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R&M Kar's

Active
Private limited companyfounded 2024active for 2 yearsLeuvensesteenweg 246, 1932 Zaventem, BelgiumKBO/BCE: BE 1005.051.840
Summary

The computed 12-month bankruptcy probability of R&M Kar's is 3.9% (moderate). The 2025 annual accounts show negative equity (-€31,113) and a net result of €28,440. Its solvency ranks better than 8% of 22,726 sector peers (NACE 47, financial year 2025). The company has been active since 2024 and the Belgian Official Gazette contains no insolvency or warning signals.

Overview

Official details

Source: KBO
Status
Active since 23-01-2024 Normal situation
Registered office
678 active companies are registered at this address 134 started in the 12 months before. Source: KBO register, as of 1 November 2026.
Activity
Retail sale of cars and light vans (up to 3.5 tonnes) NACE 47811and 2 others
Establishment unit
2.354.703.011 6150 Anderlues, since 23-01-2024
Financial year end
31 December
Peppol
Reachable since 23-12-2025

Board and ownership

Financial position

49 Fair Checked score 2025
Bankruptcy probabilitywithin 12 months
3.9%
Annual accounts 2025
Gross margin
€28,808
Turnover
≈ €220,000
estimated
Profit
€28,440
Equity
-€31,113
▲ 47.8%
Total assets
€22,638
▼ 60.5%
  • Negative equity on 31-12-2025
Filed on 29-06-2026, 32 days before the deadline
Score breakdownraises riskFounded in 2024Liquidity: current ratio 0.421 of the last 3 accounts latelowers riskSize: total assets €22,638Show the evidence

Checked score

Score 2025
49 / 100
Fair
Probability in this band: 1.5% to 4.2%
Financially stronger than 47% of micro companies in retail trade (NACE 47)
Financial strength · tick: 2024
Weak
Solvency 0=
equity -137.4% of total assets
Liquidity 0-21
short-term debt 237.4%
Profitability 100+100
return on assets 125.6%
Bankruptcy probability within 12 months
3.9% Moderate
0%0.5%1.5%4%10%≥ 25%

About 4 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.6% (40,272 companies, NACE 47, micro)
Last 24 months 02-2025: 3.8%lowest value 03-2025: 3.8%● unchanged vs 02-2025lowest value 04-2025: 3.9%▲ +0.1 percentage points vs 03-2025 05-2025: 4.3%▲ +0.4 percentage points vs 04-2025 06-2025: 4.5%▲ +0.2 percentage points vs 05-2025 07-2025: 4.9%▲ +0.4 percentage points vs 06-2025 08-2025: 4.9%● unchanged vs 07-2025 09-2025: 5.1%▲ +0.2 percentage points vs 08-2025 10-2025: 5.0%▼ -0.1 percentage points vs 09-2025 11-2025: 5.0%● unchanged vs 10-2025 12-2025: 5.4%▲ +0.4 percentage points vs 11-2025 01-2026: 7.8%▲ +2.4 percentage points vs 12-2025 02-2026: 7.8%● unchanged vs 01-2026 03-2026: 7.6%▼ -0.2 percentage points vs 02-2026 04-2026: 8.4%▲ +0.8 percentage points vs 03-2026 05-2026: 8.6%▲ +0.2 percentage points vs 04-2026highest value 06-2026: 8.4%▼ -0.2 percentage points vs 05-2026 07-2026: 5.8%▼ -2.6 percentage points vs 06-2026 08-2026: 5.7%▼ -0.1 percentage points vs 07-2026 09-2026: 5.8%▲ +0.1 percentage points vs 08-2026 10-2026: 3.9%▼ -1.9 percentage points vs 09-2026 11-2026: 3.9%● unchanged vs 10-2026
No credit on open account
Liquidity is insufficient, with a current ratio of 0.42 (0.55 in 2024), below 1. Short-term debt is 237.4% of total assets. Equity is negative.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 47, micro). It does better than 6% of them on solvency, 1% on liquidity, 96% on profitability and 85% on growth.

The bankruptcy probability was computed on 01-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Six signals.
lowers riskraises riskneutral
raises risk · Founded in 2024
Companies of this age fail more often than older ones. How much that weighs depends on the rest of the company's profile.
KBO
raises risk · Liquidity: current ratio 0.42
NBB · annual accounts
lowers risk · Size: total assets €22,638
Companies of this size fail less often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
raises risk · 1 of the last 3 accounts late
NBB · filings
raises risk · Weak solvency compared with the sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 8% of 22726 sector peers (2025).
NBB · sector comparison
Position among 22726 sector peers
Solvency
better than 8%
← weakest strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-06-2026, 32 days ahead of the deadline.
NBB · 2 filings
Deviation from the deadline
2025
32 days early
2024
130 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 2 accounts on average 49 days after the deadline. In the sector (NACE 47), the median for financial year 2024 was on the deadline day, and 47% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Where today falls in the filing period
01-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since incorporation in 2024.
KBO publications

Key points

  • Risk: Negative equitydebts exceed assets in financial year 2025 -€31,113 View
  • Positive: Back in profit in 2025after a loss of €59,553 in 2024 €28,440 View
  • Caution: Lower solvency than 92% of companies in retail tradesector median 33.2% · 22,726 companies -137.4% View
  • New directorlatest change 28-05-2026 · 2 in office 1 joined View

Recent changes

  1. · Gazette deed Resignation: Kassou Ouali Radouan (director)Appointment: Mahtout Chafik (director)
  2. · Gazette deed Registered office moved to sint-stevens-woluwe
  3. · Gazette deed IncorporationAppointment: KASSOU OUALI Radouan (director)
All 6 events

Comparable companies

These companies have the same main activity as R&M Kar's: retail sale of cars and light vans (up to 3.5 tonnes) (NACE 47811). They are comparable in size and age: total assets between €14,500 and €28,800, founded between 2022 and 2024.

CompanyTotal assetsGross margin
R&M Kar's Zaventem€22,638€28,808
GMC Tech Genk€27,623€29,190
GLOBAL MIX Zaventem€14,513€42,841
AG auto Kraainem€22,473€20,559
EK MOTORS Evergem€23,842€23,674
DELILLA & DEVRIM Charleroi€18,301€17,667
SMA GROUPE Sint-Jans-Molenbeek€28,844€15,696
Full comparison

Key facts about R&M Kar's

What is the company number of R&M Kar's?
The company number of R&M Kar's is 1005.051.840. The VAT number is the same number with BE in front: BE 1005.051.840.
Where is R&M Kar's based?
The registered office is at Leuvensesteenweg 246, 1932 Zaventem.Company details
What does R&M Kar's do?
According to the KBO register, the main activity is retail sale of cars and light vans (up to 3.5 tonnes) (NACE 47811).
What is the legal form of R&M Kar's?
The legal form of R&M Kar's is Private limited company (BV).
When was R&M Kar's founded?
R&M Kar's was founded on 23-01-2024.
Is R&M Kar's still active?
Yes, R&M Kar's is an active enterprise in the KBO register.
What is the turnover of R&M Kar's?
The turnover in financial year 2025 is ≈ €220,000. This figure is estimated from the gross margin of €28,808 and 36 comparable companies (NACE 47811). It probably lies between €94,000 and €670,000.Financials
Is R&M Kar's profitable?
In financial year 2025, R&M Kar's made a profit of €28,440.
Where can I find the annual accounts of R&M Kar's?
R&M Kar's filed 2 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of R&M Kar's due?
R&M Kar's must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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