R&T SERVICES

Active

Private limited companyfounded 2022active for 4 yearsZwalmlaan(Munk) 8, 9630 Zwalm, BelgiumKBO/BCE: BE 0787.584.768

Summary

R&T SERVICES has been active since 2022 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €200,334 and a net result of €32,162. Its solvency ranks better than 64% of 8,541 sector peers (NACE 73, financial year 2025). The computed 12-month bankruptcy probability is below 0.1% (very low).

Risk analysisFollow Report Compare

R&T SERVICESActiveChecked score 96/100

Risk analysis Report Compare

Activity

Public relations and communication consultancy

NACE 73300

1 site

Size

€294,478total assets 2025

Equity: €200,334
Profit: €32,162

Turnover not published (micro format)

Financial health

96 Excellent Checked score 2025

Bankruptcy probabilitywithin 12 months: < 0.1%

Structure

Tania DIEPENDAELDirector

2025 accounts 4 days early1 of 2 deeds summarised

Why 96lowers riskLiquidity: current ratio 2.77, cash €137,435Sector: Advertising, market research and public relations activities (NACE 73)Equity €200,334 (68.0% of total assets)Figures for financial year 2025 (filed 27-07-2026)Show the evidence

Checked score

Score 2025

96 / 100

Excellent

Probability in this band: under 0.55%

Financially better than 67% of its sector peers (NACE 73, micro)

Every signal that counts is listed under Signals.

Financial strength

Strong

Solvency 93

equity 68.0% of total assets

Liquidity 87

short-term debt 30.4% · cash 46.7%

Profitability 82

return on assets 10.9%

Bankruptcy probability, 12 months

< 0.1% Very low

0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.2% (11,211 companies, NACE 73, micro)

Last 24 months 11-2024: 1.5% 12-2024: 1.5%● unchanged vs 11-2024 01-2025: 2.2%▲ +0.7 percentage points vs 12-2024highest value 02-2025: 2.2%● unchanged vs 01-2025 03-2025: 2.2%● unchanged vs 02-2025 04-2025: 2.2%● unchanged vs 03-2025 05-2025: 2.2%● unchanged vs 04-2025 06-2025: 2.2%● unchanged vs 05-2025 07-2025: 2.2%● unchanged vs 06-2025 08-2025: 2.2%● unchanged vs 07-2025 09-2025: 2.2%● unchanged vs 08-2025 10-2025: 2.2%● unchanged vs 09-2025 11-2025: 2.2%● unchanged vs 10-2025 12-2025: 2.2%● unchanged vs 11-2025 01-2026: 2.1%▼ -0.1 percentage points vs 12-2025 02-2026: 2.1%● unchanged vs 01-2026 03-2026: 1.8%▼ -0.3 percentage points vs 02-2026 04-2026: 1.8%● unchanged vs 03-2026 05-2026: 1.8%● unchanged vs 04-2026 06-2026: 1.7%▼ -0.1 percentage points vs 05-2026 07-2026: 1.7%● unchanged vs 06-2026 08-2026: < 0.1%▼ -1.7 percentage points vs 07-2026lowest value 09-2026: < 0.1%● unchanged vs 08-2026lowest value 10-2026: < 0.1%● unchanged vs 09-2026

Credit of up to €19,000 on 30-day terms is acceptable

Liquidity ample (current ratio 2.77, above the usual 1.5; short-term debt: 30.4% and cash: 46.7% of total assets), and 32% of the assets are financed with debt and provisions.

How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100	Excellent	under 0.55%
60-74	Healthy	0.55% to 1.5%
45-59	Fair	1.5% to 4.2%
25-44	Weak	4.2% to 15.0%
0-24	Critical	over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 73, micro): better than 66% on solvency, 79% on liquidity and 57% on profitability.

The bankruptcy probability was computed on 24-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Five signals.

lowers riskneutral

Liquidity: current ratio 2.77, cash €137,435

NBB · annual accounts

Sector: Advertising, market research and public relations activities (NACE 73)

KBO

Equity €200,334 (68.0% of total assets)

NBB · annual accounts

Figures for financial year 2025 (filed 27-07-2026)

NBB · annual accounts

Latest accounts filed on time

The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-07-2026, 4 days ahead of the deadline.

NBB · 1 filing

Deviation from the deadline

2025

4 days early

← before the deadline after the deadline →

Searched, nothing found (1)

No strike-offs in the KBO publications

Searched since incorporation in 2022.

KBO publications · our coverage

27-07-2026 Annual accounts filedfinancial year 2025 · micro…
09-01-2026 Resignation: Tania DIEPENDAEL (zaakvoerder van de…Appointment: Tania DIEPENDAEL (bestuurder van…

Key points

New directorlatest change 09-01-2026 · 1 in office 1 joined View
Total assets 2025first financial year filed €294,478 View
Active since 2022founded 23-06-2022 4 years View

By topic

Financials

Financial year: 2025
Total assets: €294,478
Profit: €32,162
Solvency: 68.0%

Go to Financials

Board & ownership

Board: 1 member

Tania DIEPENDAELDirector

Go to Board & ownership

Timeline

Events: 2
Since: 2026

Go to Timeline

Company details

Sites: 1

Legal form: Private limited company
Activity: Public relations and communication consultancyNACE 73300
Founded: 23-06-2022
Year ends: 31-12
Peppol: Reachable for e-invoices

Go to Company details

Articles of association

Provisions read: 19

Annual meeting: 30 June at 11:00

Go to Articles of association

Key facts about R&T SERVICES

What is the company number of R&T SERVICES?: 0787.584.768. In Belgium the VAT number is the company number with BE in front: BE 0787.584.768.
Where is R&T SERVICES based?: The registered office is at Zwalmlaan(Munk) 8, 9630 Zwalm.Company details
What does R&T SERVICES do?: According to the KBO register, the main activity is public relations and communication consultancy (NACE 73300).
What is the legal form of R&T SERVICES?: Private limited company (BV).
When was R&T SERVICES founded?: On 23-06-2022.
Is R&T SERVICES still active?: Yes, R&T SERVICES is an active enterprise in the KBO register.
What is the turnover of R&T SERVICES?: Not stated in the processed annual accounts. The abridged format for small companies does not require turnover.Financials
Is R&T SERVICES profitable?: In financial year 2025, R&T SERVICES made a profit of €32,162.
Where can I find the annual accounts of R&T SERVICES?: R&T SERVICES filed 1 annual account with the National Bank of Belgium, for financial year 2025.