R.E.L. Sabbe
ActiveR.E.L. Sabbe has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €34k and a net result of €9k. Equity is growing by ~15% per year across the filed fiscal years. Its solvency ranks better than 75% of 31642 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
92
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability94▲+66
Solvency100=
Growth52▲+20
Track record94
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €3k at 30 days acceptable
Liquidity ample (current ratio 4.08 against 4.04 in 2024; short-term debt: 21.3% and cash: 28.6% of total assets), and 21.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
78.7%
Return on assets
20.1%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-07-2026, 4 days ahead of the deadline.
NBB · 3 filingsDeviation from the deadline
2025
4 d early
2024
21 d early
2023
6 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
21-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€34k▲ 34.2%
2024 · €25k
2023: €26k
2024: €25k
2023 → 2025
Total assets
€43k▲ 37.0%
2024 · €31k
2023: €69k
2024: €31k
2023 → 2025
Net result
€9k
2024 · €-812
2023: €16k
2024: €-812
2023 → 2025
Working capital
€28k▲ 50.2%
2024 · €19k
2023: €20k
2024: €19k
2023 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202320242025Trend
Equity€26k-€25k▼ 3.1%€34k▲ 34.2%
Operating result€22k-€-328€11k
Net result€16k-€-812€9k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €11k after a loss of €328 in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €43k
Fixed assets
€6k▼ 11.9%
Current assets
€37k▲ 49.8%
Equity and liabilities €43k
Equity
€34k▲ 34.2%
Debt
€9k▲ 48.5%
The debt ratio rises from 19.6% to 21.3%. Equity and debt are higher.
Key figures and ratios
EBITDA
€12k▲
2024 · €382
Cash flow
€9k▲
2024 · €-101
Solvency
78.7%▼
2024 · 80.4%
Current ratio
4.08▲
2024 · 4.04
Quick ratio
4.08▲
2024 · 4.04
Debt / equity
0.27▲
2024 · 0.24
ROE
25.5%▲
2024 · -3.2%
ROA
20.1%▲
2024 · -2.6%
Interest coverage
49.50▲
2024 · 1.49
Debt
€9k▲
2024 · €6k
Debt ≤ 1 year
€9k▲
2024 · €6k
Income taxes
€3k▲
2024 · €640
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€31k€43k▲
Fixed assets21/28€6k€6k▼
Tangible fixed assets22/27€6k€6k▼
Plant, machinery and equipment23€3k€3k▼
Furniture and vehicles24€3k€3k▼
Current assets29/58€25k€37k▲
Amounts receivable within one year40/41€11k€25k▲
Trade receivables40€842€9k▲
Other amounts receivable41€10k€15k▲
Cash at bank and in hand54/58€14k€12k▼
Deferred charges and accrued income490/1€0-
Equity and liabilities
Total equity and liabilities10/49€31k€43k▲
Equity10/15€25k€34k▲
Contributions10/11€10k€10k=
Profit (loss) carried forward14€15k€24k▲
Amounts payable17/49€6k€9k▲
Amounts payable within one year42/48€6k€9k▲
Trade debts44€2k€1k▼
Suppliers440/4€2k€1k▼
Advances received on contracts in progress46€0-
Taxes, remuneration and social security45€5k€8k▲
Taxes450/3€5k€8k▲
Other amounts payable47/48€0-
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€711€769▲
Other operating charges640/8€252€1k▲
Gross operating margin9900€635€13k▲
Operating profit (loss)9901€-328€11k▲
Financial income75/76B€414€843▲
Recurring financial income75€414€843▲
Financial charges65/66B€257€239▼
Recurring financial charges65€257€239▼
Profit (loss) for the period before taxes9903€-172€12k▲
Income taxes67/77€640€3k▲
Profit (loss) for the period9904€-812€9k▲
Profit (loss) for the period to be appropriated9905€-812€9k▲
Appropriation of the result
Profit (loss) to be appropriated9906€15k€24k▲
Profit (loss) brought forward from the previous period14P€16k€15k▼
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
27-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Back to profitnet €9k
Net result €9k after one loss-making year.
10-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Weakest financial yearnet €-812 ▼105%
Net result drops to €-812, the lowest in the series; recovery starts the following year.
31-12
Financial
Liquidity triplescurrent ratio 4.04
Current ratio from 1.45 to 4.04; short-term debt falls from €43k to €6k.
25-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Antwerpen · 1 establishment unit since 2022
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Kasteelpleinstraat 512000 AntwerpenGround area
656 m²
Building footprint
570 m²
Volume, LiDAR
2,993 m³
Parcel 11804D1976/00N000, Flanders · tallest building 15.8 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
R.E.L. Sabbe
since 20222.338.002.975
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11804D1976/00N000 | Flanders | 655 m² | 1 · 570 m² | 15.8 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 82,570 companies in sector 70200 we hold annual accounts for 52,574. 35,331 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded15-11-2022
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.