R-V-L

Active

Private limited companyfounded 20232 yrs activeTervurenlaan 2, 1040 Etterbeek, BelgiumKBO/BCE: BE 1003.661.275

Summary

R-V-L has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €60,179 and a net result of €55,179. Its solvency ranks better than 64% of 15566 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is < 0.1% (very low).

Risk analysisWatch Report Compare

R-V-LActiveChecked score 97/100

Risk analysis Report Compare

Activity

Activities of lawyers

NACE 69101

1 site

Size

€86,822total assets 2025

Equity: €60,179
Profit: €55,179

Turnover not published (abridged schema)

Financial health

97 Excellent Checked score 2025

Bankruptcy chance 12 m: < 0.1%

Structure

Accounts 5 d early0 of 1 deed read

Why 97- Founded in 2023+ Sector Legal and accounting activities (NACE 69)+ Liquidity: current ratio 3.21, cash €84,439+ Equity €60,179 (69.3% of total assets)Show the evidence

Checked score

Score 2025

97 / 100

Excellent

Probability in this band: under 0.55%

Better than 75% of its sector peers (NACE 69, micro)

Performance against the sector, not lower risk

Every signal that weighs is under Signals.

Financial strength

Strong

Solvency 94

equity 69.3% of total assets

Liquidity 87

short-term debt 30.7% · cash 97.3%

Profitability 100

return on assets 63.6%

Bankruptcy probability, 12 months

< 0.1% Very low

0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median < 0.1% (20,001 companies)

Last 24 months 01-2025: 0.3% 02-2025: 0.3%● 0.0% vs 01-2025 03-2025: 0.3%▲ +2.1% vs 02-2025 04-2025: 0.3%▲ +0.9% vs 03-2025 05-2025: 0.3%▲ +0.6% vs 04-2025 06-2025: 0.4%▲ +8.6% vs 05-2025 07-2025: 0.4%● 0.0% vs 06-2025 08-2025: 0.4%▲ +8.2% vs 07-2025 09-2025: 0.4%▲ +3.3% vs 08-2025 10-2025: 0.4%▼ -1.5% vs 09-2025 11-2025: 0.4%▲ +10.6% vs 10-2025 12-2025: 0.5%▲ +2.9% vs 11-2025 01-2026: 0.5%▲ +1.5% vs 12-2025highest value 02-2026: < 0.1%▼ -94.6% vs 01-2026 03-2026: < 0.1%● 0.0% vs 02-2026 04-2026: < 0.1%● 0.0% vs 03-2026 05-2026: < 0.1%● 0.0% vs 04-2026 06-2026: < 0.1%● 0.0% vs 05-2026 07-2026: < 0.1%▼ -4.0% vs 06-2026lowest value 08-2026: < 0.1%● 0.0% vs 07-2026lowest value 09-2026: < 0.1%▲ +4.2% vs 08-2026 10-2026: < 0.1%▲ +4.0% vs 09-2026

Sector Legal and accounting activities (NACE 69) lowers the probability
Liquidity: current ratio 3.21, cash €84,439 lowers the probability
Equity €60,179 (69.3% of total assets) lowers the probability
Founded in 2023 raises the probability for this profile

Credit up to €5,000 at 30 days acceptable

Liquidity ample (current ratio 3.21; short-term debt: 30.7% and cash: 97.3% of total assets), and 30.7% of the assets are financed with debt.

How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100	Excellent	under 0.55%
60-74	Healthy	0.55% to 1.5%
45-59	Fair	1.5% to 4.2%
25-44	Weak	4.2% to 15.0%
0-24	Critical	over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 69, micro). Better than this share of them on solvency 66%, liquidity 78%, profitability 82%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 04-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

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