Financials
- Financial year
- 2025
- Total assets
- €584,667
- Profit
- €119,408
- Solvency
- 22.5%
R. VERLEY
ActiveSummary
R. VERLEY has been active since 2024 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €131,408 and a net result of €119,408. Its solvency ranks better than 23% of 9,723 sector peers (NACE 43, financial year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Overview
Activity
Other construction installation
NACE 43240Plastering work NACE 43310
1 site
Size
€584,667total assets 2025
- Staff
- 1 FTE
- Equity
- €131,408
- Profit
- €119,408
Turnover not published (abbreviated format)
Structure
Accounts 46 days early
Why 85raises riskFounded in 2024Equity €131,408 (22.5% of total assets)lowers riskLiquidity: current ratio 2.83, cash €257,966Figures for financial year 2025 (filed 15-06-2026)Show the evidence
Checked score
Score 2025
85
/ 100
Excellent
Probability in this band: under 0.55%
Financially better than 66% of its sector peers (NACE 43, micro)
Financial strength
Strong
Solvency
47
equity 22.5% of total assets
Liquidity
95
short-term debt 17.7% · cash 44.1%
Profitability
94
return on assets 20.4%
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
About 4 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
04-2025: 1.9%
05-2025: 1.9%● unchanged vs 04-2025
06-2025: 2.0%▲ +0.1 percentage points vs 05-2025
07-2025: 2.4%▲ +0.4 percentage points vs 06-2025
08-2025: 2.4%● unchanged vs 07-2025
09-2025: 2.7%▲ +0.3 percentage points vs 08-2025
10-2025: 3.0%▲ +0.3 percentage points vs 09-2025
11-2025: 3.0%● unchanged vs 10-2025
12-2025: 2.9%▼ -0.1 percentage points vs 11-2025
01-2026: 3.0%▲ +0.1 percentage points vs 12-2025
02-2026: 3.2%▲ +0.2 percentage points vs 01-2026
03-2026: 3.3%▲ +0.1 percentage points vs 02-2026
04-2026: 3.3%● unchanged vs 03-2026highest value
05-2026: 3.3%● unchanged vs 04-2026highest value
06-2026: 3.3%● unchanged vs 05-2026highest value
07-2026: 3.3%● unchanged vs 06-2026highest value
08-2026: 3.3%● unchanged vs 07-2026highest value
09-2026: 3.3%● unchanged vs 08-2026highest value
10-2026: 0.4%▼ -2.9 percentage points vs 09-2026lowest value
Credit of up to €11,000 on 30-day terms, only on tighter conditions: young company (under 3 years) without a track record
Liquidity ample (current ratio 2.83, above the usual 1.5; short-term debt: 17.7% and cash: 44.1% of total assets), but 77.5% of the assets are financed with debt and provisions.
How it is calculated
The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 43, micro): better than 24% on solvency, 92% on liquidity and 80% on profitability.
The bankruptcy probability was computed on 18-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).
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Signals
Six signals.
lowers riskraises riskneutral
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 23% of 9723 sector peers (2025).
NBB · sector comparisonPosition among 9723 sector peers
Solvency
better than 23%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 15-06-2026, 46 days ahead of the deadline.
NBB · 1 filingDeviation from the deadline
2025
46 days early
← before the deadline
after the deadline →
Searched, nothing found (1)
- Annual accounts filedfinancial year 2025 · abbreviated…
- IncorporationAppointments: VERLEY Rinaldo Georges, VERLEY…
Key points
By topic
Timeline
- Events
- 2
- Since
- 2024
Company details
- Sites
- 1
- Legal form
- Private limited company
- Activity
- Other construction installationNACE 43240
- Founded
- 12-03-2024
- Year ends
- 31-12
- Peppol
- Reachable for e-invoices
Articles of association
- Provisions read
- 17
- Annual meeting
- 15 June at 18:00
- Purpose
- “Onderneming werkende als aannemer schrijnwerker-timmerman,installateur centrale…” (deed in Dutch)
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