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R.D.M.

Active
Private limited companyfounded 200125 yrs activeRue du Marais à Chardons (G.) 12, 7011 Mons, BelgiumKBO/BCE: BE 0474.547.754
Summary

R.D.M. has been active since 2001 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show negative equity (-€1,879) and a net result of €21,640. Equity is growing by ~23.7% per year across the filed fiscal years. The computed 12-month bankruptcy probability is 1.4% (low).

Checked score

Score 2024
Axes · tick = 2023
Profitability100=
Solvency19▲+19
Growth78=
Track record100
Bankruptcy probability, 12 months
1.4% Low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.94 against 0.55 in 2023; short-term debt: 106.1% and cash: 21.7% of total assets), and equity is negative.
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Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · No NACE activity registered
No NACE activity is registered in the KBO, which is more common among companies that later fail.
KBO · activities
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 25 years 0 30 y
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024
Solvency, return and age of the figures
Solvency
-6.1%
Return on assets
70.6%
Age of the figures
21 mo
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 24-06-2026, 37 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
37 d early
2024
41 d early
2023
148 d late
2021
134 d late
2020
165 d late
2019
92 d late
2018
60 d late
← before the deadline after the deadline →
tick = median of all Belgian filings

This company filed its last 7 accounts on average 74 days after the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 12 December (4 of the last 5 filed years within 171 days of that day).
Companies Code · seven months
Position in the running window
29-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

R.D.M. was incorporated on 10 April 2001.1 Total assets rose from EUR 2,162 in 2018 to EUR 30,670 in 2024.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2018 and 2024

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Financials · fiscal year 2024, micro schema

Equity
-€1,879▲ 92.0%
2023 · -€23,519
Total assets
€30,670▲ 5.9%
2023 · €28,966
Net result
€21,640▼ 5.6%
2023 · €22,914
Working capital
-€1,879▲ 92.1%
2023 · -€23,697
Trend over the years

Click a name to add, emphasise or remove a line.

Every figure with its change against the fiscal year before
favourable unfavourable
Line20192020202120232024
Operating result-€748▼ 9.6%-€402▲ 46.2%€37,355€22,992-€21,880▼ 4.8%
Net result-€748▼ 9.6%-€402▲ 46.2%€37,338€22,914-€21,640▼ 5.6%
Equity-€106,237▼ 0.7%-€106,639▼ 0.4%-€69,301▲ 35.0%-€23,519--€1,879▲ 92.0%
Total assets€2,869▲ 32.7%€2,869=€30,305▲ 956%€28,966-€30,670▲ 5.9%
Debt€109,106▲ 1.4%€109,508▲ 0.4%€99,606▼ 9.0%€52,485-€32,550▼ 38.0%
Working capital-€106,237▼ 0.7%-€106,639▼ 0.4%-€69,836▲ 34.5%-€23,697--€1,879▲ 92.1%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
-€10,000€0€10,000€20,000€30,000€40,000Operating result 2019: -€748-€748Net result 2019: -€748-€748Operating result 2020: -€402-€402Net result 2020: -€402-€402Operating result 2021: €37,355€37,355Net result 2021: €37,338€37,338Operating result 2023: €22,992€22,992Net result 2023: €22,914€22,914Operating result 2024: €21,880€21,880Net result 2024: €21,640€21,64020192020202120232024€0€10,000€20,000€30,000€40,000Operating result 2021: €37,355€37,400Net result 2021: €37,338€37,300Operating result 2023: €22,992€23,000Net result 2023: €22,914€22,900Operating result 2024: €21,880€21,900Net result 2024: €21,640€21,600202120232024
The operating result falls in 2024; 2024 is 5% below 2023.
Key figures and ratios
2024 value · change against 2023
EBITDA
€22,059▼
2023 · €23,170
Cash flow
€21,818▼
2023 · €23,092
Solvency
-6.1%▲
2023 · -81.2%
Current ratio
0.94▲
2023 · 0.55
Debt to equity
-17.32▼
2023 · -2.23
ROA
70.6%▼
2023 · 79.1%
Interest coverage
91.68▼
2023 · 297.05
Debt ≤ 1 year
€32,550▼
2023 · €52,485
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 3,795 companies that looked in July 2024 the way this one looks now, 2.7% went bankrupt within 24 months and 92% are still going.

  • Micro
  • 20 years or older
  • negative equity
  • a profit of 5% of the balance sheet or more
2.7% went bankrupt
5.3% stopped otherwise
92% still going

A further 0.5% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a bankruptcy probability of 1.4% over twelve months; the group does not contradict it.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,338 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 1.0%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.9%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 3,795 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2024 against 2023 · 30 lines
Balance sheet Code20232024
Assets
Total assets20/58€28,966€30,670▲
Fixed assets21/28€178-
Tangible fixed assets22/27€178-
Furniture and vehicles24€178-
Current assets29/58€28,787€30,670▲
Amounts receivable within one year40/41€24,000€24,000=
Trade receivables40€24,000€24,000=
Cash at bank and in hand54/58€4,787€6,670▲
Equity and liabilities
Total equity and liabilities10/49€28,966€30,670▲
Equity10/15-€23,519-€1,879▲
Contributions10/11€18,600€18,600=
Reserves13€1,860€1,860=
Distributable reserves133€1,860€1,860=
Profit (loss) carried forward14-€43,979-€22,339▲
Amounts payable17/49€52,485€32,550▼
Amounts payable within one year42/48€52,485€32,550▼
Trade debts44€530€478▼
Suppliers440/4€530€478▼
Other amounts payable47/48€51,955€32,072▼
Income statement Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€178€178=
Other operating charges640/8€384€631▲
Gross operating margin9900€23,555€22,690▼
Operating profit (loss)9901€22,992€21,880▼
Financial charges65/66B€78€241▲
Recurring financial charges65€78€241▲
Profit (loss) for the period before taxes9903€22,914€21,640▼
Profit (loss) for the period9904€22,914€21,640▼
Profit (loss) for the period to be appropriated9905€22,914€21,640▼
Appropriation of the result
Profit (loss) to be appropriated9906-€43,979-€22,339▲
Profit (loss) brought forward from the previous period14P-€66,893-€43,979▲

The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20192020202120232024Change
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630---€178€178=
Other operating charges640/8--€2,630€384€631▲ 64.2%
Gross operating margin9900--€39,986€23,555€22,690▼ 3.7%
Operating profit (loss)9901-€748-€402€37,355€22,992€21,880▼ 4.8%
Financial charges65/66B--€17€78€241▲ 208%
Recurring financial charges65--€17€78€241▲ 208%
Profit (loss) for the period before taxes9903-€748-€402€37,338€22,914€21,640▼ 5.6%
Profit (loss) for the period9904-€748-€402€37,338€22,914€21,640▼ 5.6%
Profit (loss) for the period to be appropriated9905-€748-€402€37,338€22,914€21,640▼ 5.6%
Line20192020202120232024Change
Assets
Total assets20/58€2,869€2,869€30,305€28,966€30,670▲ 5.9%
Fixed assets21/28--€535€178--
Tangible fixed assets22/27--€535€178--
Furniture and vehicles24--€535€178--
Current assets29/58€2,869€2,869€29,770€28,787€30,670▲ 6.5%
Amounts receivable within one year40/41€1,831€1,831€21,000€24,000€24,000=
Trade receivables40--€21,000€24,000€24,000=
Cash at bank and in hand54/58€1,038€1,038€8,770€4,787€6,670▲ 39.3%
Equity and liabilities
Total equity and liabilities10/49€2,869€2,869€30,305€28,966€30,670▲ 5.9%
Equity10/15-€106,237-€106,639-€69,301-€23,519-€1,879▲ 92.0%
Contributions10/11€18,600€18,600€18,600€18,600€18,600=
Capital10--€18,600---
Issued capital100--€18,600---
Reserves13€1,860€1,860€1,860€1,860€1,860=
Non-distributable reserves130/1--€1,860---
Legal reserve130--€1,860---
Distributable reserves133---€1,860€1,860=
Profit (loss) carried forward14-€126,697-€127,099-€89,761-€43,979-€22,339▲ 49.2%
Amounts payable17/49€109,106€109,508€99,606€52,485€32,550▼ 38.0%
Amounts payable within one year42/48€109,106€109,508€99,606€52,485€32,550▼ 38.0%
Trade debts44€1,430€1,430€651€530€478▼ 9.8%
Suppliers440/4--€651€530€478▼ 9.8%
Other amounts payable47/48--€98,955€51,955€32,072▼ 38.3%
Line20192020202120232024Change
Profit (loss) for the period9904-€748-€402€37,338€22,914€21,640▼ 5.6%
+ Depreciation and write-downs630---€178€178=
Operating cash flow (approximation)-€748-€402€37,338€23,092€21,818▼ 5.5%
Change in cash-€0€7,732-€1,883-

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
24-06
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
2025
20-06
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
2024
26-12
NBB filing Annual accounts filed
fiscal year 2023 · micro schema · 148 days late
2022
12-12
NBB filing Annual accounts filed
fiscal year 2021 · micro schema · 134 days late
12-01
NBB filing Annual accounts filed
fiscal year 2020 · micro schema · 165 days late
2021
31-12
Financial Back to profitnet €37,338
Net result €37,338 after 3 loss-making years.
2020
31-10
NBB filing Annual accounts filed
fiscal year 2019 · micro schema · 92 days late
2019
31-12
Financial Weakest financial yearnet -€748
Net result drops to -€748, the lowest in the series; recovery starts the following year.
29-09
NBB filing Annual accounts filed
fiscal year 2018 · micro schema · 60 days late
2017
29-08
NBB filing Annual accounts filed
fiscal year 2016 · micro schema · 29 days late
2016
27-07
NBB filing Annual accounts filed
fiscal year 2015 · full schema
2015
17-08
NBB filing Annual accounts filed
fiscal year 2014 · full schema · 17 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 5 acts read
About the unread acts

We know of 5 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Mons · 1 establishment unit since 2001
seat establishment The establishment unit on the map
Ground area
671 m²
Building footprint
335 m²
Volume, LiDAR
1,781 m³
2 parcels, Flanders, Wallonia · tallest building 10.3 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
DOLCE ITALIA
Statieplaats 9, 1950 KraainemNACE 1513103
since 20012.097.989.442
2 parcels
Flanders 1 (50%) Wallonia 1 (50%)
Parcel (capakey) Region Area Buildings Height / fl.
53030C0385/00M000 Wallonia 359 m² 1 · 91 m² 6.4 m · 2 fl.
22002A0033/00L000 Flanders 312 m² 1 · 243 m² 10.3 m · 2 fl.
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Identification & contact

Identification
Legal formPrivate limited company
Founded10-04-2001
Fiscal year end31-12
E-invoicing
Not found in the Peppol register

No Peppol card under this enterprise or VAT number. That proves nothing: publishing a card is voluntary.

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Register as of 29 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.