Equity
R.D.S. & Zonen paid out €600,000 in dividends. That is 642% of the 2025 profit.
R.D.S. & Zonen paid out €600,000 in dividends. That is 642% of the 2025 profit.
The accounts state no turnover.
Between 2011 and 2025, 31% of the full-time equivalents disappeared.
The last five annual accounts were filed 0 to 41 days before the end of the period.
Higher solvency than 95% of companies in building services and landscaping. Sector median 41.7% · 548 companies.
The dashed line is the sector median: 0.9% across 7,712 companies (NACE 81, micro).
About 3 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 81, micro). It does better than 92% of them on solvency, 49% on liquidity, 16% on profitability and 28% on growth.
The bankruptcy probability was computed on 07-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
In July 2024, 17,041 companies had the same profile as R.D.S. & Zonen has now. Each dot stands for 43 companies, two years later.
Another 0.2% stopped without a precise date, possibly only after those two years.
That fits the bankruptcy probability of R.D.S. & Zonen itself: 0.3% within 12 months.
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 17,041 companies, not a prediction for R.D.S. & Zonen. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Liquidity is ample, with a current ratio of 1.64 (1.36 in 2024), above the usual 1.5. Short-term debt is 4.8% and cash 0.2% of total assets. 5.6% of the assets are financed with debt and provisions.
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
The company filed its last 7 accounts on average 40 days before the deadline. In the sector (NACE 81), the median for financial year 2024 was 1 day before the deadline, and 43% of those companies filed late.
Shares in 3 companies, including DESCHACHT IMMO and DESCHACHT DOE HET ZELF
Board & ownership| Company | ||||
|---|---|---|---|---|
| R.D.S. & Zonen Lochristi | €14.6m | €1.1m | 94.4% | 3.7 |
| ALGEMEEN BEHEER CASIER Deerlijk | €26.2m | €1.3m | 76.0% | 4.3 |
| STUDIE- EN EXPERTISEBUREAU DE PALMENAER Ghent | €8.7m | €1.5m | 55.8% | 9.2 |
| INVESTIM REALISATIONS Woluwe-Saint-Pierre | €13.3m | €1.6m | 66.5% | 0.8 |
| LRJ VAN VOOREN Zelzate | €9.4m | €0.9m | 56.3% | 5.7 |
| SERVICES F.R.J. Uccle | €30.4m | €1.6m | 43.7% | 4.6 |
| Le Marché Matinal de Liège Liège | €5.9m | €1.1m | 66.4% | 0.6 |
These companies have the same main activity as R.D.S. & Zonen: combined facilities support activities (NACE 81100). They are comparable in size and age: total assets between €5.9m and €30m, founded between 1968 and 1998.
R.D.S. & Zonen has existed since 1974. In 2011 the gross margin rose from €115,069 to €332,449 and staff from 4.2 to 5.4 full-time equivalents.
Solvency rose in 2025 from 89.4% to 94.4% because of lower debts.
In March 2024, the Official Gazette published the appointment of RonnyDeschacht as managing director.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
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