R.G.
ActiveR.G. has been active since 2000 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (€-7k) and a net result of €-6k. Equity is shrinking by ~23.1% per year across the filed fiscal years. Its solvency ranks better than 24% of 4604 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.2% (low).
Checked score
Score 2025
39
/ 100
Weak
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability10▲+9
Solvency12▼-12
Growth33▲+1
Track record100
Bankruptcy probability, 12 months
1.2%
Low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity tight (current ratio 1.11 against 1.21 in 2024; short-term debt: 78.4% and cash: 68.8% of total assets), and equity is negative.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
-13.2%
Return on assets
-11.9%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year €-7k
neutral · A punctual record breaks
This company filed 4 consecutive financial years on time. The year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 18-08-2026, 18 days late. Weigh it accordingly: a break into the 1-to-90-day band measures 1.41% abnormal legal state, below the 1.66% market average. It is a change in behaviour, not evidence of elevated risk.
NBB · 10 filingsDeviation from the deadline
2025
18 d late
2024
8 d early
2023
57 d early
2022
47 d early
2021
54 d early
2020
122 d late
2019
3 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
20-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
€240k▲ 6.6%
2024 · €225k
2018: €240k
2019: €240k
2020: €130k
2021: €142k
2022: €211k
2023: €223k
2024: €225k
2018 → 2025
EBIT margin
-1.8%▲ 4.4pp
2024 · -6.2%
2018: 1.5%
2019: 7.3%
2020: -1.8%
2021: 1.8%
2022: -4.8%
2023: -8.6%
2024: -6.2%
2018 → 2025
Net result
€-6k▲ 60.1%
2024 · €-16k
2018: €-118
2019: €10k
2020: €-4k
2021: €797
2022: €-9k
2023: €-21k
2024: €-16k
2018 → 2025
Working capital
€5k▼ 22.4%
2024 · €6k
2018: €36k
2019: €49k
2020: €49k
2021: €62k
2022: €19k
2023: €-632
2024: €6k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Turnover€142k-€211k▲ 48.6%€223k▲ 5.6%€225k▲ 0.9%€240k▲ 6.6%
Equity€46k-€37k▼ 19.8%€16k▼ 57.7%€-676€-7k▼ 957%
Operating result€2k-€-10k€-19k▼ 87.8%€-14k▲ 27.1%€-4k▲ 69.6%
Net result€797-€-9k€-21k▼ 134%€-16k▲ 23.4%€-6k▲ 60.1%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €4k in 2025 against €14k in 2024; the loss shrinks.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €54k
Fixed assets
€7k▼ 40.2%
Current assets
€47k▲ 31.3%
Key figures and ratios
EBITDA
€404▲
2024 · €-9k
Cash flow
€-2k▲
2024 · €-12k
Solvency
-13.2%▼
2024 · -1.4%
Current ratio
1.11▼
2024 · 1.21
Quick ratio
1.01▼
2024 · 1.04
Debt / equity
-8.58
ROA
-11.9%▲
2024 · -34.1%
Interest coverage
0.18▲
2024 · -4.09
Debt
€61k▲
2024 · €48k
Debt ≤ 1 year
€43k▲
2024 · €30k
Income taxes
€92▲
2024 · €68
Staff costs
€162k▲
2024 · €147k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€48k€54k▲
Fixed assets21/28€12k€7k▼
Tangible fixed assets22/27€11k€7k▼
Furniture and vehicles24€10k€6k▼
Other tangible fixed assets26€2k€1k▼
Financial fixed assets28€50€50=
Current assets29/58€36k€47k▲
Stocks and contracts in progress3€5k€4k▼
Stocks30/36€5k€4k▼
Amounts receivable within one year40/41€6k€6k▼
Trade receivables40€783€579▼
Other amounts receivable41€5k€5k=
Cash at bank and in hand54/58€24k€37k▲
Deferred charges and accrued income490/1€2k-
Equity and liabilities
Total equity and liabilities10/49€48k€54k▲
Equity10/15€-676€-7k▼
Contributions10/11€6k€6k=
Reserves13€2k€2k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Profit (loss) carried forward14€-9k€-15k▼
Amounts payable17/49€48k€61k▲
Amounts payable within one year42/48€30k€43k▲
Current portion of amounts payable after more than one year42€4k€4k▲
Trade debts44€4k€6k▲
Suppliers440/4€4k€6k▲
Taxes, remuneration and social security45€17k€25k▲
Taxes450/3€5k€13k▲
Remuneration and social security454/9€12k€13k▲
Other amounts payable47/48€5k€7k▲
Accrued charges and deferred income492/3€18k€19k▲
Income statement
Code20242025
Turnover70€225k€240k▲
Non-recurring operating income76A-€826
Goods, raw materials, services and sundry goods60/61€87k€78k▼
Remuneration, social security and pensions62€147k€162k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€5k€5k=
Other operating charges640/8€688€826▲
Gross operating margin9900€138k€163k▲
Operating profit (loss)9901€-14k€-4k▲
Financial income75/76B€25€47▲
Recurring financial income75€25€47▲
Financial charges65/66B€2k€2k▼
Recurring financial charges65€2k€2k▼
Profit (loss) for the period before taxes9903€-16k€-6k▲
Income taxes67/77€68€92▲
Profit (loss) for the period9904€-16k€-6k▲
Profit (loss) for the period to be appropriated9905€-16k€-6k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-9k€-15k▼
Profit (loss) brought forward from the previous period14P€7k€-9k▼
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
07-09
State Gazette act
General meeting · Mandate compensationGeneral meeting · Mandate compensation · Statutes amendment3 facts ▸
State Gazette act
General meeting · Mandate compensation
General meeting · Mandate compensation · Statutes amendment3 facts ▸
- General meeting, 2026-08-24
- Mandate compensation, Guy SZEP
- Statutes amendment
18-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 18 days late
2025
23-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
04-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Weakest financial yearnet €-21k
Net result drops to €-21k, the lowest in the series; recovery starts the following year.
14-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
07-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Back to profitnet €797
Net result €797 after one loss-making year.
30-11
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 122 days late
2020
03-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 3 days late
2019
31-12
Financial
Back to profitnet €10k
Net result €10k after one loss-making year.
27-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 27 days late
2018
29-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 29 days late
2017
01-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 1 day late
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 1. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Elsene · 1 establishment unit since 2008
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Wiertzstraat 601050 ElseneGround area
2.2 ha
Building footprint
3.2 ha
Volume, LiDAR
1,176,507 m³
Parcel 21442A0024/00Y000, Brussels · tallest building 71.4 m, ±10 floors. Linked by address, not a title deed.
1 establishment unit
Wiertzstraat 60, 1050 Elsene
since 20082.192.919.283
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21442A0024/00Y000 | Brussels | 2.2 ha | 1 · 3.2 ha | 71.4 m · 10 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
1 of these parcels carry protected heritage (source: regional heritage registers, Onroerend Erfgoed / patrimoine.brussels).
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Of 21,751 companies in sector 96210 we hold annual accounts for 2,832. 2,357 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded18-08-2000
Fiscal year end31-12
Activities, NACEBEL
93021
96021Hairdressing
96210Hairdressing and barber services
47750Retail sale of cosmetics and toilet articles
Sources
Crossroads Bank for EnterprisesNational Bank · 25 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
3 entriesPhone:02-284-38-86
E-mail:guy.alexandre.coiffure@gmail.com
Fax:02/428.60.78