2025). The computed 12-month bankruptcy probability is 0.8% (low).
Overview
Official details
Source: KBO- Status
- Active since 02-02-2004 Normal situation
- Activity
- Non-specialised retail sale with food, beverages or tobacco predominating NACE 47110and 1 other
- Establishment unit
- 2.135.197.355 8301 Knokke-Heist, since 02-02-2004
- Financial year end
- 31 December
- Peppol
- Reachable since 30-01-2025
Financial position
- Bankruptcy probabilitywithin 12 months
- 0.8%
- Gross margin
- €55,186
- ▲ 34.2%
- Turnover
- ≈ €580,000
- estimated
- Profit
- €11,287
- ▲ 143%
- Equity
- -€24,841
- ▲ 31.2%
- Total assets
- €87,594
- ▼ 26.7%
- Staff
- ≈ 0 FTE
- estimated
- Negative equity on 31-12-2025
Score breakdownraises riskCapped at 59: negative equityNegative equity -€24,841Sector: Retail trade (NACE 47)lowers riskSize: total assets €87,594Founded in 2004Show the evidence
Checked score
About 8 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 47, micro). It does better than 6% of them on solvency, 20% on liquidity, 47% on profitability and 80% on growth.
The bankruptcy probability was computed on 03-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
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Signals
The company filed its last 7 accounts on average 10 days before the deadline. In the sector (NACE 47), the median for financial year 2024 was on the deadline day, and 47% of those companies filed late.
Searched, nothing found (2)
Key points
Recent changes
- · Gazette deed Reappointment: Rafiullah Rafie (director)Appointment: Zeba Osmani (director)
- · Gazette deed Incorporation
Comparable companies
These companies have the same main activity as R & Z: non-specialised retail sale with food, beverages or tobacco predominating (NACE 47110). They are comparable in size and age: total assets between €76,000 and €102,000, founded between 2002 and 2005.
| Company | Total assets | Gross margin |
|---|---|---|
| R & Z Knokke-Heist | €87,594 | €55,186 |
| CHAHAL Antwerpen | €89,195 | €48,582 |
| MY FAMILY MARKET BY N&J Evere | €78,459 | €48,398 |
| TRUST Antwerpen | €76,035 | €49,788 |
| J & A EXOTIC FOOD NUMBER ONE Elsene | €99,550 | €61,538 |
| DELI-SONJA Boom | €80,722 | €46,229 |
| TEMSAMAN Antwerpen | €102,460 | €51,548 |
Key facts about R & Z
- What is the company number of R & Z?
- The company number of R & Z is 0863.151.134. The VAT number is the same number with BE in front: BE 0863.151.134.
- Where is R & Z based?
- The registered office is at Kursaalstraat 33, 8301 Knokke-Heist.Company details
- What does R & Z do?
- According to the KBO register, the main activity is non-specialised retail sale with food, beverages or tobacco predominating (NACE 47110).
- What is the legal form of R & Z?
- The legal form of R & Z is Private limited company (BV).
- When was R & Z founded?
- R & Z was founded on 02-02-2004.
- Is R & Z still active?
- Yes, R & Z is an active enterprise in the KBO register.
- How many employees does R & Z have?
- R & Z had an average of 0.1 full-time equivalents in financial year 2022, according to the filed annual accounts.Financials
- What is the turnover of R & Z?
- The turnover in financial year 2025 is ≈ €580,000. This figure is estimated from the gross margin of €55,186 and 111 comparable companies (NACE 47110). It probably lies between €410,000 and €890,000.
- Is R & Z profitable?
- In financial year 2025, R & Z made a profit of €11,287.
- Where can I find the annual accounts of R & Z?
- R & Z filed 22 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of R & Z due?
- R & Z must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
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