R.G. IMMO
ActiveSummary
R.G. IMMO has been active since 1994 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €266,181 and a net result of €462. Equity is growing by ~11.6% per year across the filed fiscal years. Its solvency ranks better than 95% of 14258 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability69▲+53
Solvency100=
Growth52=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €21,000 at 30 days acceptable
short-term debt: 0.4% and cash: 0.8% of total assets, and 0.4% of the assets are financed with debt.
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Show the recommended maximum : and see how the verdict changes with amount, term and advance.
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Real estate activities (NACE 68)
about 43% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
99.6%
Return on assets
0.2%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-04-2026, 92 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
92 d early
2024
120 d early
2023
27 d early
2022
41 d early
2021
17 d early
2020
66 d early
2019
35 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 57 days before the deadline; the sector median for financial year 2024 is 7 days before the deadline, and 36% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 20 June (4 of the last 5 filed years within 51 days of that day).
Companies Code · seven monthsPosition in the running window
29-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, micro schema
Equity
€266,181▲ 0.2%
2024 · €265,719
Total assets
€267,195▼ 0.4%
2024 · €268,177
Net result
€462
2024 · -€5,083
Working capital
€153,066▲ 1.7%
2024 · €150,574
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 68, Real estate activities, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€3,145€565▼ 82.0%€183,698▲ 32,388%-€8,408-€3,023▲ 64.0%
Net result€802within the sector's middle half-€252within the sector's middle half€125,539above the sector's middle half-€5,083within the sector's middle half€462within the sector's middle half
Equity€145,516within the sector's middle half▲ 0.6%€145,263within the sector's middle half▼ 0.2%€270,803within the sector's middle half▲ 86.4%€265,719within the sector's middle half▼ 1.9%€266,181within the sector's middle half▲ 0.2%
Total assets€158,186within the sector's middle half▼ 9.2%€162,224within the sector's middle half▲ 2.6%€286,504within the sector's middle half▲ 76.6%€268,177within the sector's middle half▼ 6.4%€267,195within the sector's middle half▼ 0.4%
Debt€12,670▼ 57.0%€16,961▲ 33.9%€15,702▼ 7.4%€2,458▼ 84.3%€1,014▼ 58.8%
Working capital-€308within the sector's middle half▲ 98.0%€4,396within the sector's middle half€148,992above the sector's middle half▲ 3,289%€150,574above the sector's middle half▲ 1.1%€153,066above the sector's middle half▲ 1.7%
Solvency92.0%above the sector's middle half▲ 8.9pp89.5%above the sector's middle half▼ 2.4pp94.5%above the sector's middle half▲ 5.0pp99.1%above the sector's middle half▲ 4.6pp99.6%above the sector's middle half▲ 0.5pp
Current ratio0.98within the sector's middle half▲ 0.561.26within the sector's middle half▲ 0.2810.49above the sector's middle half▲ 9.23
Return on assets (ROA)0.5%within the sector's middle half▲ 5.1pp-0.2%within the sector's middle half▼ 0.7pp43.8%above the sector's middle half▲ 44.0pp-1.9%within the sector's middle half▼ 45.7pp0.2%within the sector's middle half▲ 2.1pp
Staff (FTE)1▲ 25.0%1=1=0.1▼ 90.0%
above
within
below
the middle half (P25 to P75) of NACE 68, Real estate activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €3,023 in 2025 against €8,408 in 2024; the loss shrinks.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €267,195
Fixed assets
€113,116 ▼ 3.4%
Current assets
€154,079 ▲ 2.0%
Equity and liabilities €267,195
Equity
€266,181 ▲ 0.2%
Debt
€1,014 ▼ 58.8%
Debt's share of the balance-sheet total falls from 0.9% to 0.4%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€994▲
2024 · -€3,730
Cash flow
€4,479▲
2024 · -€405
Debt to equity
0.00▼
2024 · 0.01
ROE
0.2%▲
2024 · -1.9%
Interest coverage
7.17▲
2024 · -26.79
Debt ≤ 1 year
€1,014▲
2024 · €470
Staff costs
€316▼
2024 · €21,530
A ratio outside any meaningful range has been withheld (balance sheet total €267,195, equity €266,181).
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 17,039 companies that looked in July 2024 the way this one looks now, 0.5% went bankrupt within 24 months and 94% are still going.
- Micro
- 20 years or older
- solvency 30% or more
- a profit under 5% of the balance sheet
0.5%
went bankrupt
4.9%
stopped otherwise
94%
still going
A further 0.2% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 0.1% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,338 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 1.0% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.9% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 17,039 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Remuneration, social security and pensions62 | €29,161 | €29,245 | €9,476 | €21,530 | €316 | ▼ 98.5% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €17,647 | €6,887 | €5,093 | €4,678 | €4,017 | ▼ 14.1% |
| Other operating charges640/8 | €4,466 | €4,304 | €3,853 | €3,701 | €3,474 | ▼ 6.1% |
| Gross operating margin9900 | €54,419 | €41,001 | €202,120 | €21,500 | €4,784 | ▼ 77.7% |
| Operating profit (loss)9901 | €3,145 | €565 | €183,698 | -€8,408 | -€3,023 | ▲ 64.0% |
| Financial income75/76B | €9 | €100 | €1,475 | €3,464 | €3,624 | ▲ 4.6% |
| Recurring financial income75 | €9 | €100 | €1,475 | €3,464 | €3,624 | ▲ 4.6% |
| Financial charges65/66B | €168 | €187 | €372 | €139 | €139 | ▼ 0.5% |
| Recurring financial charges65 | €168 | €187 | €372 | €139 | €139 | ▼ 0.5% |
| Profit (loss) for the period before taxes9903 | €2,986 | €479 | €184,801 | -€5,083 | €462 | ▲ 109% |
| Income taxes67/77 | €2,184 | €731 | €59,261 | €0 | - | - |
| Profit (loss) for the period9904 | €802 | -€252 | €125,539 | -€5,083 | €462 | ▲ 109% |
| Profit (loss) for the period to be appropriated9905 | €802 | -€252 | €125,539 | -€5,083 | €462 | ▲ 109% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €158,186 | €162,224 | €286,504 | €268,177 | €267,195 | ▼ 0.4% |
| Fixed assets21/28 | €145,823 | €140,867 | €121,811 | €117,133 | €113,116 | ▼ 3.4% |
| Tangible fixed assets22/27 | €145,823 | €140,867 | €121,811 | €117,133 | €113,116 | ▼ 3.4% |
| Land and buildings22 | €140,481 | €136,757 | €119,568 | €116,342 | €113,116 | ▼ 2.8% |
| Plant, machinery and equipment23 | €4,042 | €3,135 | €1,593 | €466 | €0 | ▼ 100% |
| Furniture and vehicles24 | €1,300 | €975 | €650 | €325 | €0 | ▼ 100% |
| Current assets29/58 | €12,362 | €21,357 | €164,694 | €151,044 | €154,079 | ▲ 2.0% |
| Amounts receivable after more than one year29 | - | - | €120,000 | €141,475 | €144,940 | ▲ 2.4% |
| Other amounts receivable291 | - | - | €120,000 | €141,475 | €144,940 | ▲ 2.4% |
| Amounts receivable within one year40/41 | €4,388 | €15,091 | €15,798 | €747 | €150 | ▼ 79.9% |
| Trade receivables40 | €4,072 | €13,506 | €15,798 | €105 | €150 | ▲ 42.9% |
| Other amounts receivable41 | €316 | €1,585 | €0 | €642 | €0 | ▼ 100% |
| Cash at bank and in hand54/58 | €2,811 | €1,516 | €24,231 | €2,265 | €2,264 | = |
| Deferred charges and accrued income490/1 | €5,164 | €4,750 | €4,665 | €6,557 | €6,725 | ▲ 2.6% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €158,186 | €162,224 | €286,504 | €268,177 | €267,195 | ▼ 0.4% |
| Equity10/15 | €145,516 | €145,263 | €270,803 | €265,719 | €266,181 | ▲ 0.2% |
| Contributions10/11 | €62,000 | €62,000 | €62,000 | €62,000 | €62,000 | = |
| Capital10 | €62,000 | €62,000 | €62,000 | €62,000 | €62,000 | = |
| Issued capital100 | €62,000 | €62,000 | €62,000 | €62,000 | €62,000 | = |
| Revaluation surpluses12 | €63,186 | €63,186 | €63,186 | €63,186 | €63,186 | = |
| Reserves13 | €20,329 | €20,329 | €145,616 | €145,616 | €145,616 | = |
| Non-distributable reserves130/1 | €6,200 | €6,200 | €6,200 | €6,200 | €6,200 | = |
| Legal reserve130 | €6,200 | €6,200 | €6,200 | €6,200 | €6,200 | = |
| Distributable reserves133 | €14,129 | €14,129 | €139,416 | €139,416 | €139,416 | = |
| Profit (loss) carried forward14 | - | -€252 | €0 | -€5,083 | -€4,621 | ▲ 9.1% |
| Amounts payable17/49 | €12,670 | €16,961 | €15,702 | €2,458 | €1,014 | ▼ 58.8% |
| Amounts payable within one year42/48 | €12,670 | €16,961 | €15,702 | €470 | €1,014 | ▲ 116% |
| Current portion of amounts payable after more than one year42 | €3,396 | €0 | - | - | - | - |
| Trade debts44 | €3,403 | €2,802 | €448 | €470 | €324 | ▼ 31.1% |
| Suppliers440/4 | €3,403 | €2,802 | €448 | €470 | €324 | ▼ 31.1% |
| Taxes, remuneration and social security45 | €5,871 | €14,159 | €15,253 | €0 | €690 | - |
| Taxes450/3 | €2,328 | €9,585 | €12,305 | €0 | €690 | - |
| Remuneration and social security454/9 | €3,544 | €4,574 | €2,949 | €0 | - | - |
| Accrued charges and deferred income492/3 | - | - | - | €1,987 | €0 | ▼ 100% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €802 | -€252 | €125,539 | -€5,083 | €462 | ▲ 109% |
| + Depreciation and write-downs630 | €17,647 | €6,887 | €5,093 | €4,678 | €4,017 | ▼ 14.1% |
| Operating cash flow (approximation) | €18,449 | €6,634 | €130,633 | -€405 | €4,479 | ▲ 1,205% |
| Investment in fixed assets (approximation) | - | -€1,931 | €13,963 | €0 | €0 | - |
| Change in cash | - | -€1,294 | €22,715 | -€21,966 | -€1 | ▲ 100.0% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-04
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Back to profitnet €462
Net result €462 after one loss-making year.
02-04
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Liquidity times 31current ratio 321.17
Current ratio from 10.49 to 321.17; short-term debt falls from €15,702 to €470.
04-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Back to profitnet €125,539
Net result €125,539 after one loss-making year.
31-12
Financial
Liquidity times 8current ratio 10.49
Current ratio from 1.26 to 10.49; short-term debt falls from €16,961 to €15,702.
31-12
Financial
Equity above €200,000Eq €270,803 ▲86.4%
Equity rises from €145,263 to €270,803.
20-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
14-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Back to profitnet €802
Net result €802 after one loss-making year.
26-05
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
Show earlier events
2020
31-12
Financial
Weakest financial yearnet -€8,045
Net result drops to -€8,045, the lowest in the series; recovery starts the following year.
26-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
03-06
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
31-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 31 days late
2017
26-06
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 5 acts read
About the unread acts
We know of 5 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Tongeren-Borgloon · 1 establishment unit since 1994
Ground area
131 m²
Parcel 73009F0137/00N000, Flanders. Linked by address, not a title deed.
3
companies at this address
See who is registered here
1 establishment unit
R.G. IMMO
since 19942.068.467.590
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 73009F0137/00N000 | Flanders | 131 m² | - | - |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 11,755 companies in sector 68310 we hold annual accounts for 6,912. 5,040 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPublic limited company
Founded14-09-1994
Fiscal year end31-12
Activities, NACEBEL 2025
68310Real estate agency activities
68321Property management for co-owned buildings (syndics)
Contact
Website
www.rgimmo.be
E-invoicing
Reachable via Peppol
Peppol ID
0208:0453426203
Also
9925:BE0453426203
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 29 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.