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R-D CONSULTING

Active
Private limited companyfounded 20233 yrs activeGasthuisweide 37, 8520 Kuurne, BelgiumKBO/BCE: BE 0803.449.812

R-D CONSULTING has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €63k and a net result of €12k. Equity is growing by ~41.1% per year across the filed fiscal years. Its solvency ranks better than 64% of 6967 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.3% (low).

Checked score

Score 2025
93 / 100
Excellent▼ -7 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability99▼-1
Solvency100=
Growth52▼-26
Stability94
Bankruptcy probability, 12 months
1.3% Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €6k at 30 days acceptable
Liquidity ample (current ratio 3.04 against 4.12 in 2024), and 30.9% of the assets are financed with debt.
Credit advice for your own amount and term

Signals

Five signals. The signal on the left, the evidence on the right.
lowers risk+raises riskneutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation date
Age against the risk zone
elevated failure risk from 2 to 8 years 3 years 0 10 y
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
69.1%
Return on assets
13.6%
Age of the figures
8 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 24-08-2026, 24 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 3 filings
Deviation from the deadline
2025
24 d late
2024
17 d late
2023
26 d late
← before the deadline after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
15-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Equity
€63k▲ 24.5%
2024 · €51k
2023: €21k 2024: €51k
2023 → 2025
Total assets
€91k▲ 40.0%
2024 · €65k
2023: €34k 2024: €65k
2023 → 2025
Net result
€12k▼ 57.5%
2024 · €29k
2023: €18k 2024: €29k
2023 → 2025
Working capital
€56k▲ 27.8%
2024 · €44k
2023: €19k 2024: €44k
2023 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line202320242025Trend
Equity€21k-€51k▲ 137%€63k▲ 24.5%
Operating result€24k-€39k▲ 62.2%€19k▼ 50.5%
Net result€18k-€29k▲ 58.9%€12k▼ 57.5%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
€0€10k€20k€30k€40kOperating result 2023: €24k€24kNet result 2023: €18k€18kOperating result 2024: €39k€39kNet result 2024: €29k€29kOperating result 2025: €19k€19kNet result 2025: €12k€12k202320242025
The operating result falls in 2025; 2025 is 50% below 2024 and is the lowest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €91k
Fixed assets €7k▲ 6.2%
Current assets €84k▲ 44.1%
Equity and liabilities €91k
Equity €63k▲ 24.5%
Debt €28k▲ 94.0%
The debt ratio rises from 22.3% to 30.9%: debt grows faster than equity.
Key figures and ratios
2025 value · change against 2024
EBITDA
€21k
2024 · €40k
Cash flow
€14k
2024 · €31k
Solvency
69.1%
2024 · 77.7%
Current ratio
3.04
2024 · 4.12
Quick ratio
3.04
2024 · 4.12
Debt / equity
0.45
2024 · 0.29
ROE
19.7%
2024 · 57.7%
ROA
13.6%
2024 · 44.9%
Interest coverage
161.44
2024 · 755.09
Debt
€28k
2024 · €15k
Debt ≤ 1 year
€28k
2024 · €14k
Income taxes
€7k
2024 · €9k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet Code20242025
Assets
Total assets20/58€65k€91k
Fixed assets21/28€7k€7k
Tangible fixed assets22/27€7k€7k
Furniture and vehicles24€7k€7k
Current assets29/58€58k€84k
Amounts receivable within one year40/41€11k€11k
Trade receivables40€11k€11k
Other amounts receivable41€9€53
Cash at bank and in hand54/58€46k€72k
Deferred charges and accrued income490/1€852€1k
Equity and liabilities
Total equity and liabilities10/49€65k€91k
Equity10/15€51k€63k
Contributions10/11€3k€3k=
Profit (loss) carried forward14€48k€60k
Amounts payable17/49€15k€28k
Amounts payable within one year42/48€14k€28k
Trade debts44€906€8k
Suppliers440/4€906€8k
Taxes, remuneration and social security45€10k€16k
Taxes450/3€10k€16k
Other amounts payable47/48€3k€3k
Accrued charges and deferred income492/3€412€663
Income statement Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2k€2k
Other operating charges640/8€1k€1k
Gross operating margin9900€41k€22k
Operating profit (loss)9901€39k€19k
Financial income75/76B€0€0
Recurring financial income75€0€0
Financial charges65/66B€53€131
Recurring financial charges65€53€131
Profit (loss) for the period before taxes9903€39k€19k
Income taxes67/77€9k€7k
Profit (loss) for the period9904€29k€12k
Profit (loss) for the period to be appropriated9905€29k€12k
Appropriation of the result
Profit (loss) to be appropriated9906€48k€60k
Profit (loss) brought forward from the previous period14P€18k€48k

The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Download as CSV

Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
24-08
NBB filing Annual accounts filed
fiscal year 2025 · micro schema · 24 days late
2025
31-12
Financial Weakest financial yearnet €12k ▼57.5%
Net result drops to €12k, the lowest in the series.
17-08
NBB filing Annual accounts filed
fiscal year 2024 · micro schema · 17 days late
2024
31-12
Financial Highest result since 2023net €29k ▲58.9%
Operating result €39k, net result €29k, both a record.
26-08
NBB filing Annual accounts filed
fiscal year 2023 · micro schema · 26 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Kuurne · 1 establishment unit since 2023
establishment The establishment unit on the map
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Gasthuisweide 378520 Kuurne
Ground area
172 m²
Building footprint
77 m²
Volume, LiDAR
498 m³
Parcel 34023B0679/00L002, Flanders · tallest building 7.5 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
R-D CONSULTING
Gasthuisweide 37, 8520 KuurneAgents specialised in the wholesale of other particular products
since 20232.347.339.424
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
34023B0679/00L002 Flanders 172 m² 1 · 77 m² 7.5 m · 2 fl.
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 13,391 companies in sector 73300 we hold annual accounts for 6,882. 5,563 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification
Legal formPrivate limited company
Founded30-06-2023
Fiscal year end31-12
Activities, NACEBEL
70210Activities of head offices; management consultancy activities
73300Public relations and communication consultancy
70200Business and other management consultancy
70220Business consulting
82990Other business support services
85699Other educational support services
93110Operation of sports facilities
93199Other sports activities
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers

Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.