Belle Enfance
ActiveThe annual accounts of Belle Enfance for fiscal year 2025 show a net loss of 273% of total assets and of 73% of the equity at the start of that year. The 2025 annual accounts show equity of €856 and a net result of €-2k. Equity is growing by ~37.7% per year across the filed fiscal years. Its solvency ranks better than 95% of 11209 sector peers (fiscal year 2025). The company has been active since 1990 and the Belgian State Gazette contains no insolvency or warning signals. The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2025
59
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. A net loss of at least half of total assets or of the equity at the start of the financial year caps the score. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability0▼-100
Solvency100=
Growth52▼-26
Track record100
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
No publishable credit limit; credit only on tighter terms
Net loss of at least half of total assets or of the equity at the start of the financial year.
balance sheet total too small for a liquidity verdict.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Age of the figures
Age of the figures
9 mo
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Sector 46
higher
← fewer bankruptcies
more bankruptcies →
neutral · A punctual record breaks
This company filed 9 consecutive financial years on time. The year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days late. Weigh it accordingly: a break into the 1-to-90-day band measures 1.41% abnormal legal state, below the 1.66% market average. It is a change in behaviour, not evidence of elevated risk.
NBB · 10 filingsDeviation from the deadline
2025
31 d late
2024
41 d early
2023
64 d early
2022
123 d early
2021
19 d early
2020
29 d early
2019
23 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
17-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€856▼ 73.2%
2024 · €3k
2018: €-65k
2019: €-58k
2020: €-60k
2021: €-45k
2022: €-15k
2023: €-13k
2024: €3k
2018 → 2025
Total assets
€856▼ 73.2%
2024 · €3k
2018: €176k
2019: €159k
2020: €157k
2021: €134k
2022: €123k
2023: €94k
2024: €3k
2018 → 2025
Net result
€-2k
2024 · €16k
2018: €-1k
2019: €7k
2020: €-2k
2021: €15k
2022: €30k
2023: €2k
2024: €16k
2018 → 2025
Working capital
€-13k▲ 15.0%
2022 · €-16k
2018: €-66k
2019: €-58k
2020: €-60k
2021: €-46k
2022: €-16k
2018 → 2023
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€-45k-€-15k▲ 66.4%€-13k▲ 15.4%€3k€856▼ 73.2%
Operating result€12k-€30k▲ 149%€2k▼ 91.9%€9k▲ 255%€-2k
Net result€15k-€30k▲ 101%€2k▼ 92.2%€16k▲ 586%€-2k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €2k after €9k in 2024, the lowest result in the available series.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€3k€856▼
Fixed assets21/28€364-
Financial fixed assets28€364-
Current assets29/58€3k€856▼
Amounts receivable within one year40/41€3k€589▼
Other amounts receivable41€3k€589▼
Cash at bank and in hand54/58€51€268▲
Equity and liabilities
Total equity and liabilities10/49€3k€856▼
Equity10/15€3k€856▼
Contributions10/11€19k€19k=
Profit (loss) carried forward14€-15k€-18k▼
Income statement
Code20242025
Other operating charges640/8€569€481▼
Gross operating margin9900€9k€-1k▼
Operating profit (loss)9901€9k€-2k▼
Financial income75/76B€8k€78▼
Recurring financial income75€8k€78▼
Financial charges65/66B€203€515▲
Recurring financial charges65€203€515▲
Profit (loss) for the period before taxes9903€16k€-2k▼
Profit (loss) for the period9904€16k€-2k▼
Profit (loss) for the period to be appropriated9905€16k€-2k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-15k€-18k▼
Profit (loss) brought forward from the previous period14P€-31k€-15k▲
The notes to these accounts (2 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 31 days late
2025
31-12
Financial
Weakest financial yearnet €-2k ▼115%
Net result drops to €-2k, the lowest in the series.
20-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
28-05
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
30-03
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Highest result since 2018net €30k ▲101%
Operating result €30k, net result €30k, both a record.
12-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Back to profitnet €15k
Net result €15k after one loss-making year.
02-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
08-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Back to profitnet €7k
Net result €7k after one loss-making year.
25-06
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
25-06
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
19-06
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
9 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Antwerpen · 1 establishment unit since 1990
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Leopoldstraat 172000 AntwerpenGround area
348 m²
Building footprint
256 m²
Volume, LiDAR
3,741 m³
2 parcels, Flanders · tallest building 26.4 m, ±6 floors. Linked by address, not a title deed.
1 establishment unit
R & R
since 19902.050.289.295
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11806F1341/00C016 | Flanders | 257 m² | 1 · 165 m² | 26.4 m · 5 fl. |
| 11803C0934/00A000 | Flanders | 90 m² | 1 · 90 m² | 21.7 m · 6 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
ACHINTYA JEWELS
BE 0804.410.310
Antwerpen · Eq €645
SO PLUG
BE 0537.351.591
Namur · Eq €611
Crazy-Watches
BE 1003.016.523
Overijse · Eq €1k
KELLY TRADE
BE 1010.301.916
Antwerpen · Eq €1k
Alex-F Jewelry
BE 0821.180.719
Antwerpen · Eq €1k
Of 567 companies in sector 46480 we hold annual accounts for 353. 27 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded29-10-1990
Fiscal year end31-12
Legal name NL
R & R
Activities, NACEBEL
46480Wholesale trade
51474
46423Wholesale of clothing, excluding workwear and underwear
51421
Sources
Crossroads Bank for EnterprisesNational Bank · 35 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.