R. VAN DEN BERGH
ActiveR. VAN DEN BERGH has been active since 1987 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €3.84M and a net result of €161k. Equity is growing by ~15.9% per year across the filed fiscal years. Its solvency ranks better than 91% of 7993 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
81
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability73▲+3
Solvency100=
Growth78=
Track record100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €310k at 30 days acceptable
Liquidity ample (current ratio 8.7 against 5.77 in 2024; short-term debt: 11% and cash: 12.9% of total assets), and 11.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
88.7%
Return on assets
3.7%
Age of the figures
9 mo
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Sector 46
higher
← fewer bankruptcies
more bankruptcies →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 06-07-2026, 25 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
25 d early
2024
49 d early
2023
19 d early
2022
7 d early
2021
30 d late
2020
3 d early
2019
30 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
21-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€3.84M▲ 4.4%
2024 · €3.67M
2018: €1.04M
2019: €1.30M
2020: €1.80M
2021: €2.42M
2022: €2.86M
2023: €3.02M
2024: €3.67M
2018 → 2025
Total assets
€4.33M▼ 3.0%
2024 · €4.46M
2018: €3.50M
2019: €3.61M
2020: €4.28M
2021: €5.03M
2022: €5.23M
2023: €5.36M
2024: €4.46M
2018 → 2025
Net result
€161k▼ 75.3%
2024 · €654k
2018: €137k
2019: €263k
2020: €503k
2021: €625k
2022: €431k
2023: €165k
2024: €654k
2018 → 2025
Working capital
€3.67M▲ 3.3%
2024 · €3.55M
2018: €655k
2019: €890k
2020: €1.31M
2021: €1.73M
2022: €2.35M
2023: €2.49M
2024: €3.55M
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€2.42M-€2.86M▲ 17.8%€3.02M▲ 5.8%€3.67M▲ 21.7%€3.84M▲ 4.4%
Operating result€814k-€514k▼ 36.9%€230k▼ 55.2%€259k▲ 12.6%€214k▼ 17.5%
Net result€625k-€431k▼ 31.0%€165k▼ 61.6%€654k▲ 295%€161k▼ 75.3%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 17% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €4.33M
Fixed assets
€177k▲ 9.9%
Current assets
€4.15M▼ 3.5%
Equity and liabilities €4.33M
Equity
€3.84M▲ 4.4%
Debt
€490k▼ 37.6%
The debt ratio falls from 17.6% to 11.3%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€273k▼
2024 · €331k
Cash flow
€220k▼
2024 · €725k
Solvency
88.7%▲
2024 · 82.4%
Current ratio
8.70▲
2024 · 5.77
Quick ratio
4.18▲
2024 · 2.64
Debt / equity
0.13▼
2024 · 0.21
ROE
4.2%▼
2024 · 17.8%
ROA
3.7%▼
2024 · 14.7%
Interest coverage
18.84▲
2024 · 3.97
Debt
€490k▼
2024 · €786k
Debt ≤ 1 year
€477k▼
2024 · €745k
Debt > 1 year
€6k▼
2024 · €41k
Income taxes
€54k▼
2024 · €266k
Staff costs
€713k▲
2024 · €590k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€4.46M€4.33M▼
Fixed assets21/28€161k€177k▲
Intangible fixed assets21€8k€65k▲
Tangible fixed assets22/27€128k€87k▼
Plant, machinery and equipment23€93k€84k▼
Furniture and vehicles24€35k€3k▼
Financial fixed assets28€25k€25k=
Current assets29/58€4.30M€4.15M▼
Stocks and contracts in progress3€2.33M€2.15M▼
Stocks30/36€2.33M€2.15M▼
Amounts receivable within one year40/41€494k€1.40M▲
Trade receivables40€476k€586k▲
Other amounts receivable41€17k€812k▲
Cash at bank and in hand54/58€1.47M€560k▼
Deferred charges and accrued income490/1€3k€36k▲
Equity and liabilities
Total equity and liabilities10/49€4.46M€4.33M▼
Equity10/15€3.67M€3.84M▲
Contributions10/11€6k€6k=
Reserves13€3.67M€3.83M▲
Tax-exempt reserves132€290k€396k▲
Distributable reserves133€3.38M€3.43M▲
Amounts payable17/49€786k€490k▼
Amounts payable after more than one year17€41k€6k▼
Financial debts170/4€41k€6k▼
Amounts payable within one year42/48€745k€477k▼
Current portion of amounts payable after more than one year42€64k€36k▼
Financial debts43-€7k
Credit institutions430/8-€7k
Trade debts44€555k€334k▼
Suppliers440/4€555k€334k▼
Advances received on contracts in progress46€2k-
Taxes, remuneration and social security45€123k€100k▼
Taxes450/3€46k€27k▼
Remuneration and social security454/9€77k€74k▼
Accrued charges and deferred income492/3€268€8k▲
Income statement
Code20242025
Remuneration, social security and pensions62€590k€713k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€71k€59k▼
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€97k-
Other operating charges640/8€32k€27k▼
Gross operating margin9900€1.05M€1.01M▼
Operating profit (loss)9901€259k€214k▼
Financial income75/76B€676k€16k▼
Recurring financial income75€22k€16k▼
Non-recurring financial income76B€654k-
Financial charges65/66B€83k€14k▼
Recurring financial charges65€83k€14k▼
Profit (loss) for the period before taxes9903€852k€216k▼
Transfer from deferred taxes780€68k-
Income taxes67/77€266k€54k▼
Profit (loss) for the period9904€654k€161k▼
Transfer from tax-exempt reserves789€132k-
Transfer to tax-exempt reserves689€290k€105k▼
Profit (loss) for the period to be appropriated9905€495k€56k▼
Appropriation of the result
Profit (loss) to be appropriated9906€495k€56k▼
Transfer to equity691/2€495k€56k▼
To other reserves6921€495k€56k▼
Social balance
Average headcount (FTE)90879.410.7▲
The notes to these accounts (13 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
06-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
12-06
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
31-12
Financial
Highest result since 2018net €654k ▲295%
Net result €654k, the highest in the series.
31-12
Financial
Liquidity doublescurrent ratio 5.77
Current ratio from 2.42 to 5.77; short-term debt falls from €1.76M to €745k.
12-07
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
24-07
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
30-08
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema · 30 days late
2021
31-12
Financial
Equity above €2MEq €2.42M ▲34.7%
4 profitable years in a row build equity to €2.42M.
28-07
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
01-07
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
27-08
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema · 27 days late
2018
26-07
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
10-08
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 10 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Rumst · 2 establishment units since 2014
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Antwerpsesteenweg 392840 RumstGround area
2.1 ha
Building footprint
4,894 m²
Volume, LiDAR
11,113 m³
2 parcels, Flanders · tallest building 9.3 m, ±2 floors. Linked by address, not a title deed.
2 establishment units
Antwerpsesteenweg 39, 2840 Rumst
since 20142.237.468.712
Notmeir 62, 2570 Duffel
since 20212.323.433.575
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 12009E0552/00Z000 | Flanders | 1.7 ha | 1 · 3,116 m² | 8.8 m |
| 11037B0107/00Y000 | Flanders | 4,677 m² | 1 · 1,778 m² | 9.3 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 to 2023 · 2 entries · 2,896 EUR awarded · 2,896 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2023 | 1 | 1,400 EUR | 1,400 EUR |
| 2022 | 1 | 1,496 EUR | 1,496 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
Recognitions · licences · registrations
Food safety, FASFC
2 sitesRumst2.237.468.712
Duffel2.323.433.575
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Of 689 companies in sector 46216 we hold annual accounts for 476. 310 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded27-11-1987
Fiscal year end31-12
Activities, NACEBEL
46211Wholesale trade
46216Wholesale of agricultural produce and animal feed, general range
51210
46851Wholesale of industrial chemicals
47761Retail sale of flowers, plants, seeds and fertilisers
51550
52483
Sources
Crossroads Bank for EnterprisesNational Bank · 38 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.