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R.M.J. & Co

Active
Private limited companyfounded 2010active for 16 yearsRue du Citoyen 1/A, 6040 Charleroi, BelgiumKBO/BCE: BE 0824.259.379
Summary

R.M.J. & Co has been active since 2010 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €7,107 and a net result of -€66. Equity has been stable since 2018 (±0.4% per year). Its solvency ranks better than 95% of 34,972 sector peers (NACE 43, financial year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).

Overview

Official details

Source: KBO
Status
Active since 24-03-2010 Normal situation
Activity
Bricklaying and masonry work NACE 43910
Establishment unit
2.191.065.989 6040 Charleroi, since 06-09-2010
Financial year end
31 December
Peppol
Not found in the Peppol Directory

Board and ownership

Board

Financial position

95 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
0.1%
Annual accounts 2025
Gross margin
-€66
▲ 95.9%
Loss
€66
▼ 96.0%
Equity
€7,107
▼ 0.9%
Total assets
€7,107
▼ 1.0%
Score breakdownraises riskSector: Specialised construction activities (NACE 43)lowers riskLiquidity: cash €6,921Founded in 2010Equity €7,107 (100.0% of total assets)Show the evidence

Checked score

Score 2025
95 / 100
Excellent
Probability in this band: under 0.55%
Financially stronger than 60% of micro companies in specialised construction (NACE 43)
Financial strength · tick: 2024
Strong
Solvency 100=
equity 100.0% of total assets
Liquidity 100=
cash 97.4%
Profitability 35+35
return on assets -0.9%
Bankruptcy probability within 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.7% (47,685 companies, NACE 43, micro)
Last 24 months 12-2024: 0.2% 01-2025: 0.2%● unchanged vs 12-2024 02-2025: 0.2%● unchanged vs 01-2025 03-2025: 0.2%● unchanged vs 02-2025 04-2025: 0.2%● unchanged vs 03-2025 05-2025: 0.2%● unchanged vs 04-2025 06-2025: 0.2%● unchanged vs 05-2025 07-2025: 0.2%● unchanged vs 06-2025highest value 08-2025: 0.2%● unchanged vs 07-2025 09-2025: 0.2%● unchanged vs 08-2025 10-2025: 0.2%● unchanged vs 09-2025 11-2025: 0.2%● unchanged vs 10-2025 12-2025: 0.2%● unchanged vs 11-2025 01-2026: 0.2%● unchanged vs 12-2025 02-2026: 0.2%● unchanged vs 01-2026 03-2026: 0.2%● unchanged vs 02-2026 04-2026: 0.2%● unchanged vs 03-2026 05-2026: 0.2%● unchanged vs 04-2026 06-2026: 0.2%● unchanged vs 05-2026 07-2026: 0.1%▼ -0.1 percentage points vs 06-2026lowest value 08-2026: 0.1%● unchanged vs 07-2026lowest value 09-2026: 0.1%● unchanged vs 08-2026lowest value 10-2026: 0.1%● unchanged vs 09-2026lowest value 11-2026: 0.1%● unchanged vs 10-2026
Credit of up to €500 on 30-day terms is acceptable
Cash is 97.4% of total assets. 0% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 43, micro). It does better than 90% of them on solvency, 98% on liquidity, 18% on profitability and 33% on growth.

The bankruptcy probability was computed on 04-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Five signals.
lowers riskraises riskneutral
lowers risk · Liquidity: cash €6,921
NBB · annual accounts
lowers risk · Founded in 2010
Companies that have existed this long fail less often. How much that weighs depends on the rest of the company's profile.
KBO
lowers risk · Equity €7,107 (100.0% of total assets)
NBB · annual accounts
raises risk · Sector: Specialised construction activities (NACE 43)
KBO
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 25-06-2026, 36 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
36 days early
2024
34 days early
2023
41 days early
2022
37 days early
2021
41 days early
2020
58 days late
2019
36 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 24 days before the deadline. In the sector (NACE 43), the median for financial year 2024 was 1 day before the deadline, and 43% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 24 June (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
04-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Risk: 4 loss-making years in a rowloss in financial year 2025 -€66 View
  • Caution: Less equity than 86% of companies in specialised constructionsector median €57,775 · 34,984 companies €7,107 View
  • Positive: Filed on time since financial year 2021accounts within the deadline every year 5 years View

Recent changes

  1. · Gazette deed Change of role: MENNECHEZDaniel, from manager to director“Toutes activités d'entreprise de placement de clôtures,entreprise de peinture industrielle,entreprise de…” (deed in French) · 186 shares · Registered office clause: rue du Citoyen numéro 1/A, 6040 JUMET
  2. · Gazette deed Incorporation
All 17 events

Comparable companies

These companies have the same main activity as R.M.J. & Co: bricklaying and masonry work (NACE 43910). They are comparable in size and age: total assets between €3,390 and €13,400, founded between 2001 and 2018.

CompanyTotal assetsGross margin
R.M.J. & Co Charleroi€7,107-€66
STEGO CONCEPT Schelle€4,723-€1,162
BATICRAC Sint-Pieters-Woluwe€13,445-€23,746
M&M 41 Oud-Heverlee€4,139-€1,166
Dobbelaere Jurgen Bouwwerken Blankenberge€3,391-€703
LOUIS TANGHE Kortrijk€13,376€1,782
G.L.H. CONSTRUCT Herve€5,385-€147
Full comparison

Key facts about R.M.J. & Co

What is the company number of R.M.J. & Co?
The company number of R.M.J. & Co is 0824.259.379. The VAT number is the same number with BE in front: BE 0824.259.379.
Where is R.M.J. & Co based?
The registered office is at Rue du Citoyen 1/A, 6040 Charleroi.Company details
What does R.M.J. & Co do?
According to the KBO register, the main activity is bricklaying and masonry work (NACE 43910).
What is the legal form of R.M.J. & Co?
The legal form of R.M.J. & Co is Private limited company (BV).
When was R.M.J. & Co founded?
R.M.J. & Co was founded on 24-03-2010.
Is R.M.J. & Co still active?
Yes, R.M.J. & Co is an active enterprise in the KBO register.
What is the turnover of R.M.J. & Co?
The annual accounts for financial year 2025 state no turnover. In financial year 2024 turnover was €40.Financials
Is R.M.J. & Co profitable?
In financial year 2025, R.M.J. & Co made a loss of €66.
Where can I find the annual accounts of R.M.J. & Co?
R.M.J. & Co filed 15 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of R.M.J. & Co due?
R.M.J. & Co must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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