R. TORO
ActiveThe file of R. TORO contains 2 historical bankruptcy publications and 1 administrative flag, as published in the Belgian State Gazette.
Summary
The computed 12-month bankruptcy probability is 3.6% (moderate). The 2025 annual accounts show equity of €65,103 and a net result of -€9,969. Equity is growing by ~4.7% per year across the filed fiscal years.
Overview
- Equity
- €65,103
- Loss
- -€9,969
- Holdings
- 1
Why 42- Recent warning signals- No NACE activity registered- Ex-officio strike-off- Annual accounts: weaker financial profile- Persistent losses- Administrative warnings in the KBO publications+ Long track recordPrior bankruptcyFiled after the deadlineShow the evidence
Checked score
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Signals
This company filed its last 7 accounts on average 163 days after the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.
Checked, nothing found (1)
- Bankruptcy reversalOndernemingsrechtbank Antwerpen, afdeling Antwerpen ·…
- Annual accounts filedfiscal year 2025 · micro…
- Annual accounts filedfiscal year 2024 · micro…
Financials
Fiscal year 2025Total assets €284,043Loss -€9,969Solvency 22.9%Liquidity 1.12
Financials · fiscal year 2025, micro schema
Trend over the years
Untick a line to hide it. Point at a year (or use the arrow keys on the chart) for the exact figures; the table below gives them all.
Result and balance sheet
Key figures and ratios
Peer companies
Historical observationOf the 2,165 companies that looked in July 2024 the way this one looks now, 2.6% went bankrupt within 24 months and 94% are still going.
- Micro
- 10 to 20 years old
- solvency 10 to 30%
- a small loss
A further 0.2% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a higher bankruptcy probability: 3.6% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,341 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 1.0% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 2,165 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Filed annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €7,889 | €7,889 | €7,889 | €7,889 | €7,889 | = |
| Other operating charges640/8 | - | €1,817 | €10,982 | €1,943 | €1,789 | ▼ 7.9% |
| Gross operating margin9900 | €4,242 | -€11,621 | -€485 | €4,829 | €7,556 | ▲ 56.5% |
| Operating profit (loss)9901 | -€6,746 | -€21,326 | -€19,357 | -€5,003 | -€2,122 | ▲ 57.6% |
| Financial income75/76B | - | €62,942 | €6,598 | €7,700 | €8,505 | ▲ 10.5% |
| Recurring financial income75 | €7,919 | €62,942 | €6,598 | €7,700 | €8,505 | ▲ 10.5% |
| Financial charges65/66B | - | €3,356 | €2,994 | €4,258 | €4,002 | ▼ 6.0% |
| Recurring financial charges65 | €5,076 | €3,356 | €2,994 | €4,258 | €4,002 | ▼ 6.0% |
| Profit (loss) for the period before taxes9903 | -€3,903 | €38,259 | -€15,753 | -€1,561 | €2,381 | ▲ 253% |
| Income taxes67/77 | - | - | €0 | €0 | €12,350 | - |
| Profit (loss) for the period9904 | -€3,903 | €38,259 | -€15,753 | -€1,561 | -€9,969 | ▼ 539% |
| Profit (loss) for the period to be appropriated9905 | -€3,903 | €38,259 | -€15,753 | -€1,561 | -€9,969 | ▼ 539% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €256,521 | €309,988 | €276,832 | €279,151 | €284,043 | ▲ 1.8% |
| Fixed assets21/28 | €161,433 | €153,544 | €145,656 | €137,767 | €129,878 | ▼ 5.7% |
| Tangible fixed assets22/27 | €130,433 | €122,544 | €114,656 | €106,767 | €98,878 | ▼ 7.4% |
| Land and buildings22 | - | €122,544 | €114,656 | €106,767 | €98,878 | ▼ 7.4% |
| Financial fixed assets28 | €31,000 | €31,000 | €31,000 | €31,000 | €31,000 | = |
| Current assets29/58 | €95,088 | €156,444 | €131,176 | €141,384 | €154,165 | ▲ 9.0% |
| Amounts receivable within one year40/41 | €85,823 | €98,947 | €131,156 | €141,364 | €154,145 | ▲ 9.0% |
| Other amounts receivable41 | - | €98,947 | €131,156 | €141,364 | €154,145 | ▲ 9.0% |
| Current investments50/53 | - | - | - | €20 | €20 | = |
| Cash at bank and in hand54/58 | €7,915 | €57,497 | €20 | €0 | - | - |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €256,521 | €309,988 | €276,832 | €279,151 | €284,043 | ▲ 1.8% |
| Equity10/15 | €54,128 | €92,387 | €76,634 | €75,073 | €65,103 | ▼ 13.3% |
| Contributions10/11 | - | €12,700 | €12,700 | €12,700 | €12,700 | = |
| Reserves13 | €41,428 | €79,687 | €63,934 | €62,373 | €52,403 | ▼ 16.0% |
| Non-distributable reserves130/1 | - | €1,860 | €1,860 | €1,860 | €1,860 | = |
| Reserves not available under the articles1311 | - | €1,860 | €1,860 | €1,860 | €1,860 | = |
| Tax-exempt reserves132 | - | €12,000 | €12,000 | €12,000 | €12,000 | = |
| Distributable reserves133 | - | €65,827 | €50,074 | €48,513 | €38,543 | ▼ 20.5% |
| Amounts payable17/49 | €202,394 | €217,601 | €200,198 | €204,078 | €218,939 | ▲ 7.3% |
| Amounts payable after more than one year17 | €120,892 | €110,832 | €100,553 | €90,053 | €79,325 | ▼ 11.9% |
| Financial debts170/4 | - | €110,832 | €100,553 | €90,053 | €79,325 | ▼ 11.9% |
| Amounts payable within one year42/48 | €81,502 | €106,770 | €99,644 | €112,319 | €137,144 | ▲ 22.1% |
| Current portion of amounts payable after more than one year42 | - | €10,060 | €10,278 | €10,501 | €10,728 | ▲ 2.2% |
| Financial debts43 | - | - | €6,050 | €8,603 | €9,977 | ▲ 16.0% |
| Credit institutions430/8 | - | - | €6,050 | €8,603 | €9,977 | ▲ 16.0% |
| Trade debts44 | - | - | €4,107 | €7,651 | €9,518 | ▲ 24.4% |
| Suppliers440/4 | - | - | €4,107 | €7,651 | €9,518 | ▲ 24.4% |
| Taxes, remuneration and social security45 | - | - | - | - | €12,350 | - |
| Taxes450/3 | - | - | - | - | €12,350 | - |
| Other amounts payable47/48 | - | €96,709 | €79,209 | €85,564 | €94,571 | ▲ 10.5% |
| Accrued charges and deferred income492/3 | - | - | - | €1,706 | €2,470 | ▲ 44.8% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | -€3,903 | €38,259 | -€15,753 | -€1,561 | -€9,969 | ▼ 539% |
| + Depreciation and write-downs630 | €7,889 | €7,889 | €7,889 | €7,889 | €7,889 | = |
| Operating cash flow (approximation) | €3,985 | €46,148 | -€7,864 | €6,328 | -€2,080 | ▼ 133% |
| Investment in fixed assets (approximation) | - | €0 | €0 | €0 | €0 | - |
| Change in cash | - | €49,582 | -€57,477 | -€20 | - | - |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Board & ownership
1 holding
Directors
Insolvency mandates
1 mandate| Role | Name | Tenure |
|---|---|---|
| Curator | KRISTIN VERHAEGEN Desguinlei 100, 2018 Antwerpen 1 |
04-12-2025 → 30-04-2026 |
Structure & network
Owners and holdings
1 holdingOwners 0
The accounts to 30-06-2025 list no shareholders, and no other source names one.
Holdings 1
-
100%
According to the annual accounts to 30-06-2025 of R. TORO and those of the other companies, the acts in the Belgian Gazette and the LEI register. The register of ultimate beneficial owners (UBO) is not public: who ultimately stands behind a natural person or a foreign parent is not stated here. A company that does not fill in these statements, or need not, is missing.
Connections & network
No directors read yet: 0 of 4 Gazette acts processed.
Timeline
15 eventsLatest 06-05-2026Next filing 31-01-2027
History
Acts, filings and financial milestones
Show earlier events
About the unread acts
We know of 4 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
Company details
Private limited company (pre-2019) · founded 18-04-2012Year ends 30-06Peppol reachable1 site
Register details
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 1 October 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.
Sites & property
1 establishment unit
2 parcels
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11028A0232/00Z006 | Flanders | 528 m² | 1 · 338 m² | 9.6 m · 3 fl. |
| 11342A0330/00E005 | Flanders | 264 m² | 1 · 90 m² | 11.8 m · 4 fl. |
Linked by address, not proof of ownership
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