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R&J Company Construct

Active
Private limited companyfounded 2019active for 7 yearsTweemontstraat 62, 2100 Antwerpen, BelgiumKBO/BCE: BE 0721.691.381

From the official registers: KBO 4 annual accounts at the National Bank publications in the Belgian Official Gazette

Summary

R&J Company Construct has been active since 2019 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €120,426 and a net result of €22,187. Equity has been growing by about 28% per year since 2021. Its solvency ranks better than 52% of 13,716 sector peers (NACE 46, financial year 2025). The computed 12-month bankruptcy probability is 1.1% (low).

Overview

Official details

KBO
Status
Active since 28-02-2019 Normal situation
Activity
Wholesale of construction materials, general range NACE 46831and 4 others
Establishment units
2.296.597.932 2180 Antwerpen, since 01-03-2019
2.322.299.467 2100 Antwerpen, since 11-06-2021
Financial year end
31 March
Peppol
Reachable

Board and ownership

Board

Financial position

66 Healthy Checked score 2025
Bankruptcy probabilitywithin 12 months
1.1%
Annual accounts to 31-03-2025
Gross margin
€49,541
▲ 32.9%
Turnover
≈ €320,000
estimated
Profit
€22,187
▲ 28.0%
Equity
€120,426
▲ 22.6%
Total assets
€280,935
▼ 11.1%
2026 accounts not filed, 1 day past the deadline
Filed on 16-09-2025PDF
Score breakdownraises riskFigures for financial year 2025 (filed on 16-09-2025)Founded in 20192 establishment unitslowers riskEquity €120,426 (42.9% of total assets)Show the evidence

Checked score

Score 2025
66 / 100
Healthy
Probability in this band: 0.55% to 1.5%
Financially stronger than 56% of micro companies in wholesale trade (NACE 46)
Financial strength · tick: 2024
Average
Solvency 68+12
equity 42.9% of total assets
Liquidity 27+12
short-term debt 57.1% · cash 5.1%
Profitability 79+17
return on assets 7.9%
Bankruptcy probability within 12 months
1.1% Low
0%0.5%1.5%4%10%≥ 25%

About 1 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.4% (26,900 companies, NACE 46, micro)
Last 24 months 11-2024: 1.3% 12-2024: 1.3%● unchanged vs 11-2024 01-2025: 1.3%● unchanged vs 12-2024 02-2025: 1.3%● unchanged vs 01-2025highest value 03-2025: 1.3%● unchanged vs 02-2025highest value 04-2025: 1.3%● unchanged vs 03-2025highest value 05-2025: 1.3%● unchanged vs 04-2025highest value 06-2025: 1.1%▼ -0.2 percentage points vs 05-2025 07-2025: 1.1%● unchanged vs 06-2025 08-2025: 1.1%● unchanged vs 07-2025 09-2025: 1.1%● unchanged vs 08-2025 10-2025: 0.7%▼ -0.4 percentage points vs 09-2025 11-2025: 0.7%● unchanged vs 10-2025 12-2025: 0.7%● unchanged vs 11-2025 01-2026: 0.7%● unchanged vs 12-2025 02-2026: 0.7%● unchanged vs 01-2026 03-2026: 0.7%● unchanged vs 02-2026 04-2026: 0.7%● unchanged vs 03-2026lowest value 05-2026: 0.7%● unchanged vs 04-2026lowest value 06-2026: 0.7%● unchanged vs 05-2026lowest value 07-2026: 0.8%▲ +0.1 percentage points vs 06-2026 08-2026: 0.8%● unchanged vs 07-2026 09-2026: 0.8%● unchanged vs 08-2026 10-2026: 1.1%▲ +0.3 percentage points vs 09-2026
Credit of up to €7,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 1.65 (1.39 in 2024), above the usual 1.5. Short-term debt is 57.1% and cash 5.1% of total assets. However, 57.1% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 46, micro). It does better than 51% of them on solvency, 25% on liquidity, 70% on profitability and 77% on growth.

The bankruptcy probability was computed on 31-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Five signals.
lowers riskraises riskneutral
raises risk · Figures for financial year 2025 (filed on 16-09-2025)
NBB · annual accounts
raises risk · Founded in 2019
Companies of this age fail more often than older ones. How much that weighs depends on the rest of the company's profile.
KBO
raises risk · 2 establishment units
KBO · seat and establishments
lowers risk · Equity €120,426 (42.9% of total assets)
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2025 was due by 31-10-2025 and was filed on 16-09-2025, 45 days ahead of the deadline.
NBB · 4 filings
Deviation from the deadline
2026
not filed
2025
45 days early
2024
125 days early
2023
1 day early
2021
54 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 4 accounts on average 56 days before the deadline. In the sector (NACE 46), the median for financial year 2024 was 3 days before the deadline, and 39% of those companies filed late.

Searched, nothing found (1)
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Comparable companies

These companies have the same main activity as R&J Company Construct: wholesale of construction materials, general range (NACE 46831). They are comparable in size and age: total assets between €183,000 and €356,000, founded between 2016 and 2021.

CompanyTotal assetsGross margin
R&J Company Construct Antwerpen€280,935€49,541
DR-Xpansion Joints Brecht€255,457€45,990
V&L Hoogstraten€284,183€80,801
Vitavia Belgium Zwevegem€203,436€50,499
WIBLOC Wichelen€322,944€86,438
Guard Industrie Distribution Oosterzele€182,824€84,177
VPNK Bouillon€356,235€64,732
Full comparison

Documents

Annual accounts at the NBB

Articles and registers

Key facts about R&J Company Construct

What is the company number of R&J Company Construct?
The company number of R&J Company Construct is 0721.691.381. The VAT number is the same number with BE in front: BE 0721.691.381.
Where is R&J Company Construct based?
The registered office is at Tweemontstraat 62, 2100 Antwerpen.Company details
What does R&J Company Construct do?
According to the KBO register, the main activity is wholesale of construction materials, general range (NACE 46831).
What is the legal form of R&J Company Construct?
The legal form of R&J Company Construct is Private limited company (BV).
When was R&J Company Construct founded?
R&J Company Construct was founded on 28-02-2019.
Is R&J Company Construct still active?
Yes, R&J Company Construct is an active enterprise in the KBO register.
What is the turnover of R&J Company Construct?
The turnover in financial year 2025 is ≈ €320,000. This figure is estimated from the gross margin of €49,541 and 94 comparable companies (NACE 46). It probably lies between €170,000 and €610,000. In financial year 2024 turnover was €848,347.Financials
Is R&J Company Construct profitable?
In financial year 2025, R&J Company Construct made a profit of €22,187.
Where can I find the annual accounts of R&J Company Construct?
R&J Company Construct filed 4 annual accounts with the National Bank of Belgium, the latest for financial year 2025.Annual accounts 2025 (PDF)

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