R.S.B.
ActiveSummary
R.S.B. has been active since 2007 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €59k and a net result of €-9k. Equity remains stable across the filed fiscal years (±0.3% per year). Its solvency ranks better than 60% of 1330 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.8% (low).
Checked score
Score 2024
69
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability45▼-27
Solvency79▲+9
Growth32▼-20
Track record100
Bankruptcy probability, 12 months
0.8%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €4k at 30 days acceptable
Liquidity ample (current ratio 1.72 against 1.51 in 2023; short-term debt: 28.7% of total assets), and 46% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
54%
Return on assets
-7.8%
Age of the figures
21 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 42
Relative position
BE, all sectors
reference
Sector 42
higher
← fewer bankruptcies
more bankruptcies →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 25-06-2025, 36 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
36 d early
2023
13 d early
2022
29 d late
2021
31 d late
2020
33 d late
2019
96 d late
← before the deadline
after the deadline →
Checked, nothing found (1)
Financials · fiscal year 2024, micro schema
Equity
€59k▼ 12.7%
2023 · €67k
2018: €62k
2019: €67k
2020: €36k
2021: €51k
2022: €63k
2023: €67k
2018 → 2024
Total assets
€109k▼ 26.5%
2023 · €148k
2018: €85k
2019: €67k
2020: €52k
2021: €68k
2022: €103k
2023: €148k
2018 → 2024
Net result
€-9k
2023 · €4k
2018: €5k
2019: €5k
2020: €24k
2021: €15k
2022: €12k
2023: €4k
2018 → 2024
Working capital
€22k▼ 8.7%
2023 · €25k
2018: €57k
2019: €67k
2020: €36k
2021: €23k
2022: €34k
2023: €25k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€36k-€51k▲ 41.0%€63k▲ 22.5%€67k▲ 6.8%€59k▼ 12.7%
Operating result€28k-€23k▼ 15.4%€19k▼ 17.3%€5k▼ 74.5%€-5k
Net result€24k-€15k▼ 38.6%€12k▼ 22.6%€4k▼ 62.8%€-9k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2024: a loss of €5k after €5k in 2023, the lowest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €109k
Fixed assets
€55k ▼ 26.5%
Current assets
€54k ▼ 26.4%
Equity and liabilities €109k
Equity
€59k ▼ 12.7%
Debt
€50k ▼ 37.9%
Debt's share of the balance-sheet total falls from 54.5% to 46.0%. Equity and debt are lower.
Key figures and ratios
EBITDA
€17k▼
2023 · €25k
Cash flow
€13k▼
2023 · €24k
Current ratio
1.72▲
2023 · 1.51
Debt to equity
0.85▼
2023 · 1.20
ROE
-14.5%▼
2023 · 6.4%
ROA
-7.8%▼
2023 · 2.9%
Interest coverage
4.27▼
2023 · 6.16
Debt ≤ 1 year
€31k▼
2023 · €48k
Debt > 1 year
€19k▼
2023 · €32k
Income taxes
€128▼
2023 · €1k
Staff costs
€53k▲
2023 · €51k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2024 against 2023 · 47 lines
Balance sheet
Code20232024
Assets
Total assets20/58€148k€109k▼
Fixed assets21/28€75k€55k▼
Tangible fixed assets22/27€75k€55k▼
Plant, machinery and equipment23€5k€3k▼
Furniture and vehicles24€32k€24k▼
Leasing and similar rights25€38k€28k▼
Current assets29/58€73k€54k▼
Amounts receivable within one year40/41€64k€53k▼
Trade receivables40€29k€13k▼
Other amounts receivable41€35k€40k▲
Deferred charges and accrued income490/1€9k€267▼
Equity and liabilities
Total equity and liabilities10/49€148k€109k▼
Equity10/15€67k€59k▼
Contributions10/11€12k€12k=
Reserves13€51k€49k▼
Distributable reserves133€51k€49k▼
Profit (loss) carried forward14€4k€-3k▼
Amounts payable17/49€80k€50k▼
Amounts payable after more than one year17€32k€19k▼
Financial debts170/4€32k€19k▼
Amounts payable within one year42/48€48k€31k▼
Current portion of amounts payable after more than one year42€16k€14k▼
Financial debts43€18k€11k▼
Credit institutions430/8€18k€11k▼
Trade debts44€14k€4k▼
Suppliers440/4€14k€4k▼
Taxes, remuneration and social security45€512€2k▲
Remuneration and social security454/9€512€2k▲
Income statement
Code20232024
Remuneration, social security and pensions62€51k€53k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€20k€21k▲
Other operating charges640/8€1k€974▼
Gross operating margin9900€77k€71k▼
Operating profit (loss)9901€5k€-5k▼
Financial income75/76B€5k-
Recurring financial income75€5k-
Non-recurring financial income76B€5k-
Financial charges65/66B€4k€4k▼
Recurring financial charges65€4k€4k▼
Profit (loss) for the period before taxes9903€5k€-8k▼
Income taxes67/77€1k€128▼
Profit (loss) for the period9904€4k€-9k▼
Profit (loss) for the period to be appropriated9905€4k€-9k▼
Appropriation of the result
Profit (loss) to be appropriated9906€8k€-5k▼
Profit (loss) brought forward from the previous period14P€4k€4k▲
Transfer from equity791/2-€2k
Transfer to equity691/2€4k-
To other reserves6921€4k-
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
25-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Weakest financial yearnet €-9k ▼299%
Net result drops to €-9k, the lowest in the series.
18-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
29-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 29 days late
2022
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 31 days late
2021
02-09
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 33 days late
2020
31-12
Financial
Highest result since 2018net €24k ▲398%
Operating result €28k, net result €24k, both a record.
04-11
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 96 days late
2019
31-12
Financial
Liquidity times 62392current ratio 216460.00
Current ratio from 3.47 to 216460.00; short-term debt falls from €23k to €0.
25-06
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
12-09
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 43 days late
2017
04-07
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
2016
29-08
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema · 29 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Essen · 1 establishment unit since 2007
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Paviljoenweg 12910 EssenGround area
841 m²
Building footprint
189 m²
Volume, LiDAR
908 m³
Parcel 11642D0138/00G000, Flanders · tallest building 6.5 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
R.S.B.
since 20072.158.569.605
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11642D0138/00G000 | Flanders | 841 m² | 1 · 189 m² | 6.5 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
I&M Group
BE 1004.909.112
Temse · Eq €58,495
VERHOOGEN GEERT
BE 0462.859.254
Kortenberg · Eq €58,487
SUSINA
BE 0825.892.246
Zele · Eq €58,439
GIGI
BE 0455.761.923
Zonhoven · Eq €58,294
BMF-Solutions
BE 0670.887.434
Elsene · Eq €57,796
Of 2,327 companies in sector 42110 we hold annual accounts for 1,097. 681 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded02-01-2007
Fiscal year end31-12
Activities, NACEBEL 2025
42110Construction of roads and motorways
81300Landscape service activities
Sources
Crossroads Bank for EnterprisesNational Bank · 16 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.