R.L. CONSTRUCT
Open bankruptcyA bankruptcy procedure is open for R.L. CONSTRUCT according to publications in the Belgian State Gazette; curator: STEPHANE BRUX. The 2024 annual accounts show equity of €64k and a net result of €2k.
Signals
Four signals. The signal on the left, the evidence on the right.
+raises risk○neutral
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 11-09-2025, 42 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
42 d late
2023
70 d early
2022
301 d late
2021
23 d late
2020
90 d late
2019
116 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Turnover
€4k▼ 99.3%
2020 · €532k
2018: €397k
2019: €279k
2020: €532k
2018 → 2024
EBIT margin
72.9%▲ 76.4pp
2020 · -3.6%
2018: 14.0%
2019: 4.5%
2020: -3.6%
2018 → 2024
Net result
€2k
2023 · €-3k
2018: €37k
2019: €7k
2020: €-20k
2021: €3k
2022: €-12k
2023: €-3k
2018 → 2024
Working capital
€64k▼ 2.6%
2021 · €66k
2018: €75k
2019: €77k
2020: €56k
2021: €66k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Turnover€532k-€4k
Equity€74k-€77k▲ 4.0%€65k▼ 15.2%€62k▼ 4.8%€64k▲ 3.3%
Operating result€-19k-€5k€-11k€-3k▲ 71.9%€3k
Net result€-20k-€3k€-12k€-3k▲ 73.4%€2k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2024: €3k after a loss of €3k in 2023.
Balance-sheet composition
Equity and liabilities €65k
Equity
€64k
Debt
€1k
Debt finances 2.2% of the balance-sheet total.
Key figures and ratios
Solvency
97.8%▼
2023 · 100.0%
Current ratio
46.03
Quick ratio
46.03
Debt / equity
0.02
ROE
3.2%▲
2023 · -5.0%
ROA
3.1%▲
2023 · -5.0%
Debt
€1k
Debt ≤ 1 year
€1k
Income taxes
€552
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€62k€65k▲
Current assets29/58€62k€65k▲
Amounts receivable within one year40/41€62k€65k▲
Trade receivables40€37k€40k▲
Other amounts receivable41€25k€25k▼
Equity and liabilities
Total equity and liabilities10/49€62k€65k▲
Equity10/15€62k€64k▲
Contributions10/11€19k€19k=
Capital10€19k€19k=
Issued capital100€19k€19k=
Reserves13€2k€2k=
Non-distributable reserves130/1€2k€2k=
Legal reserve130€2k€2k=
Profit (loss) carried forward14€41k€43k▲
Amounts payable17/49-€1k
Amounts payable within one year42/48-€1k
Trade debts44-€866
Suppliers440/4-€866
Taxes, remuneration and social security45-€552
Taxes450/3-€552
Income statement
Code20232024
Turnover70-€4k
Non-recurring operating income76A-€707
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€4k-
Gross operating margin9900€1k€3k▲
Operating profit (loss)9901€-3k€3k▲
Financial charges65/66B€10-
Recurring financial charges65€10-
Profit (loss) for the period before taxes9903€-3k€3k▲
Income taxes67/77-€552
Profit (loss) for the period9904€-3k€2k▲
Profit (loss) for the period to be appropriated9905€-3k€2k▲
Appropriation of the result
Profit (loss) to be appropriated9906€41k€43k▲
Profit (loss) brought forward from the previous period14P€44k€41k▼
Timeline · acts, filings and financial milestones
2026
14-09
Bankruptcy
Opening
Tribunal de l’entreprise du Hainaut, division Mons · R.L. CONSTRUCT SPRL AVENUE GAMBETTA 50/3, 7100 LA LOUVIERE · event 07-09-2026
2025
11-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 42 days late
2024
31-12
Financial
Back to profitnet €2k
Net result €2k after 2 loss-making years.
27-05
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 301 days late
22-05
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2022
23-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 23 days late
2021
31-12
Financial
Back to profitnet €3k
Net result €3k after one loss-making year.
29-10
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 90 days late
2020
31-12
Financial
Weakest financial yearnet €-20k ▼384%
Net result drops to €-20k, the lowest in the series.
24-11
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 116 days late
26-02
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 210 days late
2018
19-09
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 50 days late
2017
26-09
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 57 days late
2016
05-10
NBB filing
Annual accounts filed
fiscal year 2015 · full schema · 66 days late
SignalFinancial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
7 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, La Louvière · 1 establishment unit since 2003
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Avenue Gambetta(L.L) 507100 La LouvièreGround area
445 m²
Building footprint
53 m²
Volume, LiDAR
419 m³
2 parcels, Brussels, Wallonia · tallest building 10.2 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
R.L. CONSTRUCT
since 20032.132.916.865
2 parcels
Wallonia
1
(50%)
Brussels
1
(50%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 55373B0026/00X012 | Wallonia | 266 m² | 1 · 53 m² | 10.2 m · 3 fl. |
| 21001A0611/00L003 | Brussels | 179 m² | - | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Insolvency mandates
1 mandate| Role | Name | Tenure |
|---|---|---|
| Curator | STEPHANE BRUX RUE OMER LEFEVRE 36, 7100 LA
LOUVIERE- .
Date provisoire de cessation de paiement : 07/09/2026 |
07-09-2026 → present |
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Of 3,919 companies in sector 71112 we hold annual accounts for 1,296. 1,080 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded24-03-2003
Fiscal year end31-12
Activities, NACEBEL
71112Activities of interior architects
Sources
Crossroads Bank for EnterprisesNational Bank · 22 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.