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R.V.T. BUILDING

Active
Private limited company (pre-2019)founded 1997active for 29 yearsKerkstraat 39, 8301 Knokke-Heist, BelgiumKBO/BCE: BE 0460.991.609
Summary

R.V.T. BUILDING has been active since 1997 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €743,630 and a net result of -€18,570. Equity has been shrinking by about 2.5% per year since 2019. Its solvency ranks better than 95% of 9,380 sector peers (NACE 41, financial year 2025). The computed 12-month bankruptcy probability is below 0.1% (very low).

Overview

Official details

Source: KBO
Status
Active since 01-07-1997 Normal situation
Activity
General construction of residential buildings NACE 41001
Joint committee
124 Paritair Comité voor het bouwbedrijf · annual accounts 30-09-2023
Establishment unit
2.082.538.728 8301 Knokke-Heist, since 08-07-1997
Financial year end
30 September
Peppol
Reachable since 18-12-2025

Board and ownership

Board
  • Vantorre RudyDirector

Financial position

95 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
< 0.1%
Annual accounts to 30-09-2025
Gross margin
-€12,820
▲ 4.2%
Loss
€18,570
▼ 27.5%
Equity
€743,630
▼ 2.4%
Total assets
€821,139
▼ 5.5%
Turnover not published (abbreviated or micro format)
Filed on 30-04-2026, on time
Score breakdownraises riskSector: Construction of residential and non-residential buildings (NACE 41)lowers riskLiquidity: current ratio 10.22, cash €580,884Equity €743,630 (90.6% of total assets)Founded in 1997Show the evidence

Checked score

Score 2025
95 / 100
Excellent
Probability in this band: under 0.55%
Financially stronger than 59% of micro companies in construction of buildings (NACE 41)
Financial strength · tick: 2024
Strong
Solvency 100=
equity 90.6% of total assets
Liquidity 100+1
short-term debt 8.7% · cash 70.7%
Profitability 16-14
return on assets -2.3%
Bankruptcy probability within 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 1.5% (13,452 companies, NACE 41, micro)
Last 24 months 12-2024: < 0.1% 01-2025: < 0.1%● unchanged vs 12-2024 02-2025: < 0.1%● unchanged vs 01-2025 03-2025: < 0.1%● unchanged vs 02-2025 04-2025: < 0.1%● unchanged vs 03-2025 05-2025: 0.1%▲ +0.1 percentage points vs 04-2025highest value 06-2025: < 0.1%▼ -0.1 percentage points vs 05-2025 07-2025: < 0.1%● unchanged vs 06-2025 08-2025: < 0.1%● unchanged vs 07-2025 09-2025: < 0.1%● unchanged vs 08-2025 10-2025: < 0.1%● unchanged vs 09-2025 11-2025: < 0.1%● unchanged vs 10-2025 12-2025: < 0.1%● unchanged vs 11-2025 01-2026: < 0.1%● unchanged vs 12-2025 02-2026: < 0.1%● unchanged vs 01-2026 03-2026: < 0.1%● unchanged vs 02-2026lowest value 04-2026: < 0.1%● unchanged vs 03-2026 05-2026: 0.1%▲ +0.1 percentage points vs 04-2026 06-2026: < 0.1%▼ -0.1 percentage points vs 05-2026 07-2026: < 0.1%● unchanged vs 06-2026 08-2026: < 0.1%● unchanged vs 07-2026 09-2026: < 0.1%● unchanged vs 08-2026 10-2026: < 0.1%● unchanged vs 09-2026 11-2026: < 0.1%● unchanged vs 10-2026
Credit of up to €70,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 10.22 (8.22 in 2024), above the usual 1.5. Short-term debt is 8.7% and cash 70.7% of total assets. 9.4% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 41, micro). It does better than 92% of them on solvency, 99% on liquidity, 16% on profitability and 32% on growth.

The bankruptcy probability was computed on 01-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Six signals.
lowers riskraises riskneutral
lowers risk · Liquidity: current ratio 10.22, cash €580,884
NBB · annual accounts
lowers risk · Equity €743,630 (90.6% of total assets)
NBB · annual accounts
raises risk · Sector: Construction of residential and non-residential buildings (NACE 41)
KBO
lowers risk · Founded in 1997
Companies that have existed this long fail less often. How much that weighs depends on the rest of the company's profile.
KBO
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025
Net result per financial year
19202122232425
2019 to 2025 · latest year -€18,570
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 30-04-2026, 0 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
on the day
2024
on the day
2023
26 days late
2022
2 days early
2021
3 days early
2020
on the day
2019
1 day early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 3 days after the deadline. In the sector (NACE 41), the median for financial year 2024 was on the deadline day, and 46% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The financial year that closed on 30-09-2026 is due by 30-04-2027. Nothing is late today. The company usually files around 30 April (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
30-09-2026 year end01-11-2026 today30-04-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Risk: 3 loss-making years in a rowloss in financial year 2025 -€18,570 View
  • Caution: Lower net result than 90% of companies in construction of buildingssector median €8,543 · 9,370 companies -€18,570 View

Comparable companies

These companies have the same main activity as R.V.T. BUILDING: general construction of residential buildings (NACE 41001). They are comparable in size and age: total assets between €747,000 and €981,000, founded between 1994 and 1999.

CompanyTotal assetsGross margin
R.V.T. BUILDING Knokke-Heist€821,139-€12,820
RESIDENTIES APOLLO Nieuwpoort€919,657-€23,024
BOUWBEDRIJF COCQUYT Zuienkerke€980,556-€10,164
C. PRINSEN en Co Kasterlee€776,690-€28,415
LADOUCE ET FILS, Entreprise de construction Anhée€895,322-€32,777
JURBO CAR Grez-Doiceau€916,437-€161,927
GEA CONSTRUCTION Liedekerke€747,145-€29,990
Full comparison

Key facts about R.V.T. BUILDING

What is the company number of R.V.T. BUILDING?
The company number of R.V.T. BUILDING is 0460.991.609. The VAT number is the same number with BE in front: BE 0460.991.609.
Where is R.V.T. BUILDING based?
The registered office is at Kerkstraat 39, 8301 Knokke-Heist.Company details
What does R.V.T. BUILDING do?
According to the KBO register, the main activity is general construction of residential buildings (NACE 41001).
What is the legal form of R.V.T. BUILDING?
The legal form of R.V.T. BUILDING is Private limited company (pre-2019) (BVBA).
When was R.V.T. BUILDING founded?
R.V.T. BUILDING was founded on 01-07-1997.
Is R.V.T. BUILDING still active?
Yes, R.V.T. BUILDING is an active enterprise in the KBO register.
Which joint committee does R.V.T. BUILDING fall under?
In its 30-09-2023 annual accounts, R.V.T. BUILDING states joint committee 124 (Paritair Comité voor het bouwbedrijf).
What is the turnover of R.V.T. BUILDING?
The annual accounts for financial year 2025 state no turnover. The abbreviated or micro format does not require it.Financials
Is R.V.T. BUILDING profitable?
In financial year 2025, R.V.T. BUILDING made a loss of €18,570.
Where can I find the annual accounts of R.V.T. BUILDING?
R.V.T. BUILDING filed 28 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of R.V.T. BUILDING due?
R.V.T. BUILDING must file the annual accounts for financial year 2026 by 30-04-2027.Timeline

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