R.V. Consilium
ActiveR.V. Consilium has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €938k and a net result of €1.02M. Equity is growing by ~119.3% per year across the filed fiscal years. Its solvency ranks better than 60% of 2277 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2025
66
/ 100
Healthy
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability80▼-20
Solvency79▲+20
Growth78=
Track record94
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €60k at 30 days acceptable
Liquidity tight (current ratio 1.29 against 1.43 in 2024; short-term debt: 46.3% and cash: 7.2% of total assets), and 46.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 82
Relative position
BE, all sectors
reference
Sector 82
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
53.7%
Return on assets
58.3%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 07-07-2026, 24 days ahead of the deadline.
NBB · 5 filingsDeviation from the deadline
2025
24 d early
2024
27 d early
2023
27 d early
2022
31 d early
2021
18 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
23-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€938k▲ 1,645%
2024 · €54k
2021: €20k
2022: €26k
2023: €68k
2024: €54k
2021 → 2025
Total assets
€1.75M▲ 1,003%
2024 · €158k
2021: €32k
2022: €48k
2023: €84k
2024: €158k
2021 → 2025
Net result
€1.02M▲ 2,491%
2024 · €39k
2021: €20k
2022: €16k
2023: €42k
2024: €39k
2021 → 2025
Working capital
€231k▲ 1,001%
2024 · €21k
2021: €14k
2022: €17k
2023: €56k
2024: €21k
2021 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€20k-€26k▲ 29.7%€68k▲ 161%€54k▼ 21.3%€938k▲ 1,645%
Operating result€29k-€27k▼ 8.1%€46k▲ 71.3%€34k▼ 27.3%€20k▼ 39.6%
Net result€20k-€16k▼ 18.1%€42k▲ 159%€39k▼ 6.8%€1.02M▲ 2,491%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 40% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.75M
Fixed assets
€707k▲ 702%
Current assets
€1.04M▲ 1,379%
Equity and liabilities €1.75M
Equity
€938k▲ 1,645%
Debt
€808k▲ 673%
The debt ratio falls from 66.1% to 46.3%. Equity and debt are higher.
Key figures and ratios
EBITDA
€26k▼
2024 · €45k
Cash flow
€1.02M▲
2024 · €51k
Solvency
53.7%▲
2024 · 33.9%
Current ratio
1.29▼
2024 · 1.43
Quick ratio
1.29▼
2024 · 1.43
Debt / equity
0.86▼
2024 · 1.95
ROE
108.4%▲
2024 · 73.0%
ROA
58.3%▲
2024 · 24.8%
Interest coverage
3.62▼
2024 · 10.69
Debt
€808k▲
2024 · €105k
Debt ≤ 1 year
€808k▲
2024 · €49k
Debt > 1 year
€0▼
2024 · €55k
Income taxes
€16k▲
2024 · €12k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€158k€1.75M▲
Fixed assets21/28€88k€707k▲
Tangible fixed assets22/27€87k€7k▼
Furniture and vehicles24€87k€7k▼
Financial fixed assets28€2k€700k▲
Current assets29/58€70k€1.04M▲
Amounts receivable after more than one year29€25k€125k▲
Other amounts receivable291€25k€125k▲
Amounts receivable within one year40/41€20k€100k▲
Trade receivables40€7k€100k▲
Other amounts receivable41€14k€0▼
Current investments50/53-€687k
Cash at bank and in hand54/58€4k€125k▲
Deferred charges and accrued income490/1€21k€3k▼
Equity and liabilities
Total equity and liabilities10/49€158k€1.75M▲
Equity10/15€54k€938k▲
Contributions10/11€3k€3k=
Reserves13€51k€935k▲
Distributable reserves133€51k€935k▲
Profit (loss) carried forward14€0€0=
Amounts payable17/49€105k€808k▲
Amounts payable after more than one year17€55k€0▼
Financial debts170/4€55k€0▼
Amounts payable within one year42/48€49k€808k▲
Current portion of amounts payable after more than one year42€14k€0▼
Financial debts43-€800k
Credit institutions430/8-€800k
Trade debts44€6k€7k▲
Suppliers440/4€6k€7k▲
Taxes, remuneration and social security45€15k€1k▼
Taxes450/3€15k€1k▼
Other amounts payable47/48€14k€57▼
Accrued charges and deferred income492/3€120€0▼
Income statement
Code20242025
Non-recurring operating income76A-€6k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€12k€5k▼
Other operating charges640/8€11k€9k▼
Non-recurring operating charges66A€0-
Gross operating margin9900€57k€35k▼
Operating profit (loss)9901€34k€20k▼
Financial income75/76B€22k€1.02M▲
Recurring financial income75€22k€22k▼
Non-recurring financial income76B-€999k
Financial charges65/66B€4k€7k▲
Recurring financial charges65€4k€7k▲
Profit (loss) for the period before taxes9903€52k€1.03M▲
Income taxes67/77€12k€16k▲
Profit (loss) for the period9904€39k€1.02M▲
Profit (loss) for the period to be appropriated9905€39k€1.02M▲
Appropriation of the result
Profit (loss) to be appropriated9906€39k€1.02M▲
Transfer from equity791/2€54k€0▼
Transfer to equity691/2€39k€885k▲
To other reserves6921€39k€885k▲
Profit to be distributed694/7€54k€133k▲
Return on contributions (dividend)694€54k€133k▲
Social balance
Average headcount (FTE)9087-0.0
The notes to these accounts (17 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
07-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
31-12
Financial
Highest result since 2021net €1.02M ▲2491%
Net result €1.02M, the highest in the series.
31-12
Financial
Equity above €500kEq €938k ▲1645%
5 profitable years in a row build equity to €938k.
04-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
04-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Liquidity triplescurrent ratio 4.65
Current ratio from 1.78 to 4.65; short-term debt falls from €22k to €15k.
30-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Weakest financial yearnet €16k ▼18.1%
Net result drops to €16k, the lowest in the series; recovery starts the following year.
13-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Pelt · 1 establishment unit since 2021
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Knikkerstraat 73900 PeltGround area
696 m²
Building footprint
93 m²
Volume, LiDAR
612 m³
Parcel 72502D0986/00P000, Flanders · tallest building 8.1 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
R.V. Consilium
since 20212.314.535.509
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 72502D0986/00P000 | Flanders | 696 m² | 1 · 93 m² | 8.1 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
SNACK SOLUTIONS
BE 0882.512.631
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BE 0824.405.572
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IBF CONNECT
BE 0799.409.662
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MOODITUDE
BE 0871.629.033
Roeselare · Eq €937k
Dr. STUBBE JEROEN – Dr. PEENE ISABELLE
BE 0863.316.133
Oostende · Eq €939k
Of 24,503 companies in sector 82990 we hold annual accounts for 9,404. 4,673 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded05-03-2021
Fiscal year end31-12
Activities, NACEBEL
82990Other business support services
63920Other information service activities
63990Computing infrastructure, data processing, hosting and other information service activities
Sources
Crossroads Bank for EnterprisesNational Bank · 5 filingsAddress and cadastre registers
Data from official sources, last processed on 23-09-2026. Scores and ratios are computed by Checked and are not a credit decision.