Financials
- Financial year
- 2025
- Total assets
- €1.4m
- Profit
- €178,586
- Solvency
- 46.6%
Summary
R & M is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €657,559 and a net result of €178,586. Equity is growing by about 16% per year across the filed financial years. Its solvency ranks better than 57% of 1,835 sector peers (NACE 66, financial year 2025). The company has been active since 2000 and the Belgian Official Gazette contains no insolvency or warning signals.
Overview
Activity
Other activities auxiliary to financial services, excluding insurance and pension funding
NACE 66199Renting and operating of own or leased residential real estate, excluding social housing NACE 68201
5th oldest company in Ranst, Finance and insurance sector2 sites
Size
€1.4mtotal assets 2025
- Staff
- 1 FTE
- Equity
- €657,559
- Profit
- €178,586
Turnover not published (abbreviated or micro format)
Financial health
Financial institution: outside the modelBankruptcy probability: sector outside the model
Structure
- DE VIL Michèle Jacqueline Josèphe MarieDaily manager
- LEMMENS Pauline Catherine Lucy MoniqueDaily manager
Accounts filed 35 days late1 of 7 deeds read
SignalsneutralFiled after the deadlineShow the evidence
Checked score
Outside the general model
Model not applicable to financial institutions
The Checked score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
Bankruptcy probability, 12 months
This is a financial institution (bank, insurer or financial holding). A bank balance sheet works differently from that of an ordinary trading or manufacturing company. We therefore show no bankruptcy probability rather than a misleading figure.
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Signals
1 signal.
neutral
neutral · Filed after the deadline
The financial year that closed on 30-04-2025 was due by 30-11-2025 and was filed on 04-01-2026, 35 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 10 filingsDeviation from the deadline
2025
35 days late
2024
20 days late
2023
19 days late
2022
30 days late
2021
43 days late
2020
23 days late
2019
24 days early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 21 days after the deadline; the sector median (NACE 66) for financial year 2024 is 5 days before the deadline, and 39% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The financial year that closed on 30-04-2026 is due by 30-11-2026. Nothing is late today. The company usually files around 30 December (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsWhere today falls in the filing period
30-04-2026 year end22-10-2026 today30-11-2026 deadline
- Annual accounts filedfinancial year 2025 · abbreviated…
- Resignations: LEMMENS Raphaël Germania Michel (director…Appointments: DE VIL Michèle Jacqueline…
- Highest result from 2019 to 2025net €178,586 ▲413%
Key points
By topic
Board & ownership
- Board
- 2 members
- DE VIL Michèle Jacqueline Josèphe MarieDaily manager
- LEMMENS Pauline Catherine Lucy MoniqueDaily manager
Timeline
- Events
- 30
- Since
- 2002
- Next accounts
- by 30-11-2026
- 30-04-2025Equity above €500,000
- 20-12-2024Annual accounts filed
- 19-12-2023Annual accounts filed
Company details
- Sites
- 2
- Legal form
- Public limited company
- Activity
- Other activities auxiliary to financial services, excluding insurance…NACE 66199
- Founded
- 26-04-2000
- Year ends
- 30-04
- Peppol
- Reachable for e-invoices
Articles of association
- Provisions read
- 69
- Who signs
- Two directors jointly, or a managing director alone
- Annual meeting
- Second Friday of September at 18:00
- Purpose
- “Adviezen verstrekken fungerend als studie- en organisatiebureau inzake algemeen beheer…” (deed in Dutch)
Go further with this company
How much credit can you give this customer, and on what payment terms?Credit check What should you check before you do business with this company?Supplier due diligence Can you accept this company as a client under the anti-money-laundering law?AML client file Which of your other customers can you e-invoice via Peppol?Peppol check What changed in the latest annual accounts?What changed Is the workforce growing, and do people stay?Employer check
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