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R.L. CAR

Active
Private limited companyfounded 2000active for 26 yearsRue de Givet(VLG) 43, 5600 Philippeville, BelgiumKBO/BCE: BE 0472.538.963
Summary

The computed 12-month bankruptcy probability of R.L. CAR is 1.6% (moderate). The 2024 annual accounts show equity of €385,730 and a net result of €51,052. Equity has been growing by about 11% per year since 2018. Its solvency ranks better than 42% of 6,481 sector peers (NACE 47, financial year 2024). The company has been active since 2000 and the Belgian Official Gazette contains no insolvency or warning signals.

Overview

Official details

Source: KBO
Status
Active since 07-08-2000 Normal situation
Activity
Retail sale of cars and light vans (up to 3.5 tonnes) NACE 47811
Establishment unit
2.094.023.231 5600 Philippeville, since 06-10-2000
Financial year end
31 December
Peppol
Reachable since 23-12-2025

Board and ownership

Shareholders
  • DAMIEN RIGAUXannual accounts 2024
  • NATHALIE LAMBLOTannual accounts 2024

Financial position

55 Fair Checked score 2024
Bankruptcy probabilitywithin 12 months
1.6%
Annual accounts 2024
Gross margin
€141,284
▲ 77.0%
Turnover
≈ €740,000
estimated
Profit
€51,052
▲ 123%
Equity
€385,730
▲ 13.3%
Total assets
€1.5m
=
  • 2025 accounts not filed, 95 days past the deadline
Score breakdownraises riskFigures for financial year 2024 (filed on 26-11-2025)1 financial year not filed after the legal deadline; last filed accounts filed 118 days late; 3 of the last 3 accounts latelowers riskFounded in 2000Size: total assets €1.5mShow the evidence

Checked score

Score 2024
55 / 100
Fair
Probability in this band: 1.5% to 4.2%
Financially stronger than 49% of micro companies in retail trade (NACE 47)
Financial strength · tick: 2023
Average
Solvency 51+3
equity 26.2% of total assets
Liquidity 33+2
short-term debt 47.1% · cash 5.0%
Profitability 73+20
return on assets 3.5%
Bankruptcy probability within 12 months
1.6% Moderate
0%0.5%1.5%4%10%≥ 25%

About 2 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.6% (40,272 companies, NACE 47, micro)
Last 24 months 12-2024: 2.0%highest value 01-2025: 0.6%▼ -1.4 percentage points vs 12-2024 02-2025: 0.6%● unchanged vs 01-2025 03-2025: 0.6%● unchanged vs 02-2025 04-2025: 0.6%● unchanged vs 03-2025 05-2025: 0.6%● unchanged vs 04-2025 06-2025: 0.6%● unchanged vs 05-2025 07-2025: 0.8%▲ +0.2 percentage points vs 06-2025 08-2025: 1.1%▲ +0.3 percentage points vs 07-2025 09-2025: 1.3%▲ +0.2 percentage points vs 08-2025 10-2025: 1.7%▲ +0.4 percentage points vs 09-2025 11-2025: 1.8%▲ +0.1 percentage points vs 10-2025 12-2025: 0.5%▼ -1.3 percentage points vs 11-2025 01-2026: 0.5%● unchanged vs 12-2025lowest value 02-2026: 0.5%● unchanged vs 01-2026 03-2026: 0.5%● unchanged vs 02-2026 04-2026: 0.5%● unchanged vs 03-2026 05-2026: 0.5%● unchanged vs 04-2026 06-2026: 0.5%● unchanged vs 05-2026 07-2026: 0.5%● unchanged vs 06-2026 08-2026: 0.9%▲ +0.4 percentage points vs 07-2026 09-2026: 1.1%▲ +0.2 percentage points vs 08-2026 10-2026: 1.6%▲ +0.5 percentage points vs 09-2026 11-2026: 1.6%● unchanged vs 10-2026
Credit of up to €21,000 on 30-day terms, only on tighter conditions: an expected filing is missing beyond Checked's processing allowance
Liquidity is insufficient, with a current ratio of 1.0 (0.86 in 2023), below 1. Short-term debt is 47.1% and cash 5% of total assets. 73.8% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 47, micro). It does better than 42% of them on solvency, 30% on liquidity, 57% on profitability and 65% on growth.

The bankruptcy probability was computed on 02-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Six signals.
lowers riskraises risk
raises risk · Figures for financial year 2024 (filed on 26-11-2025)
NBB · annual accounts
lowers risk · Founded in 2000
Companies that have existed this long fail less often. How much that weighs depends on the rest of the company's profile.
KBO
raises risk · 1 financial year not filed after the legal deadline; last filed accounts filed 118 days late; 3 of the last 3 accounts late
NBB · filings
lowers risk · Size: total assets €1.5m
Companies of this size fail less often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
raises risk · Annual accounts not filed
The financial year that closed on 31-12-2025 was due at the National Bank by 31-07-2026. Nothing is on record, 95 days later.
NBB · 9 filings
Position against the passed deadline
31-12-2025 year end31-07-2026 deadline03-11-2026 today
raises risk · 2024 accounts filed 118 days late
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 26-11-2025, 118 days past the deadline. Measured on financial year 2023: of the companies more than 90 days late, 5.61% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers.
NBB · 9 filings
Deviation from the deadline
2025
not filed
2024
118 days late
2023
144 days late
2022
116 days late
2021
74 days late
2020
127 days late
2019
151 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 6 accounts on average 122 days after the deadline. In the sector (NACE 47), the median for financial year 2024 was on the deadline day, and 47% of those companies filed late.

Searched, nothing found (1)
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Positive: 10th largest company by total assets in Philippeville, Wholesale and retail trade…in the Checked rankings No. 10 View
  • Positive: 6 profitable years in a rowprofit 2024: €51,052 6 years View

Recent changes

  1. · Gazette deed Change of role: RIGAUX Damien Louis Marcel Ghislain, from manager to director
  2. · Gazette deed Incorporation
All 15 events

Comparable companies

These companies have the same main activity as R.L. CAR: retail sale of cars and light vans (up to 3.5 tonnes) (NACE 47811). They are comparable in size and age: total assets between €1.4m and €1.5m, founded between 1996 and 2003.

CompanyTotal assetsGross margin
R.L. CAR Philippeville€1.5m€0.1m
SWYNGEDOUW PIETER Torhout€1.4m€0.2m
CAR SELECTION Zemst€1.5m€0.2m
TRANS CAR BELGIUM Boortmeerbeek€1.5m€0.1m
D K CARS Grimbergen€1.5m€0.2m
HOUSE OF SPEED Ans€1.5m€0.1m
JET-SET CAR CENTER Blégny€1.4m€0.1m
Full comparison

Key facts about R.L. CAR

What is the company number of R.L. CAR?
The company number of R.L. CAR is 0472.538.963. The VAT number is the same number with BE in front: BE 0472.538.963.
Where is R.L. CAR based?
The registered office is at Rue de Givet(VLG) 43, 5600 Philippeville.Company details
What does R.L. CAR do?
According to the KBO register, the main activity is retail sale of cars and light vans (up to 3.5 tonnes) (NACE 47811).
What is the legal form of R.L. CAR?
The legal form of R.L. CAR is Private limited company (BV).
When was R.L. CAR founded?
R.L. CAR was founded on 07-08-2000.
Is R.L. CAR still active?
Yes, R.L. CAR is an active enterprise in the KBO register.
What is the turnover of R.L. CAR?
The turnover in financial year 2024 is ≈ €740,000. This figure is estimated from the gross margin of €141,284 and 38 comparable companies (NACE 47811). It probably lies between €490,000 and €1.9m.Financials
Is R.L. CAR profitable?
In financial year 2024, R.L. CAR made a profit of €51,052.
Where can I find the annual accounts of R.L. CAR?
R.L. CAR filed 26 annual accounts with the National Bank of Belgium, the latest for financial year 2024.

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