R&J Company Construct

Active

Private limited companyfounded 2019active for 7 yearsTweemontstraat 62, 2100 Antwerpen, BelgiumKBO/BCE: BE 0721.691.381

From the official registers: KBO 4 annual accounts at the National Bank publications in the Belgian Official Gazette

Summary

R&J Company Construct has been active since 2019 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €120,426 and a net result of €22,187. Equity is growing by about 28% per year across the filed financial years. Its solvency ranks better than 52% of 13,692 sector peers (NACE 46, financial year 2025). The computed 12-month bankruptcy probability is 1.1% (low).

Risk analysisFollow Report Compare

R&J Company ConstructActiveChecked score 66/100

Risk analysis Report Compare

Official details

KBO

Status: Active since 28-02-2019 Normal situation
Legal form: Private limited company
Registered office: Tweemontstraat 62, 2100 Antwerpen
Activity: Wholesale of construction materials, general range NACE 46831and 4 others
Establishment units: 2.296.597.932 2180 Antwerpen, since 01-03-2019
: 2.322.299.467 2100 Antwerpen, since 11-06-2021
Financial year end: 31 March
Peppol: Reachable

Company details

Who decides

Board

ZAGUBIEN RobertDirector · since 28-02-2019
ZOCHOWSKI JaroslawDirector · since 28-02-2019

Board & ownership

How it is doing

66 Healthy Checked score 2025

Bankruptcy probabilitywithin 12 months: 1.1%

Annual accounts to 31-03-2025

Gross margin: €49,541; ▲ 32.9%
Turnover: ≈ €320,000; estimated
Profit: €22,187; ▲ 28.0%
Equity: €120,426; ▲ 22.6%
Total assets: €280,935; ▼ 11.1%

2026 accounts not filed, 1 day past the deadline

Filed on 16-09-2025PDF

Financials

Why 66raises riskFigures for financial year 2025 (filed 16-09-2025)Founded in 20192 establishment unitslowers riskEquity €120,426 (42.9% of total assets)Show the evidence

Checked score

Score 2025

66 / 100

Healthy

Probability in this band: 0.55% to 1.5%

Financially better than 56% of its sector peers (NACE 46, micro)

Every signal that counts is listed under Signals.

Financial strength · tick = 2024

Average

Solvency 68+12

equity 42.9% of total assets

Liquidity 27+12

short-term debt 57.1% · cash 5.1%

Profitability 79+17

return on assets 7.9%

Bankruptcy probability, 12 months

1.1% Low

0%0.5%1.5%4%10%≥ 25%

About 1 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.4% (26,900 companies, NACE 46, micro)

Last 24 months 11-2024: 1.3% 12-2024: 1.3%● unchanged vs 11-2024 01-2025: 1.3%● unchanged vs 12-2024 02-2025: 1.3%● unchanged vs 01-2025highest value 03-2025: 1.3%● unchanged vs 02-2025highest value 04-2025: 1.3%● unchanged vs 03-2025highest value 05-2025: 1.3%● unchanged vs 04-2025highest value 06-2025: 1.1%▼ -0.2 percentage points vs 05-2025 07-2025: 1.1%● unchanged vs 06-2025 08-2025: 1.1%● unchanged vs 07-2025 09-2025: 1.1%● unchanged vs 08-2025 10-2025: 0.7%▼ -0.4 percentage points vs 09-2025 11-2025: 0.7%● unchanged vs 10-2025 12-2025: 0.7%● unchanged vs 11-2025 01-2026: 0.7%● unchanged vs 12-2025 02-2026: 0.7%● unchanged vs 01-2026 03-2026: 0.7%● unchanged vs 02-2026 04-2026: 0.7%● unchanged vs 03-2026lowest value 05-2026: 0.7%● unchanged vs 04-2026lowest value 06-2026: 0.7%● unchanged vs 05-2026lowest value 07-2026: 0.8%▲ +0.1 percentage points vs 06-2026 08-2026: 0.8%● unchanged vs 07-2026 09-2026: 0.8%● unchanged vs 08-2026 10-2026: 1.1%▲ +0.3 percentage points vs 09-2026

Credit of up to €7,000 on 30-day terms is acceptable

Liquidity ample (current ratio 1.65, compared with 1.39 in 2024, above the usual 1.5; short-term debt: 57.1% and cash: 5.1% of total assets), but 57.1% of the assets are financed with debt and provisions.

How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100	Excellent	under 0.55%
60-74	Healthy	0.55% to 1.5%
45-59	Fair	1.5% to 4.2%
25-44	Weak	4.2% to 15.0%
0-24	Critical	over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 46, micro): better than 51% on solvency, 25% on liquidity, 70% on profitability and 77% on growth.

The bankruptcy probability was computed on 31-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Five signals.

lowers riskraises riskneutral

Figures for financial year 2025 (filed 16-09-2025)

NBB · annual accounts

Founded in 2019

Companies of this age fail more often than older ones; how much that weighs depends on the rest of its profile.

KBO

2 establishment units

KBO · seat and establishments

Equity €120,426 (42.9% of total assets)

NBB · annual accounts

Latest accounts filed on time

The financial year that closed on 31-03-2025 was due by 31-10-2025 and was filed on 16-09-2025, 45 days ahead of the deadline.

NBB · 4 filings

Deviation from the deadline

2026

not filed

2025

45 days early

2024

125 days early

2023

1 day early

2021

54 days early

← before the deadline after the deadline →

tick = median of all Belgian filingsring = median in the sector

This company filed its last 4 accounts on average 56 days before the deadline; the sector median (NACE 46) for financial year 2024 is 3 days before the deadline, and 39% of those companies filed late.

Searched, nothing found (1)

No strike-offs in the KBO publications

Searched since 2021.

KBO publications · our coverage

Documents

Key facts about R&J Company Construct

What is the company number of R&J Company Construct?: 0721.691.381. In Belgium the VAT number is the company number with BE in front: BE 0721.691.381.
Where is R&J Company Construct based?: The registered office is at Tweemontstraat 62, 2100 Antwerpen.Company details
What does R&J Company Construct do?: According to the KBO register, the main activity is wholesale of construction materials, general range (NACE 46831).
What is the legal form of R&J Company Construct?: Private limited company (BV).
When was R&J Company Construct founded?: On 28-02-2019.
Is R&J Company Construct still active?: Yes, R&J Company Construct is an active enterprise in the KBO register.
What is the turnover of R&J Company Construct?: ≈ €320,000 in financial year 2025. Estimated from the gross margin of €49,541: probably between €170,000 and €610,000, based on 94 comparable companies, NACE 46. In financial year 2024 turnover was €848,347.Financials
Is R&J Company Construct profitable?: In financial year 2025, R&J Company Construct made a profit of €22,187.
Where can I find the annual accounts of R&J Company Construct?: R&J Company Construct filed 4 annual accounts with the National Bank of Belgium, the latest for financial year 2025.Annual accounts 2025 (PDF)